Payday Loans in Bradfordsville, Kentucky

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Bradfordsville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Shopping Ctr, 360 Manchester Square, Manchester, KY 40962 +1 (606) 598 - 6141
Cash Tyme 11340 Preston Hwy, Louisville, KY 40229 +1 (502) 966 - 6111
Community Trust Bank 155 Main St, Whitesburg, KY 41858 +1 (606) 633 - 0161
Advance America 332 N L Rogers Wells Blvd, Glasgow, KY 42141 +1 (270) 651 - 1990
Cash Express 101 North Cross Street, Albany, KY 42602 +1 (606) 387 - 0531
USA Check Cashing 821 W Broadway, Louisville, KY 40202 +1 (502) 585 - 2274
Oaks Credit Corporation 790 W Dixie Ave #100, Elizabethtown, KY 42701 +1 (270) 769 - 0055
Jiffy Cash Co 2841 N Main St, Hazard, KY 41701 +1 (606) 435 - 0000
Central Financial Services of Ky, Inc. 1220 Master Street, Corbin, KY 40701 +1 (606) 523 - 9200
U.S. Bank ATM - Paducah Downtown 333 Broadway St, Paducah, KY 42001 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradfordsville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and 24-Hour Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradfordsville, KY.

Useful Articles

Payday Loans Available in Bradfordsville, KY By The Following ZIP Codes:

40009

Are Payday Loans Legal In Bradfordsville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bradfordsville, KY payday loan calculator

Advise to read before applying

Payday Loans in Bradfordsville, Kentucky: What You Need to Know

If you’re facing a financial emergency in Bradfordsville, Kentucky, one option you might consider is a payday loan. Payday loans are a type of short-term loan that can be helpful in certain situations. In this article, we’ll explore what payday loans are, how they work, and the laws governing them in Bradfordsville and the state of Kentucky.

What is a Payday Loan?

A payday loan is a type of loan that’s meant to be paid back on your next payday. These loans are typically small-dollar amounts that range from $100 to $1,000. Payday loans are meant to be used as a short-term solution when you need cash quickly and can’t wait until your next paycheck to cover expenses like medical bills, car repairs, or other emergencies.

How Do Payday Loans Work?

When you apply for a payday loan in Bradfordsville, Kentucky, you’ll typically need to provide proof of income, such as a pay stub or bank statement. You’ll also need to have a valid ID and a checking account in good standing. In some cases, you may also need to provide postdated checks or authorize an electronic funds transfer to pay back the loan.

If you’re approved for a payday loan, you’ll receive the money you’ve requested, usually within 24 hours. On your next payday, the lender will either deposit your postdated check or electronically withdraw the loan amount, plus fees and interest, from your checking account.

What Are the Fees and Interest Rates for Payday Loans in Bradfordsville?

The fees and interest rates for payday loans in Bradfordsville, Kentucky, are regulated by the state government. Lenders are allowed to charge up to $15 per $100 borrowed. This means that if you take out a $500 loan, you could end up paying $75 in fees alone.

Additionally, the interest rates for payday loans in Kentucky can be high, with some lenders charging as much as 400% APR or more. This means that if you take out a loan for $500 and pay it back in two weeks, you could end up paying over $100 in interest.

Are Payday Loans Legal in Bradfordsville?

Yes, payday loans are legal in Bradfordsville, Kentucky, but only if the lender is a check casher. Other types of lenders, such as banks and credit unions, are not permitted to offer payday loans in Kentucky.

What Are the Risks of Payday Loans?

While payday loans can be helpful when used properly, they can also be risky. The high fees and interest rates can make it difficult to pay back the loan, which can lead to a cycle of debt. Additionally, some lenders have been known to use aggressive collection tactics, such as harassing phone calls and threats of legal action, if borrowers are unable to make payments on time.

Apply Now

If you need a payday loan in Bradfordsville, Kentucky, TheGuaranteedLoans can help you find a lender. As a connector service, we work with a network of lenders who can provide you with the cash you need. Simply fill out our online application, and we’ll match you with lenders who may be able to help. Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply facilitate your connection with potential lenders.

Interesting Facts about Payday Loans in Bradfordsville, Kentucky

  • According to a report by the Kentucky Coalition for Responsible Lending, more than 83,000 payday loans were taken out in the state in 2019.
  • The average fee for a payday loan in Kentucky is $40 per $300 borrowed.
  • A study by the Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or renewed within two weeks, meaning that borrowers are not able to pay back the loan in full on their next payday.

The Bottom Line

Payday loans can be a useful tool for managing financial emergencies in Bradfordsville, Kentucky. However, it’s important to understand the risks and fees associated with these loans. If you decide to take out a payday loan, be sure to read the terms carefully and make sure you’ll be able to pay it back on time. And remember, TheGuaranteedLoans can help you find a lender who may be able to offer you a payday loan that fits your needs.

F.A.Q.

What are the requirements to be eligible for a payday loan in Bradfordsville, Kentucky?

To be eligible for a payday loan in Bradfordsville, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Bradfordsville, Kentucky?

Payday loans in Bradfordsville, Kentucky must be repaid within 60 days.

Look for Short-Term Loans in Other Cities:

Bowling Green Covington Florence Georgetown Hopkinsville Lexington Louisville Owensboro Paducah Richmond
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.