Payday Loans in Kansas City, Kansas

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Payday Loan Companies in Kansas City, KS

Company nameAddressZip codePhone number
ACE Cash Express 701 Central Ave 66101 +1 (913) 281 - 6400
ACE Cash Express 6427 State Ave 66102 +1 (913) 334 - 6699
Advance America 4625 Shawnee Dr 66106 +1 (913) 403 - 0760
Advance America 7636 State Ave 66112 +1 (913) 788 - 3617
American Payday Loans 8035 State Ave 66112 +1 (913) 334 - 4411
Argentine Federal Savings 3004 Strong Ave 66106 +1 (913) 831 - 2004
Check `n Go 4846 State Ave 66102 +1 (913) 596 - 1879
Check `n Go 7567 State Ave 66112 +1 (913) 299 - 1063
KC Area Credit Union 1401 Fairfax Trafficway 100e 66115 +1 (913) 371 - 1345
LendNation 1716 Central Ave 66102 +1 (913) 371 - 3000
Loanmax Title Loans 4949 State Ave 66102 +1 (913) 596 - 1077
Mainstreet Credit Union 8245 State Ave 66112 +1 (913) 599 - 1010
Midwest Title Loans Kansas 2500 State Ave 66102 +1 (913) 281 - 9997
Money Mart 8035 State Ave 66112 +1 (913) 334 - 4411
Q C Financial Services 2812 W 47th Ave 66103 +1 (913) 371 - 2233
SimpliFast Lending 4312 Rainbow Blvd 66103 +1 (913) 257 - 3900
US Check Cashing 3212 State Ave 66102 +1 (913) 621 - 6050

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kansas City, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Quick Loan in Lenexa, KS, Bad Credit Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS and Payday Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kansas City, KS.

Beautiful sights of Kansas City, KS

Payday Loans Available in Kansas City, KS By The Following ZIP Codes:

66112, 66102, 66119, 66110, 66117, 66115, 66109, 66104, 66106, 66101, 66118, 66160, 66111, 66103, 66105

Are Payday Loans Legal In Kansas City, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Kansas City, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Kansas City, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Kansas City, KS payday loan calculator

The payday loan industry is a very controversial financial practice that has been around for some time. If you are in the market for a payday loan, these articles will help you find an appropriate lender that you can trust. All payday loans come with high-interest rates and potential fees, but there are certain ways to keep your costs down so that you are not losing money once the loan has been paid back. Check out this article about payday loans in Kansas City, Kansas, to learn more about this service and how it might be available for you!

Payday Loans in Kansas City, Kansas

The payday loan industry is a very controversial financial practice that has been around for some time. If you are in the market for a payday loan, these articles will help you find an appropriate lender that you can trust. All payday loans come with high-interest rates and potential fees, but there are certain ways to keep your costs down so that you are not losing money once the loan has been paid back. Check out this article about payday loans in Kansas City, Kansas, to learn more about this service and how it might be available for you! Payday loans are one of the most popular finance options available to citizens of Kansas City, Kansas. The primary benefit of this type of loan is that it is short-term and has a very low risk to the lender. The lender will only be out the money owed if you do not return the funds by the agreed date, which is always within a short time frame – usually only a few days. You can generally dip into your savings for about a thousand dollars or borrow up from friends or family members. Lenders will offer 100% cash loans on your next paycheck. These loans are not extended indefinitely.

How to Find a Good Direct Lender in Kansas City, Kansas Online

Once you have found a lender with the interest rates you want, the rest of the process is pretty simple. You need to meet the lender on location so they can assess your creditworthiness. If they decide to extend the loan and you make repayments on time, they will be happy with their decision, and it will not go down in history as one of their blunders. If you make repayments late or do not pay, your credit rating goes down. Because most of these loans are short-term, this can be a very costly mistake on your part. You will also be unable to get credit for anything else for about two years. Finding a direct lender for good, reliable payday loans in Kansas City, KS, does not have to be any harder than looking around online!

Is Payday Loans Anonymous in Kansas City, KS, a Good Deal?

One of the main benefits of direct payday loans is that the fees are extremely low and should allow you to repay the loan fully on time each month. The interest rates are usually above 30%, which is extremely beneficial and can make your choice a lot easier. Borrowing money costs you money, and this means that you need to be certain that the short-term benefits will outweigh the ultimate cost. If you do not make your repayments on time or do not pay at all, your credit rating will be impacted, and you will find it very difficult to get credit in Kansas City, Kansas, for a long time to come.

Cash Advance Online in Kansas City, KS

You need to be very careful when dealing with payday loans in Kansas City, KS. If you have a poor credit history, it is unlikely that you will be able to borrow as much money as you want. You may also find that some lenders will not give out direct payday loans because of your financial situation. Before signing anything, please read the terms and conditions attached to the loan carefully and ensure that it is exactly what you want before signing. Several people get caught out by hidden costs or unexpected consequences from these kinds of loans and regret the decision they made very quickly. For citizens of Kansas City, the application process for a payday loan is fairly straightforward. All you need to apply for a payday loan is:

  • A pay stub or bank statement displays your current balance and average monthly income in the past year. 
  • Your contact information (name, phone number, and address).
  • A valid form of identification that has been issued by the Department of Motor Vehicles or another governmental agency in your state. 
  • The website discloses that they charge fees about their interest rates on all loans over $500.

Can I Get a Payday Loan for Bad Credit in Kansas City, KS? 

It is possible to get a payday loan for bad credit in Kansas City, KS. If you have bad credit, some likely lenders will not want your business. These loans may be a little more expensive than some other payday loans out there, but they could allow you to avoid the pitfalls of being rejected by numerous lenders for this type of loan. The truth is that you can get a payday loan for bad credit in Kansas City, KS, if you follow the right steps.

How Much Money Can I Borrow in Kansas City, Kansas?

If you consider getting a payday loan in Kansas City, KS, then the amount you can borrow depends on how much money is available to you and how much money you want to borrow. Most lenders will allow you to borrow up to a certain amount of money based on your income and assets. Before borrowing from a lender, it is best to check with them about what your maximum borrowing limit will be. It does not make sense to borrow a lot of money if the interest rates are significantly higher than you are prepared to pay. You can generally borrow between $300 and $1000 from a payday loan company.

24 Hour Payday Loans in Kansas City, KS

As long as you have money to secure the loan, you should be able to get a payday loan in Kansas City, KS. If you have savings available to you, many people can pay back the loan within a very short space of time. If this is not going to be possible, then avoid taking out a payday loan. You may also find it difficult to make repayments on time if you cannot manage the regular financial commitments that you already have. This can be disastrous for your credit rating and will cost you more late payment fees and interest charges. Please do not use it to avoid your other financial commitments when you take out a payday loan.

Convincing Lenders to Give You a Loan in Kansas City, KS

You will have to convince the lender that you are worthy of borrowing the money they will be lending you. If they believe that you may not be able to repay the money on time, then it is likely that they will decline your application. When applying for a payday loan, do not exaggerate how much money you currently have available to borrow or your financial situation in general. Do not make promises that you are not able to keep. If you do promise that you cannot control, then it is likely that the lender will ask for any other types of loans.

How Long Do Payday Loans Take in Kansas City, KS?

As long as you make repayments on time and continue paying them until the end of the loan period, it is possible to get a payday loan in Kansas City, KS. As long as your repayments are made on time, your credit rating will not be affected. Many people find that they have difficulty making repayments once their loan period has ended, which is when they fall behind. If you do not know how to manage your financial commitments well, then a payday loan could be one of the most expensive decisions you ever make.

Can you get a payday loan in Kansas City, KS without a bank account?

You can apply for a payday loan from a bank, but most banks will not offer payday loans to anyone as they are not risk-free. There is also the fact that most lenders do not want to work with customers that have no bank account. This only applies if you use a local lender who does not require this to secure your loan. Most institutional lenders will require a bank account for security purposes, but the fact is that many people live without one, and these companies still lend money out. Many companies are available around Kansas City, KS, that will allow you to take out a payday loan without accessing your banking information.

FAQ

Are there Guaranteed Loans in Kansas City, KS?

If you have a poor credit score, a guaranteed loan may not be available. If you cannot repay an unsecured loan on time, interest charges will cost you. That is why it is necessary to find the best payday loans for bad credit in Kansas City, KS, and contact them immediately for an application.

Are Same Day Loans in Kansas City, KS real?

Most people have to wait at least a few days before getting their payday loan. This is because lenders have to wait until they receive the money they expect to avoid legal issues. Several lenders will give you a payday loan right away if you can prove that you can make repayments on time without fail.

How long do Fast Cash Loans take?

If you can get a payday loan online in Kansas City, KS, quickly, then it could be possible for you to receive your cash within two days of completing the application process.