Installment Loans in Continental, Ohio

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No installment loan companies in Continental, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Guardian Finance Co 619 Hebron Rd, Heath, OH 43056 +1 (740) 788 - 8766
Chase Bank 4001 Central Ave, Shadyside, OH 43947 +1 (740) 676 - 7278
First Choice Financial 1098 N High St, Hillsboro, OH 45133 +1 (937) 393 - 5000
Hometown Financial Services 25 Alexandersville Rd, Miamisburg, OH 45342 +1 (937) 866 - 6000
AgCredit 1485 Scott St, Napoleon, OH 43545 +1 (419) 599 - 8656
Cashland 601 E 2nd St, Franklin, OH 45005 +1 (937) 746 - 3237
Nicholas Financial Inc 10503 Blacklick-Eastern Rd NW, Pickerington, OH 43147 +1 (614) 751 - 1932
Huntington Bank 4105 Central Ave, Shadyside, OH 43947 +1 (740) 671 - 9346
Sherwood State Bank 121 W Main St, Fayette, OH 43521 +1 (419) 237 - 2575
Cashland 408 E Emmitt Ave, Waverly, OH 45690 +1 (740) 941 - 1123

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Continental, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Cincinnati, OH, Installment Loans in Cleveland, OH, Installment Loans in Columbus, OH, Installment Loans in Cuyahoga Falls, OH, Installment Loans in Dayton, OH, Installment Loans in Delaware, OH, Installment Loans in Dublin, OH and Installment Loans in Elyria, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Continental, OH.

What are Installment Loans, and How Do They Work in Continental, Ohio?

If you live in Continental, Ohio, you may have heard of installment loans. Installment loans are an increasingly popular option for those in need of quick cash, and they are legal and regulated in Ohio. In this article, we will examine what installment loans are and how they work in Continental, Ohio.

What Are Installment Loans?

An installment loan is a type of loan that is repaid over time in a series of payments, or “installments.” These loans are popular for their flexibility and typically have longer repayment terms than payday loans, which require repayment in full on your next payday. Installment loans often have more manageable payments and lower interest rates compared to payday loans.

Installment loans can be used for a variety of purposes, from unexpected expenses to home repairs and medical bills. Borrowers can apply for installment loans through a lender or an online loan matching service like TheGuaranteedLoans, which connects borrowers with lenders offering installment loans.

How Do Installment Loans Work in Continental, Ohio?

In Ohio, installment loans are legal and regulated under the Ohio Revised Code 1321.35 et seq. Lenders in Ohio are required to be licensed and can only lend up to $1,000 or 25% of the borrower’s gross monthly income, whichever is less. The repayment term for an installment loan in Ohio must be at least 91 days and no more than one year.

When applying for an installment loan in Continental, Ohio, borrowers will need to provide personal information such as their name, address, and employment information. Lenders may also require proof of income and a bank account for depositing the loan funds and initiating payments.

Once approved, borrowers will receive their loan funds via direct deposit. Repayment terms will be outlined in the loan agreement, including the number of payments and their amounts and due dates. It is important to carefully read and understand the loan agreement before signing.

If a borrower is unable to make a payment, they should contact their lender as soon as possible to discuss their options. Rolling over or renewing an installment loan can result in additional fees and interest charges, so it is best to avoid these options whenever possible.

The Benefits of Installment Loans in Continental, Ohio

  • Flexible Repayment Terms: Installment loans offer longer repayment terms than payday loans, making them more manageable for many borrowers.
  • Lower Interest Rates: Installment loans often have lower interest rates than payday loans, helping to save borrowers money over the life of the loan.
  • Large Loan Amounts: Borrowers in Ohio can be approved for up to $1,000 with an installment loan, providing a larger source of funding than payday loans.

Interesting Facts and Statistics about Installment Loans in Continental, Ohio

  • Ohio has 1,589 licensed lenders offering installment loans as of 2021, according to the Ohio Department of Commerce Division of Financial Institutions.
  • The average interest rate for a $1,000 installment loan in Ohio is 67%, according to a 2020 study by the Pew Charitable Trusts.
  • In Ohio, borrowers pay an average of $239 in fees for a $1,000 installment loan, according to the same study.

Apply Now for an Installment Loan in Continental, Ohio

TheGuaranteedLoans is a connector service that can help connect you with lenders offering installment loans in Continental, Ohio. Simply fill out our online application to receive offers from our network of lenders. Remember, TheGuaranteedLoans is not a direct lender, but rather a service that facilitates connections between borrowers and lenders offering installment loans.

Installment loans can be a valuable option for those in need of quick cash in Continental, Ohio. With flexible repayment terms, lower interest rates, and larger loan amounts, installment loans are a popular choice for many borrowers. Apply now through TheGuaranteedLoans to connect with trustworthy lenders and receive the funds you need today!

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Installment Loans Available in Continental, OH By The Following ZIP Codes:

45831

Continental, OH installment loan calculator

Advise to read before applying

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Continental, OH?

Yes, you can get a no credit check loan in Continental, OH when you apply online.

How to Get a Bad Credit Loans in Continental, OH?

To apply for a bad credit loan in Continental, OH, you need to find a direct loan lender online.

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