Payday Loans in Boston, Kentucky

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No payday loan companies in Boston, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Limestone Bank 949 S Dixie Hwy, Munfordville, KY 42765 +1 (270) 524 - 7283
First Kentucky Bank 605 Main St, Benton, KY 42025 +1 (270) 252 - 1278
Payday Loans Lexington KY-1927, Lexington, KY 40509
LendNation 934 Louisville Rd Ste D, Frankfort, KY 40601 +1 (502) 696 - 9280
A + Loans LLC 1752 West, KY-192, London, KY 40741 +1 (606) 864 - 0336
Check Exchange 717 Big Hill Ave, Richmond, KY 40475 +1 (859) 623 - 1199
World Finance 1916 Bypass Rd, Winchester, KY 40391 +1 (859) 737 - 6281
First Southern National Bank 102 W Main St, Stanford, KY 40484 +1 (606) 365 - 2137
Cash Express 231 W College Ave, Stanton, KY 40380 +1 (606) 663 - 0209
Merchant Cash Advance Kentucky - Small Business Loans Owensboro KY - Commercial Loans, Unsecured Loans, Construction Financing, & Invoice Factoring Jewell Rd, Owensboro, KY 42301 +1 (270) 767 - 6339

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Boston, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Quick Loan in Owensboro, KY and No Credit Check Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Boston, KY.

Beautiful sights of Boston, KY

Payday Loans Available in Boston, KY By The Following ZIP Codes:

40107

Are Payday Loans Legal In Boston, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Boston, KY payday loan calculator

Payday Loans in Boston, Kentucky: What You Need to Know

If you live in Boston, Kentucky and are considering a payday loan, it’s important to understand the ins and outs of this borrowing option. Payday loans can be a convenient way to access cash quickly, but they also come with high interest rates and fees that can make them difficult to repay. In this article, we’ll break down what payday loans are, how they work, and what the laws are regarding payday loans in Boston and Kentucky.

What Is a Payday Loan?

A payday loan is a short-term, high-interest loan that is typically due on your next payday. These loans are designed to provide borrowers with access to quick cash when they need it most, but they come with a catch: high fees and interest rates. While the terms and conditions of payday loans can vary depending on the lender, in general, borrowers can expect to pay fees and interest rates that are significantly higher than those associated with traditional loans.

How Do Payday Loans Work?

To apply for a payday loan, you will need to provide evidence of employment and income. Some lenders may also require a post-dated check or an authorized debit from your bank account to ensure repayment of the loan. Once you are approved, the loan amount (minus fees) will be deposited into your bank account, or you will receive cash if you apply in person at a lender’s storefront location. Typically, loans must be repaid in full (including fees and interest) within two to four weeks.

Payday Loan Regulations in Kentucky

While payday loans are legal in Kentucky, there are specific regulations that lenders must follow. In 2010, Kentucky passed legislation that requires payday lenders to be licensed and regulated under the Kentucky Department of Financial Institutions. Additionally, lenders are prohibited from charging more than $15 per $100 borrowed in fees, and loans cannot exceed $500. Borrowers are also limited to two loans at a time, and the total amount borrowed cannot exceed $500.

Payday Loans in Boston, Kentucky

If you live in Boston, Kentucky, and are searching for a payday loan, there are a number of lenders in the area that you can connect with. Be sure to do your research and compare rates and fees before committing to a loan to ensure that you are getting the best possible deal. Some lenders may also offer installment loans or title loans, which can provide longer repayment terms or larger loan amounts.

Interesting Facts and Statistics About Payday Loans in Kentucky

  • In Kentucky, the average interest rate for a payday loan is 455%
  • Kentucky has the highest percentage of payday loan customers in the country, with over 20% of the population having used a payday loan service
  • In 2019, payday lenders in Kentucky generated over $184 million in fees alone

How to Apply for a Payday Loan in Boston, Kentucky

If you need quick cash and are considering a payday loan, the application process is quick and easy with TheGuaranteedLoans. As a connector service that works with a network of reputable lenders, we can help you find a loan that fits your needs and budget. To get started, simply fill out our online application form and we’ll take care of the rest. Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Instead, we work as a facilitator to connect you with potential lenders who may be able to offer you a loan.

A payday loan can be a convenient way to access cash quickly, but it’s important to understand the pros and cons before committing to one. By doing your research and comparing rates and fees, you can ensure that you are getting the best possible deal on your loan. And when you’re ready to apply, TheGuaranteedLoans can help.

F.A.Q.

Are payday loans legal in Boston, Kentucky?

Yes, payday loans are legal in Boston, Kentucky.

What is the maximum loan amount I can borrow in Boston, Kentucky?

The maximum loan amount you can borrow in Boston, Kentucky is $500.