Payday Loans in Mc Kinnon, Wyoming

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No payday loan companies in Mc Kinnon, WY. Consider companies in other cities:

Company nameAddressZip codePhone number
ANB Bank 3908 Grand Ave, Laramie, WY 82070 +1 (307) 745 - 3619
ACPE Federal Credit Union 2835 Grand Ave, Laramie, WY 82070 +1 (307) 745 - 4726
Western Vista Federal CU 3207 Sparks Rd, Cheyenne, WY 82001 +1 (307) 634 - 2197
Quick Buck 1255 N Federal Blvd # D, Riverton, WY 82501 +1 (307) 856 - 8787
Eagle Home Mortgage 116 Upper Prairie Dog Rd, Banner, WY 82832
Zions Bank Jackson 25 S Willow St 201, Jackson, WY 83001 +1 (307) 200 - 3266
U.S. Bank ATM - Cheyenne Frontier 1437 Prairie Ave, Cheyenne, WY 82009 +1 (800) 872 - 2657
Wilkinson & Associates LLC 172 Center St 201, Jackson, WY 83001 +1 (307) 733 - 1658
Fast Cash 1835 CY Ave, Casper, WY 82604 +1 (307) 237 - 1322
Jackson Hewitt Tax Service 1695 Coffeen Ave, Sheridan, WY 82801 +1 (888) 325 - 1040

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mc Kinnon, WY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Casper, WY, Same Day Loans in Cheyenne, WY, Bad Credit Loans in Gillette, WY and 24-Hour Loan in Laramie, WY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mc Kinnon, WY.

Are Payday Loans Legal In Mc Kinnon, Wyoming?

Loan Rates and Fees, Laws and Regulations in Wyoming.

Wyoming Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)261
Maximum Loan AmountNo limit
Minimum Loan TermNot Specified
Maximum Loan TermOne calendar month
Number of Rollovers Allowed0
Finance Charges$30 (or 20% per month)

Mc Kinnon, WY payday loan calculator

Payday Loans in Mc Kinnon, Wyoming: What You Need to Know

Payday loans are a type of short-term loan that have become increasingly popular in Wyoming, including Mc Kinnon. These loans are designed to provide borrowers with access to quick cash in case of emergencies or unexpected expenses.

While payday loans can be helpful in certain situations, they also come with high interest rates and fees that can trap borrowers in a cycle of debt. It’s important to understand the risks and benefits of payday loans before deciding to take one out.

How Payday Loans Work

A payday loan is typically a small loan of $500 or less that is due on the borrower’s next payday. The loan is secured by a postdated check or pre-authorized debit that gives the lender permission to withdraw the loan amount, plus interest and fees, from the borrower’s account.

The interest rates on payday loans can be very high, sometimes as much as 400%. Borrowers may also be charged fees for late payments or insufficient funds that can quickly add up.

In Mc Kinnon, Wyoming, payday loans are legal but subject to strict regulations. For example, lenders are required to disclose all fees and interest rates to borrowers in writing before they sign a loan agreement.

Pros and Cons of Payday Loans

There are both pros and cons to taking out a payday loan in Mc Kinnon, Wyoming.

Pros

  • Quick access to cash in case of emergencies
  • No credit check required
  • Can help improve credit score if paid off on time

Cons

  • High interest rates and fees
  • Risks of getting trapped in a cycle of debt
  • Not a long-term solution to financial problems

Interesting Facts and Statistics About Payday Loans in Mc Kinnon, Wyoming

  • Wyoming has one of the highest payday loan usage rates in the country, with over 300 payday lending storefronts operating across the state.
  • In 2020, the average payday loan in Wyoming was $490, with an average interest rate of 391%.
  • According to a study by the Pew Charitable Trusts, 69% of payday borrowers in Wyoming use the loans for recurring expenses, such as rent or utilities.

Apply Now

If you’re in need of quick cash in Mc Kinnon, Wyoming, applying for a payday loan through TheGuaranteedLoans may be an option for you. We work with a network of trusted lenders who are committed to providing fair and transparent loan terms to borrowers.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. This means that we will help facilitate your connection with potential lenders, but we are not responsible for the terms of your loan.

Apply now on our website and see if you qualify for a payday loan in Mc Kinnon, Wyoming.

When considering a payday loan, it’s important to weigh the risks and benefits and make sure you’re able to repay the loan on time. Always read the loan agreement carefully and make sure you understand all the terms and fees associated with the loan.

F.A.Q.

How do I apply for a payday loan in Mc Kinnon, Wyoming?

To apply for a payday loan in Mc Kinnon, Wyoming, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, identification, and a blank check from an active checking account.

How do I repay a payday loan in Mc Kinnon, Wyoming?

Payday loans in Mc Kinnon, Wyoming are typically repaid in full on the borrower's next payday, along with the interest and fees charged by the lender. Borrowers can either repay the loan in person at the lender's location or authorize the lender to withdraw the funds directly from their checking account.

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