Payday Loans in Nassau, Delaware

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No payday loan companies in Nassau, DE. Consider companies in other cities:

Company nameAddressZip codePhone number
Northeastern Title Loans 103 Naamans Rd, Claymont, DE 19703 +1 (302) 792 - 4812
FSNB 266 Galaxy St, Dover AFB, DE 19902 +1 (800) 749 - 4583
Check 'n Go 1504 Beaver Brook Plaza, New Castle, DE 19720 +1 (302) 326 - 1089
Check 'n Go 27 Chestnut Hill Plaza, Newark, DE 19713 +1 (302) 455 - 1459
Delaware Title Loans, Inc. 505 N Dupont Hwy, New Castle, DE 19720 +1 (302) 328 - 7482
Atlantic Pawn 28381 Dupont Blvd, Millsboro, DE 19966 +1 (302) 663 - 0833
Carbucks Title Loans 1707 Marsh Rd, Wilmington, DE 19810 +1 (302) 798 - 7288
Loan-Till-Payday 178 N Dupont Hwy, Dover, DE 19901 +1 (302) 861 - 0440
United Check Cashing 155 N Dupont Hwy, Dover, DE 19901 +1 (302) 677 - 0070
MoneyGram 2000 Midway Dr 3, Harrington, DE 19952 +1 (302) 398 - 3970

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nassau, DE, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Dover, DE, Payday Loan for Newark, DE and Quick Loan in Wilmington, DE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nassau, DE.

Are Payday Loans Legal In Nassau, Delaware?

Loan Rates and Fees, Laws and Regulations in Delaware.

Delaware Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$1,000
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed4
Finance ChargesNo Limit

Nassau, DE payday loan calculator

Payday loans have become a popular way to borrow money in Nassau, Delaware. While some people turn to payday loans as a last resort when they need cash quickly, others use them to cover unexpected expenses or to bridge the gap between paychecks.

It’s important to understand how payday loans work and what the laws are in Delaware to make an informed decision about whether a payday loan is right for you.

What are payday loans?

Payday loans are short-term loans that usually have to be paid back within two weeks or on your next payday. These loans are often for smaller amounts, typically between $100 and $1,000, and come with higher interest rates than traditional loans. The application process is usually quick and straightforward, and you can often get the funds you need within a day.

Payday loan laws in Delaware

In Delaware, payday loans are legal, but they are subject to regulations that aim to protect consumers from predatory lending practices. The state has a cap on the amount you can borrow in payday loans, which is set at $1,000 or 25% of your gross monthly income, whichever is less. Additionally, lenders are required to provide clear information about the terms of the loan, including the interest rate, fees, and repayment schedule.

There are also limits on the fees that lenders can charge. In Delaware, the maximum finance charge for a two-week $100 loan is $15, which equates to an annual percentage rate (APR) of 390%. It’s important to note that these fees can add up quickly if you’re unable to repay the loan on time, so it’s essential to budget accordingly before taking out a payday loan.

The pros and cons of payday loans

While payday loans can be a convenient way to get quick cash, they do come with some risks. Here are some of the pros and cons of payday loans:

Pros:

  • Quick and easy application process
  • No credit check required
  • Funds can be available within a day

Cons:

  • Higher interest rates and fees
  • Potential for a cycle of debt if the loan is not repaid on time
  • Can damage your credit score

Interesting facts about Payday loans in Nassau, Delaware

  • Delaware has one of the highest rates of payday loan usage in the country.
  • According to a report by the Center for Responsible Lending, Delaware residents pay an average of $520 in fees for a payday loan of $300.
  • Approximately 20% of payday loan borrowers in Delaware take out at least 10 payday loans each year.

Apply Now

If you’re considering a payday loan in Nassau, Delaware, TheGuaranteedLoans can help you find a lender that meets your needs. Our online application process is simple and easy to use, and we work with a network of trusted lenders who abide by Delaware state laws. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and our services are completely free to use. Click the ‘Apply Now’ button to get started.

Final thoughts

While payday loans can be a helpful way to get fast cash, it’s essential to approach them with caution and only borrow what you can realistically afford to repay. By understanding how payday loans work and the laws in Delaware, you can make an informed decision about whether a payday loan is right for you. If you do choose to take out a payday loan, make sure you read the terms carefully and budget accordingly to avoid falling into a cycle of debt.

F.A.Q.

What happens if I am unable to repay my payday loan in Nassau, Delaware?

If you are unable to repay your payday loan in Nassau, Delaware, you should contact the lender as soon as possible to discuss your options. The lender may be able to offer a repayment plan or other solution to help you avoid defaulting on the loan.

Can I be sued or have my wages garnished if I default on a payday loan in Nassau, Delaware?

Yes, if you default on a payday loan in Nassau, Delaware, the lender may take legal action against you, including suing you or garnishing your wages. It is important to communicate with the lender and try to find a solution if you are unable to repay the loan on time.

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