Payday Loans in Georgetown, Connecticut

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Georgetown, CT. Consider companies in other cities:

Company nameAddressZip codePhone number
Envoy Mortgage - Trumbull, CT Main St 6515 Main St Unit 7, Trumbull, CT 06611 +1 (203) 816 - 4994
360 Federal Credit Union 385 Enfield St, Enfield, CT 06082 +1 (860) 627 - 4200
Yankee Peddler & Pawn New Milford 133 Danbury Rd, New Milford, CT 06776 +1 (860) 799 - 7962
Wells Fargo Bank 667 Connecticut Ave, Norwalk, CT 06854 +1 (203) 866 - 6300
People's United Bank 1364 E Town Rd, Milford, CT 06460 +1 (203) 877 - 8442
Freedom Mortgage 2080 Silas Deane Hwy 202, Rocky Hill, CT 06067 +1 (860) 529 - 9878
KeyBank 1026 Main St, Branford, CT 06405 +1 (203) 483 - 1713
Liberty Tree Financial Services LLC 55 Middletown Ave UNIT 4, North Haven, CT 06473 +1 (203) 776 - 1500
KeyBank 245 Main St, East Haven, CT 06512 +1 (203) 467 - 7723
AFC Automotive Finance Corp. 360 Bloomfield Ave Suite 309, Windsor, CT 06095 +1 (860) 688 - 5861

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Georgetown, CT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Norwalk, CT, Payday Loans in Norwich, CT, Payday Loans in Shelton, CT, Payday Loans in Southington, CT, Online Loans in Stamford, CT, Payday Loan Companies in Stratford, CT, Same Day Loans in Torrington, CT and Bad Credit Loans in Trumbull, CT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Georgetown, CT.

Beautiful sights of Georgetown, CT

Payday Loans Available in Georgetown, CT By The Following ZIP Codes:

06829

Are Payday Loans Legal In Georgetown, Connecticut?

Payday Lending is Prohibited in Connecticut

Connecticut Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Georgetown, CT payday loan calculator

Payday Loans in Georgetown, Connecticut

Payday loans are short-term loans designed to help people who need money quickly. These loans are usually due to be repaid by the borrower’s next payday. While payday loans can be helpful in some situations, they are not legal in Georgetown, Connecticut.

Many people turn to payday loans as a way to cover unexpected expenses or emergencies. However, these loans often come with extremely high interest rates and fees, making them difficult to pay off once they come due. This is why many states, including Connecticut, have banned payday loans altogether.

Why are Payday Loans Prohibited in Georgetown, Connecticut?

Payday loans are prohibited in Georgetown, Connecticut, because of the high interest rates and fees associated with these loans. In Connecticut, the maximum interest rate that lenders can charge on loans is 12%. Payday loans, on the other hand, often come with annual percentage rates (APRs) of several hundred percent. This means that borrowers who take out payday loans are likely to end up owing more money than they borrowed in the first place.

Furthermore, payday lenders often target vulnerable populations, such as low-income individuals or those with bad credit. These borrowers can be trapped in a cycle of debt, taking out new loans to pay off old ones. This practice can lead to a never-ending cycle of debt that is difficult to escape.

What are the Alternatives to Payday Loans in Georgetown, Connecticut?

While payday loans may be prohibited in Georgetown, Connecticut, there are still other options available for those in need of quick cash. One option is to consider a title loan, which is a type of secured loan that uses a vehicle’s title as collateral. Title loans often come with lower interest rates than payday loans and can be a better option for borrowers who have a vehicle to use as collateral.

Another option for those who need quick cash is to consider a personal loan from a bank or credit union. While these loans may take longer to process and require a credit check, they often come with lower interest rates and fees than payday loans.

Interesting Facts and Statistics

  • The average payday loan is for $375, with a repayment period of two weeks.
  • Payday loans in the United States result in approximately $8 billion in fees per year.
  • Connecticut was one of the first states to enact strict regulations on payday lenders, including capping interest rates at 12%.

Apply Now

If you are in need of a loan, consider filling out an application on TheGuaranteedLoans website. As a connector service, we work with a variety of potential lenders to help match borrowers with loans that meet their needs. We are not a direct lender, but we can facilitate your connection with potential lenders who may be able to offer you a loan.

Remember, it’s important to always read the terms and conditions of any loan before agreeing to it, and to make sure you understand the repayment terms and fees associated with the loan.

Thank you for considering TheGuaranteedLoans as a potential option for your borrowing needs. We’re here to help.

F.A.Q.

Can a payday loan company file a lawsuit against me in Georgetown, Connecticut?

No, a payday loan company cannot file a lawsuit against you in Georgetown, Connecticut because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Georgetown, Connecticut?

Yes, there are federal laws that apply to payday loans in Georgetown, Connecticut, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.