Payday Loans in Rosedale, Indiana

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No payday loan companies in Rosedale, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Heights Finance Corporation 2206 State St, New Albany, IN 47150 +1 (812) 944 - 7765
Huntington County FCU 1885 Old U.S. 24, Huntington, IN 46750 +1 (260) 356 - 6400
German American Bank 7721 900 E, Montgomery, IN 47558 +1 (812) 636 - 8300
River Bend FCU 718 Chapin St, South Bend, IN 46601 +1 (574) 288 - 1949
Horizon Bank 212 W 7th St, Auburn, IN 46706 +1 (260) 925 - 8300
TLCU Financial 1122 W Plymouth St, Bremen, IN 46506 +1 (574) 546 - 5666
Advance America 124 N Northfield Dr j, Brownsburg, IN 46112 +1 (317) 858 - 7609
Old National Bank 1825 Lafayette Ave, Terre Haute, IN 47804 +1 (812) 460 - 1004
Indiana Lakes Federal Credit Union 322 S Detroit St, Warsaw, IN 46580 +1 (574) 267 - 7497
Horizon Bank 301 Boyd Blvd, La Porte, IN 46350 +1 (219) 326 - 0500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosedale, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, Payday Loans in Lafayette, IN, Quick Loan in Merrillville, IN, Payday Loans in Michigan City, IN, Payday Loans in Mishawaka, IN, Payday Loans in Muncie, IN, Payday Loans in New Albany, IN and Payday Loan for Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosedale, IN.

Beautiful sights of Rosedale, IN

Payday Loans Available in Rosedale, IN By The Following ZIP Codes:

47874

Are Payday Loans Legal In Rosedale, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Rosedale, IN payday loan calculator

If you’re in need of fast cash in Rosedale, Indiana, a payday loan might be right for you. Payday loans are legal in Indiana, so you can rest assured that you’re working within the law.

What is a Payday Loan?

A payday loan is a type of short-term loan that is designed to help you cover unexpected expenses between paychecks. These loans are typically meant to be repaid within two weeks, or on your next payday.

In Indiana, you can borrow up to $550 or 20% of your gross monthly income, whichever is less. The lender will charge you interest on the loan, which is capped at 15% for the first $250 and 13% for amounts greater than $250. For example, if you borrow $100, you’ll pay $15 in interest fees.

Payday loans in Rosedale, Indiana, work similarly to payday loans in other states. You’ll need to fill out an application and provide some basic information about your income and employment. If you’re approved, the lender will typically deposit the funds into your bank account within one business day.

The Pros and Cons of Payday Loans

Like any financial product, there are pros and cons to payday loans. Here are some of the key things to keep in mind:

The Pros

  • They’re fast: if you need money right away, a payday loan can provide it.
  • They’re convenient: you can apply for a payday loan online or in person.
  • You can qualify even with bad credit: payday lenders are more concerned with your income and ability to repay than your credit score.

The Cons

  • The fees can be high: payday lenders charge interest rates and fees that can be significantly higher than other types of loans.
  • You might get stuck in a cycle of debt: if you can’t repay the loan on time, you may have to roll it over, which can result in additional fees and interest charges.
  • They’re not a long-term solution: payday loans are meant to be short-term solutions to financial problems. If you’re struggling with debt, a payday loan may not be the best option.

Interesting Facts and Statistics About Payday Loans in Rosedale, Indiana

  • The average payday loan in Indiana is $325, and the average borrower takes out 7 loans per year.
  • According to a 2019 report, Indiana payday lending generates $70 million in fees annually.
  • The majority of payday borrowers in Indiana are women, and many are single mothers.

How to Apply for a Payday Loan in Rosedale, Indiana

If you’ve decided that a payday loan is right for you, TheGuaranteedLoans website is here to help. We’re not a direct lender, but we’ll facilitate your connection with potential lenders who can provide the cash you need.

To apply for a payday loan in Rosedale, Indiana, simply fill out our online application. We’ll ask you for some basic information about your income and employment, and we’ll work to connect you with a lender who can provide the cash you need.

Remember, payday loans are legal in Indiana, so you can rest assured that you’re working within the law. However, it’s important to borrow responsibly and only take out what you can afford to repay.

Conclusion

Payday loans can be a valuable tool for people who need fast cash and have no other options. However, it’s important to understand the pros and cons of these loans, and to borrow responsibly. If you’re in need of a payday loan in Rosedale, Indiana, TheGuaranteedLoans can help connect you with potential lenders who can provide the funds you need.

Apply today and get the cash you need to cover unexpected expenses.

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Rosedale, Indiana?

Yes, in Rosedale, Indiana, borrowers are limited to taking out no more than two payday loans at a time.

Is there a minimum loan term for payday loans in Rosedale, Indiana?

Yes, in Rosedale, Indiana, payday loans must have a minimum loan term of 14 days.