Payday Loans in Hanalei, Hawaii

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Hanalei, HI. Consider companies in other cities:

Company nameAddressZip codePhone number
First Hawaiian Bank Waipahu Branch 94-205 Leoku St, Waipahu, HI 96797 +1 (808) 671 - 3971
Hickam Federal Credit Union 40 Hickam Ct, Honolulu, HI 96818 +1 (808) 423 - 1391
American Savings Bank 4454 Nuhou St, Lihue, HI 96766 +1 (800) 272 - 2566
First Hawaiian Bank Kukui Grove Branch 3, 2600 Kaumualii Hwy Ste 1650, Lihue, HI 96766 +1 (808) 245 - 6394
American Savings Bank 333 Keahole St, Honolulu, HI 96825 +1 (800) 272 - 2566
Territorial Savings Bank 315 Makaala St 102, Hilo, HI 96720 +1 (808) 935 - 3952
Easy Cash Solutions 64-1032 Mamalahoa Hwy #101, Waimea, HI 96743
Western Union Safeway, 1221 Honoapiilani Hwy, Lahaina, HI 96761 +1 (808) 667 - 4392
Advance Til Payday 255 Keawe St, Hilo, HI 96720 +1 (808) 933 - 3522
Hawaii County Employees Federal Credit Union 131 Puuhonu Way, Hilo, HI 96720 +1 (808) 935 - 2969

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hanalei, HI, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Hilo, HI, Online Loans in Honolulu, HI, Payday Loans in Kahului, HI, Payday Loan Without a Credit Check in Kaneohe, HI, Payday Loans in Pearl City, HI and Short-term Loans in Waipahu, HI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hanalei, HI.

Useful Articles

Beautiful sights of Hanalei, HI

Photo of city Hanalei, HI Photo of city Hanalei, HI Photo of city Hanalei, HI

Payday Loans Available in Hanalei, HI By The Following ZIP Codes:

96714

Are Payday Loans Legal In Hanalei, Hawaii?

Loan Rates and Fees, Laws and Regulations in Hawaii.

Hawaii Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term32 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced; <$17.65 for $100

Hanalei, HI payday loan calculator

Advise to read before applying

Payday Loans in Hanalei, Hawaii: A Comprehensive Guide

Many people are not aware that payday loans are legal in Hawaii. This guide will provide you with everything you need to know about payday loans in Hanalei, Hawaii.

What is a payday loan?

A payday loan is a short-term, high-interest loan that is designed to be repaid with your next paycheck. They are typically used by people who need extra cash to cover unexpected expenses or emergencies.

  • Payday loans are legal in Hanalei, Hawaii and apply to check cashers only.
  • The maximum loan amount is $600
  • The maximum term for a payday loan in Hawaii is 32 days
  • The maximum finance charge for a $100 payday loan for a 14-day period is $17.65

How do payday loans work?

When you apply for a payday loan, you will need to provide proof of income and employment. You will also need to provide a post-dated check to the lender for the amount of the loan plus the finance charge. If you are unable to repay the loan on the due date, the lender can cash the check to recover their funds.

What are the pros and cons of payday loans?

Like any financial product, payday loans have both advantages and disadvantages.

Pros:

  • Easy and quick access to cash
  • No collateral required
  • No credit check required

Cons:

  • High interest rates and fees
  • Short repayment period
  • Risk of falling into a debt cycle

How to apply for a payday loan in Hanalei, Hawaii?

Applying for a payday loan in Hanalei, Hawaii is easy and straightforward. You can visit a local check casher or apply online through a reputable loan connector service.

Apply Now:

If you need cash urgently and are looking for a reliable lender, you can visit TheGuaranteedLoans website and fill out our online application form. As a connector service, we will facilitate your connection with potential lenders willing to work with you. Please note that we are not a direct lender and do not make credit decisions.

Facts and Statistics about Payday Loans in Hanalei, Hawaii

  • According to the Center for Responsible Lending, the average annual percentage rate (APR) for payday loans in Hawaii is 459%
  • The number of payday loan stores in Hawaii increased by 611% between 2006 and 2013
  • According to the Hawaii State Department of Business, Economic Development, and Tourism, the payday lending industry in Hawaii generated $45.9 million in fees and interest revenue in 2015.
  • In 2018, the Hawaii State Legislature passed a bill capping the annual interest rate on payday loans at 36%. However, this cap only applies to military members and their families.

Now that you have a clearer understanding of payday loans in Hanalei, Hawaii, you can make an informed decision about whether this financial product is right for you.

F.A.Q.

What should I do if I can't repay my payday loan in Hanalei, Hawaii?

If you are unable to repay your payday loan in Hanalei, Hawaii, you should contact the lender and try to negotiate a payment plan or extension. If the lender is uncooperative, you can file a complaint with the Hawaii Division of Financial Institutions.

Are there any alternatives to payday loans in Hanalei, Hawaii?

Yes, there are several alternative options to payday loans in Hanalei, Hawaii, such as credit union loans, personal loans from banks, and borrowing from friends or family. These options may have more favorable terms and lower interest rates than payday loans.

Look for Short-Term Loans in Other Cities:

Hilo Honolulu Kahului Kaneohe Pearl City Waipahu
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.