Maybe you don’t have a bank account. Maybe credit cards and home mortgages are something for someone else, not you. But that doesn’t mean you can’t get access to credit. You can look for direct personal loans.
What Are Direct Personal Loans?
Direct personal loans are unsecured loans made by the lender, not a bank. These are Real Payday Loans Lenders who make their funds available directly to you without an intermediary.
One of the benefits is that cutting out the middle man reduces costs, so these are relatively Cheap Payday Loans. The terms will be more favorable than if you have added a bunch of layers of people to the process, each of whom will take their cut.
But It’s Saturday. Can I Get A Direct Personal Loan Today?
Yes, you can! Thanks to the internet, Weekend Payday Loans are more available than ever, even if you don’t have a bank account. You may still be able to get the funds deposited to a pre-paid debit card instead of wired to a checking account.
Online loans can be applied for any time of the day or night and you may be able to get funds in as little as an hour. The convenience of modern life is practically magic compared to what was available a few decades ago when you had to go in person to a bank or physical payday loan establishment.
What Do I Need To Qualify For Online Loans Without A Bank Account?
Like any loans, direct personal loans are available to legal adults who are citizens or legal residents of the US. You will need legal identification, such as:
- A driver’s license.
- State-issued ID card.
- College ID card.
- Tribal ID card.
You will also need to provide proof of income, such as a recent pay stub. If you don’t have a bank account, you will need a pre-paid debit card available so the funds can be transferred to you.
If this is your first time applying for an online loan without a bank account, you may need a little extra time to arrange a pre-paid card. But once you know the routine and have all the details worked out, any future loans may take out should go more smoothly.
Where Can I Get Direct Personal Loans?
You can start your search right here. TheGuaranteedLoans is a loan clearinghouse. We connect people like you to the financial products you need.
We don’t lend money. Instead, we keep a database of lenders and their financial products. We take your information and check it against our files. When we find a match, we notify the lender who will contact you to complete the process.
You will work directly with them after that. The only thing we do is help you find them so it’s quicker and easier to get what you need.