Payday Loans in New Palestine, Indiana

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No payday loan companies in New Palestine, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Mariner Finance 28 N 2nd St, Vincennes, IN 47591 +1 (812) 882 - 3810
Business & Industrial FCU 2118 Lanier Dr, Madison, IN 47250 +1 (812) 273 - 4044
Raymond James Financial Services 125 3rd St, Columbus, IN 47201 +1 (812) 376 - 1940
CheckSmart 2839 E State Blvd, Fort Wayne, IN 46805 +1 (260) 496 - 8885
ATM Purdue Federal Credit Union Win Hentschel Boulevard Drive-Up 1551 Win Hentschel Blvd, West Lafayette, IN 47906 +1 (765) 497 - 3328
Raymond James & Associates 1876 Hart St, Vincennes, IN 47591 +1 (812) 882 - 0253
Check Into Cash 2267 North Oak Road, Plymouth, IN 46563 +1 (574) 936 - 2317
United Federal Credit Union - Ireland Road 223 W Ireland Rd, South Bend, IN 46614 +1 (888) 982 - 1400
Advance America 3520 N Bendix Dr a, South Bend, IN 46628 +1 (574) 243 - 5598
Centier Bank 8020 E 109th Ave, Crown Point, IN 46307 +1 (219) 663 - 0513

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Palestine, IN, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Kokomo, IN, Payday Loans in Lafayette, IN, Payday Loans in Merrillville, IN, Payday Loans in Michigan City, IN, Payday Loan Without a Credit Check in Mishawaka, IN, 24-Hour Loan in Muncie, IN, Quick Loan in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Palestine, IN.

Beautiful sights of New Palestine, IN

Payday Loans Available in New Palestine, IN By The Following ZIP Codes:

46163

Are Payday Loans Legal In New Palestine, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

New Palestine, IN payday loan calculator

Payday Loans in New Palestine, Indiana: A Comprehensive Guide

Payday loans are a type of short-term loan that can help individuals cover unexpected expenses before their next paycheck. While these loans can be helpful, it’s essential to understand the terms and regulations surrounding them in your state. In Indiana, payday loans are legal, but strict regulations govern them. In this article, we’ll explore payday loans in New Palestine, Indiana, and answer some common questions about these loans.

What are payday loans?

Payday loans are short-term loans, and they are typically given for small amounts of money. In New Palestine, Indiana, the maximum amount you can borrow through a payday loan is $550.

The idea behind payday loans is that they are supposed to help individuals cover unexpected expenses that come up between paychecks. For example, if your car breaks down, and you need to pay for repairs before payday, a payday loan can help you cover the cost.

How do payday loans work in New Palestine, Indiana?

In New Palestine, Indiana, payday loan terms are regulated by the Indiana Department of Financial Institutions. Payday loans have a maximum term of 2 weeks, and lenders are allowed to charge up to 15% of the loan amount in fees. This means that if you borrow $100, you can expect to pay $15 in fees.

It’s essential to note that if you can’t repay your payday loan on time, the lender may allow you to roll your loan over. Rolling over your loan means that you extend the term of your loan, but you’ll have to pay additional fees. The state of Indiana allows you to roll over your payday loan up to three times.

What are the requirements for getting a payday loan in New Palestine, Indiana?

To qualify for a payday loan in New Palestine, Indiana, you must:

  • Be at least 18 years old
  • Have a Social Security number
  • Be a resident of Indiana
  • Have a regular source of income

Some lenders may also require you to provide a post-dated check or your checking account information to get a payday loan.

What are the benefits and risks of payday loans?

Payday loans can be helpful in some situations. They can help you cover unexpected expenses when you don’t have savings to fall back on. However, there are some risks associated with payday loans that you should be aware of:

Benefits:

  • Quick approval process
  • Easy to qualify for
  • Helpful for covering unexpected expenses

Risks:

  • High fees and interest rates
  • Can lead to a cycle of debt if not repaid on time
  • May require access to your checking account

Interesting Facts about Payday Loans in New Palestine, Indiana

  • On average, Indiana residents have 10 payday loans per year, according to a study by the Pew Charitable Trusts.
  • In 2019, the Indiana Department of Financial Institutions received over 201,000 consumer complaints related to payday loans.
  • The average payday loan amount in Indiana is $317.40, and the average fee is $55.00.

Apply Now for a Payday Loan in New Palestine, Indiana

If you’re considering a payday loan in New Palestine, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Our online application form is quick and easy, and we’ll match you with lenders who may be able to help with your financial needs. Keep in mind that TheGuaranteedLoans is a connector service and not a direct lender. We do not make any credit decisions and are not responsible for the actions of any lender.

If you’re struggling financially, a payday loan may be able to help you cover unexpected expenses. However, it’s essential to understand the regulations surrounding payday loans in New Palestine, Indiana, and to ensure that you can repay the loan on time. Be sure to weigh the benefits and risks of payday loans before deciding if they’re the best option for you.

F.A.Q.

How much can I borrow with a payday loan in New Palestine, Indiana?

The maximum amount that can be borrowed with a payday loan in New Palestine, Indiana is $550.

Are there any restrictions on how I can use the money from a payday loan in New Palestine, Indiana?

The funds from a payday loan in New Palestine, Indiana must be used for a short-term financial need and cannot be used for long-term expenses or investments.