Payday Loans in Little York, Indiana

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No payday loan companies in Little York, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
CFSC Speedy Check Cashers 3521 Central Ave, Lake Station, IN 46405 +1 (219) 962 - 9670
1st Source Bank 411 Illinois St, Walkerton, IN 46574 +1 (574) 586 - 3131
Walmart Money Center 1609 W Lawrence Dr, Scottsburg, IN 47170 +1 (812) 752 - 7122
A-1 Cash Advance 1910 E 53rd St, Anderson, IN 46013 +1 (765) 643 - 4400
Advance America 1710 E 10th St #1a, Jeffersonville, IN 47130 +1 (812) 218 - 0959
Industrial Federal Credit Union 1871 US-231, Crawfordsville, IN 47933 +1 (765) 771 - 8000
Lake City Bank - Grace Village 1324 Wooster Rd, Winona Lake, IN 46590 +1 (574) 372 - 6158
INOVA Federal Credit Union 1025 S Carroll Ave, Michigan City, IN 46360 +1 (574) 294 - 6553
CheckSmart 2235 E Main St #100, Plainfield, IN 46168 +1 (317) 837 - 1185
Thrivent Financial for Lutherans 306 Cherry St, Lizton, IN 46149 +1 (317) 863 - 7516

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Little York, IN, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Gary, IN, Online Loans in Goshen, IN, Payday Loan for Granger, IN, Payday Loans in Greenwood, IN, Payday Loans in Guilford, IN, Guaranteed Loans in Hammond, IN, Payday Loans in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Little York, IN.

Payday Loans Available in Little York, IN By The Following ZIP Codes:

47139

Are Payday Loans Legal In Little York, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Little York, IN payday loan calculator

The Ins and Outs of Payday Loans in Little York, Indiana

Payday loans have become a popular way for people to get quick cash when they need it. If you live in Little York, Indiana, you may be wondering if payday loans are legal in your state, and how they work. This article will answer those questions and more.

What are Payday Loans?

Payday loans are short-term loans that are meant to help people bridge the gap between paychecks. They are typically for small amounts, ranging from $100 to $1,500, and are due on the borrower’s next payday. The application process is typically quick and easy, with approval often taking as little as a few minutes.

Are Payday Loans Legal in Indiana?

Yes, payday loans are legal in Indiana. However, there are restrictions on the amount of interest that can be charged on these loans. In Indiana, lenders cannot charge more than 15% interest on loans up to $250, 13% on loans between $251 and $400, and 10% on loans between $401 and $500. Additionally, the term of the loan cannot be less than 14 days or more than 30 days.

How Do Payday Loans Work?

The process of getting a payday loan is typically quick and easy. To apply, you will need to provide proof of income and a valid ID. You will also need to have an active checking account. If you are approved for a loan, the funds will usually be deposited into your account within one or two business days. Repayment is due on your next payday, and the lender will usually automatically withdraw the amount due from your account on that day.

The Pros and Cons of Payday Loans

  • Pros:
    • Quick and easy application process
    • No collateral required
    • Borrowers with poor credit may still be able to qualify
  • Cons:
    • High interest rates and fees
    • Short repayment terms, which can lead to a cycle of debt
    • Potential for predatory lending practices

Interesting Facts and Statistics about Payday Loans in Little York, Indiana

  • In 2020, the Indiana Department of Financial Institutions received 9,677 complaints about payday loans.
  • The average interest rate on a payday loan in Indiana is 391%.
  • According to a 2021 study by the Consumer Financial Protection Bureau, 15% of payday loan borrowers in the United States end up with more than 10 loans in a row, indicating a cycle of debt.

Apply Now

If you are in need of a payday loan in Little York, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and you could have the funds you need within one or two business days. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work to connect borrowers with potential lenders and do not make the lending decisions ourselves.

To get started, simply visit our website and fill out our online application. We look forward to helping you get the cash you need.

F.A.Q.

Are there any restrictions on how I can use the money from a payday loan in Little York, Indiana?

The funds from a payday loan in Little York, Indiana must be used for a short-term financial need and cannot be used for long-term expenses or investments.

What are the fees associated with a payday loan in Little York, Indiana?

The fees for a payday loan in Little York, Indiana are capped at 15% of the loan amount, plus a $1 database fee.