Payday Loans in Choccolocco, Alabama

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No payday loan companies in Choccolocco, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Liberty Finance Co 225 Bexar Ave E, Hamilton, AL 35570
Navy Federal Credit Union 621 Boll Weevil Cir Suite 6, Enterprise, AL 36330
Covington Credit 1400 2nd Ave NW, Cullman, AL 35055
Always Money 2124 Cogswell Ave, Pell City, AL 35125
Money Now 610 E Pushmataha St, Butler, AL 36904
McIntosh Chemical Federal CU 7895 US-43, McIntosh, AL 36553 +1 (251) 944 - 8034
Listerhill Credit Union 17051 US-72, Rogersville, AL 35652 +1 (256) 247 - 3542
1st Franklin Financial 980 N Brindlee Mountain Pkwy, Arab, AL 35016
Sweet Water State Bank 1202 Osgood Loop, Demopolis, AL 36732 +1 (334) 287 - 1300
Advance America 1210 S N US Hwy 231, Ozark, AL 36360 +1 (334) 774 - 3856

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Choccolocco, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Gadsden, AL, 24-Hour Loan in Homewood, AL, Payday Loans in Hoover, AL, Payday Loans in Huntsville, AL, 24-Hour Loan in Jasper, AL, Emergency Loan in Madison, AL, Short-term Loans in Mobile, AL and Payday Loan Without a Credit Check in Montgomery, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Choccolocco, AL.

Payday Loans Available in Choccolocco, AL By The Following ZIP Codes:

36254

Are Payday Loans Legal In Choccolocco, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Choccolocco, AL payday loan calculator

Payday Loans in Choccolocco, Alabama: Everything You Need to Know

Payday loans are a popular type of short-term loan that people use to cover unexpected expenses or financial emergencies.

One of the most significant advantages of payday loans is that they are quick and easy to obtain. However, choosing the right lender that meets your financial needs can be a daunting task.

If you are a resident of Choccolocco, Alabama, and you require financial assistance, TheGuaranteedLoans has you covered. Here’s everything you need to know about payday loans in Choccolocco, AL.

What Are Payday Loans, and How Do They Work?

Payday loans are known as “cash advances.” They are short-term loans that you take out to get through your next payday, which is why they are called payday loans.

The application process is relatively simple. You fill out a loan application, and if you are approved, the funds will be deposited into your checking account within 24 hours or less.

Then, on your next payday, the loan amount plus any fees or interest is withdrawn from your bank account by the lender from whom you received the loan.

How Much Money Can You Borrow with a Payday Loan?

The amount of money you can borrow with a payday loan varies from state to state and lender to lender. In Alabama, payday loans are legal, and you can borrow up to $500 with a payday loan.

What Are the Requirements for Getting a Payday Loan?

Here are some of the requirements you must meet to get a payday loan in Choccolocco, Alabama:

  • You must have a steady source of income.
  • You must be at least 19 years old.
  • You must be a legal resident of Alabama.
  • You must have an active checking account.

Note, meeting these requirements does not necessarily guarantee that your loan application will be approved. The final decision rests with the lender.

What Are the Benefits of Payday Loans?

Payday loans offer various benefits to borrowers, including:

  • Quick and easy application process
  • No credit check required
  • You can receive funds within 24 hours or less
  • No collateral required

What Are the Risks of Payday Loans?

Like any financial product, payday loans come with risks. Some of the risks include:

  • High-interest rates and fees
  • Potential to trap borrowers in a cycle of debt
  • Your credit score could be affected if you don’t repay the loan on time

Interesting Facts about Payday Loans in Choccolocco, Alabama

  • The average payday loan amount borrowed in Alabama is $350.
  • Alabama law allows borrowers to roll over their payday loans up to four times.
  • According to a report by the Center for Responsible Lending, the average payday loan borrower in Alabama takes out 10 loans per year.

Apply Now to Get Started

If you require financial assistance, head over to TheGuaranteedLoans website and fill out our easy-to-use online application. We are a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Our application process is quick, secure, and transparent, and you could receive the funds you need within 24 hours or less.

In conclusion, payday loans might be a quick and easy solution to cover unexpected expenses or emergencies. However, it’s crucial to read and understand the terms and conditions of any loan before applying for it to make an informed decision.

F.A.Q.

How much can I borrow with a payday loan in Choccolocco, Alabama?

The amount that a borrower can borrow with a payday loan in Choccolocco, Alabama is limited by state law. The maximum amount that can be borrowed is $500, and the minimum amount is $100.

How long do I have to repay a payday loan in Choccolocco, Alabama?

Payday loans in Choccolocco, Alabama are typically due on the borrower's next payday, which is typically within two to four weeks of receiving the loan. However, some lenders may offer longer repayment terms, depending on the borrower's individual circumstances.