Payday Loans in Bethelridge, Kentucky

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No payday loan companies in Bethelridge, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank & Trust Co 1138 Main St, Jackson, KY 41339 +1 (606) 666 - 7576
Advance America 7108 Turfway Rd, Florence, KY 41042 +1 (859) 746 - 0049
Cash Express 116 Flemingsburg Rd, Morehead, KY 40351 +1 (606) 784 - 0002
First American Cash Advance 6661 Dixie Hwy 5, Louisville, KY 40258 +1 (502) 937 - 5186
Check Into Cash 201 South Plaza, London, KY 40741 +1 (606) 864 - 7724
Commonwealth Community Bank 830 S Main St, Hartford, KY 42347 +1 (270) 298 - 3261
Pioneer Credit Co 820 S Main St, London, KY 40741 +1 (606) 864 - 8750
First Southern National Bank 401 N Main St, Greenville, KY 42345 +1 (270) 338 - 3505
The Citizens Bank 114 W Main St, Morehead, KY 40351 +1 (800) 780 - 4808
Cash Express 311 US Hwy 62 Suite B & C, Princeton, KY 42445 +1 (270) 365 - 1708

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bethelridge, KY, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Florence, KY, Payday Loan Companies in Georgetown, KY, Payday Loans in Hopkinsville, KY, 24-Hour Loan in Louisville, KY, Payday Loans in Owensboro, KY and No Credit Check Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bethelridge, KY.

Are Payday Loans Legal In Bethelridge, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bethelridge, KY payday loan calculator

Everything You Need to Know About Payday Loans in Bethelridge, Kentucky

Payday loans are a type of short-term lending option that offers borrowers quick cash to help cover unexpected expenses. While they may seem like a convenient solution, it’s important to understand the risks involved before taking out one of these loans. In this article, we’ll take a look at what payday loans are, how they work, and what you need to know about getting one in Bethelridge, Kentucky.

What Are Payday Loans?

Payday loans are a type of loan that is typically issued for a small amount of money – usually between $100 and $1,000. These loans are designed to help borrowers cover unexpected expenses, such as car repairs, medical bills, or other expenditures that cannot wait until their next paycheck.

To obtain a payday loan, borrowers must usually provide proof of income and show that they have a valid checking account. Unlike traditional loans, payday loans often require little documentation, and the entire application process can be completed quickly and easily.

How Do Payday Loans Work?

Payday loans work by offering borrowers a small amount of money – typically between $100 and $1,000 – for a short period of time, usually two weeks. In exchange for the loan, borrowers typically pay a fee that is based on the amount borrowed.

While they can provide quick cash when you’re in a bind, payday loans can also come with high interest rates and fees. These fees can add up quickly, leaving some borrowers in a worse financial situation than they were before taking out the loan.

Payday Loans in Bethelridge, Kentucky: What You Need to Know

While payday loans are legal in Kentucky, the state has put in place several regulations to protect borrowers. Check cashers in the state are allowed to offer payday loans, but they must adhere to certain rules and regulations.

  • Loan terms: Payday loans in Kentucky cannot exceed $500 and must be repaid within 14 to 60 days.
  • Interest rates and fees: The maximum interest rate that lenders can charge on a payday loan in Kentucky is 15% per $100. Lenders cannot charge more than $15 for every $100 borrowed.
  • Rollovers: Kentucky law allows lenders to rollover or extend a loan once. Borrowers will be required to pay additional fees if they choose to do so.

It’s important to note that while payday loans can be a convenient way to cover unexpected expenses, they can also come with significant risks. Borrowers who are unable to repay the loan on time may face high interest rates and fees, as well as damage to their credit score.

Interesting Facts About Payday Loans in Bethelridge, Kentucky

  • There are 254 check cashers in Kentucky that are licensed to offer payday loans.
  • In 2019, the average payday loan borrower in Kentucky took out 10 loans, with an average loan amount of $343 per loan.
  • The total amount of payday loans issued in Kentucky in 2019 was $402 million.

Apply Now

If you’re in need of a payday loan in Bethelridge, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of trusted lenders to help you find the loan that’s right for you. To get started, simply fill out our online application today.

Remember, payday loans can be a convenient way to cover unexpected expenses, but they can also come with risks. Before taking out a loan, be sure to understand the terms and conditions, as well as the fees and interest rates involved. With a little bit of research and careful planning, you can find the loan that’s right for you and your financial needs.

F.A.Q.

What fees are associated with payday loans in Bethelridge, Kentucky?

Payday loans in Bethelridge, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Bethelridge, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Bethelridge, Kentucky.