Installment Loans in Meriden, Kansas

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No installment loan companies in Meriden, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Helping Hand Quick Cash 1801 S 9th St, Salina, KS 67401 +1 (785) 827 - 8999
Commercial Bank 501 N Pennsylvania Ave, Independence, KS 67301 +1 (620) 331 - 5110
Bank of the West 19 N Humbolt Ave, Ellinwood, KS 67526 +1 (620) 564 - 2900
Fidelity State Bank & Trust Company 510 N 2nd Ave, Dodge City, KS 67801 +1 (620) 227 - 8586
Janelle Cooper - Ameriprise Financial Services, LLC 917 Pine Ave Ste A, Hoxie, KS 67740 +1 (785) 675 - 9988
Kansas State Bank 400 Maple St, Overbrook, KS 66524 +1 (785) 665 - 7121
Patriots Bank 131 E 4th Ave, Garnett, KS 66032 +1 (785) 448 - 3191
Loanmax Title Loans 600 S Broadway Blvd, Salina, KS 67401 +1 (785) 493 - 8311
Net Pay Advance Inc 6820 W Central Ave, Wichita, KS 67212 +1 (888) 942 - 3320
King of Kash 2611 SW 17th St, Topeka, KS 66604 +1 (785) 596 - 8955

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Meriden, KS, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Hutchinson, KS, Installment Loans in Kansas City, KS, Installment Loans in Lawrence, KS, Installment Loans in Leavenworth, KS, Installment Loans in Leawood, KS, Installment Loans in Lenexa, KS, Installment Loans in Manhattan, KS and Installment Loans in Olathe, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Meriden, KS.

Understanding Installment Loans in Meriden, Kansas

When you need to borrow money, there are several options available to you. One popular option is an installment loan, which allows you to borrow a fixed amount of money and then pay it back over a set period of time.

Installment loans are legal and popular in Kansas, including in the city of Meriden. In this article, we will explore the details of installment loans in Meriden and provide you with the information you need to make an informed borrowing decision.

What are Installment Loans?

An installment loan is a type of loan that allows you to borrow a fixed amount of money and then repay it over a period of time through scheduled payments, or installments. These payments typically include a portion of the loan principal plus interest and fees.

Compared to other types of loans, such as payday loans or title loans, installment loans typically have longer repayment periods, lower interest rates, and larger borrowing limits. This makes them a popular option for borrowers who need to borrow larger sums of money and have the ability to make regular payments over time.

State Regulations for Installment Loans in Meriden, Kansas

If you are considering taking out an installment loan in Meriden, it is important to understand the state regulations and laws that govern these types of loans.

First, installment loans are legal in Kansas and are subject to the state’s Small Loan Act. This act establishes the rules and regulations that lenders must follow when offering installment loans to Kansas borrowers.

Under the Small Loan Act, lenders are required to provide borrowers with clear and detailed loan terms, including the loan amount, interest rate, fees, repayment period, and any other relevant information. Lenders are also required to disclose their contact information and license number on all loan documents.

Additionally, lenders are prohibited from charging prepayment penalties on installment loans in Kansas. This means that if you are able to repay your loan early, you will not be subject to any additional fees or charges.

Applying for an Installment Loan Online

If you are interested in applying for an installment loan in Meriden, you have several options available to you, including visiting a local lender in person or applying for a loan online through a third-party connector service, like TheGuaranteedLoans.

When you apply for an installment loan online, you will typically be asked to provide some basic information about yourself and your financial situation, such as your income, employment status, and credit score. Lenders will use this information to determine whether or not to extend you a loan offer.

It is important to note that online lenders may have different requirements and loan terms than traditional lenders, so be sure to carefully review the terms and conditions of any loan offer before accepting it.

Interesting Facts and Statistics About Installment Loans in Meriden, Kansas

  • According to the Kansas Office of the State Bank Commissioner, the average interest rate for a small dollar installment loan in Kansas is 350%.
  • As of 2019, there were over 250 licensed small loan lenders in Kansas.
  • In 2018, Kansas borrowers took out over 600,000 small dollar installment loans, totaling nearly $300 million in loan volume.
  • The average borrower in Kansas takes out 7.6 loans per year, according to a 2018 report by the Center for Responsible Lending.

Apply Now

If you are interested in applying for an installment loan in Meriden, Kansas, TheGuaranteedLoans can help you connect with potential lenders in your area. Simply fill out our online application and we will match you with lenders who may be able to provide you with a loan offer.

It is important to remember that TheGuaranteedLoans is not a direct lender, but rather a connector service that facilitates your connection with potential lenders. Before accepting any loan offer, be sure to carefully review the terms and conditions of the loan and ensure that you understand your repayment obligations.

In Summary

Installment loans can be a helpful option for borrowers who need to borrow money and make regular payments over time. In Meriden, Kansas, installment loans are legal and subject to the state’s Small Loan Act. If you are considering an installment loan, be sure to review the loan terms and conditions carefully and understand your repayment obligations before accepting any loan offer.

Beautiful sights of Meriden, KS

Installment Loans Available in Meriden, KS By The Following ZIP Codes:

66512

Meriden, KS installment loan calculator

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Meriden, KS?

Yes, you can get a no credit check loan in Meriden, KS when you apply online.

How to Get a Bad Credit Loans in Meriden, KS?

To apply for a bad credit loan in Meriden, KS, you need to find a direct loan lender online.