Payday Loans in Cornettsville, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Cornettsville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers Bank 222 S Main St, Hardinsburg, KY 40143 +1 (270) 756 - 5022
WesBanco Bank 1301 US-127, Frankfort, KY 40601 +1 (502) 227 - 1655
Cumberland Fast Cash 1263 Old US Highway 25E, Barbourville, KY 40906 +1 (606) 545 - 9837
Regions Bank 312 Broadway, La Center, KY 42056 +1 (800) 734 - 4667
Cash Express 2371 Russellville Rd, Bowling Green, KY 42101 +1 (270) 793 - 0345
MoneyGram 1869 N 25th St, Middlesboro, KY 40965 +1 (606) 248 - 5117
Partners 1st Federal Credit Union 100 Access Dr Suite A, Monticello, KY 42633 +1 (606) 343 - 0071
Advanced Cash America 217 E Broadway St, Campbellsville, KY 42718 +1 (270) 465 - 0798
Check n Go 81 KY-80 Ste E, Somerset, KY 42503 +1 (606) 679 - 5555
First Financial Credit 10 KY-92, Williamsburg, KY 40769 +1 (606) 549 - 5504

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cornettsville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan for Hopkinsville, KY, Bad Credit Loans in Louisville, KY, 24-Hour Loan in Owensboro, KY and Short-term Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cornettsville, KY.

Payday Loans Available in Cornettsville, KY By The Following ZIP Codes:

00000

Are Payday Loans Legal In Cornettsville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Cornettsville, KY payday loan calculator

Payday Loans in Cornettsville, Kentucky

If you live in Cornettsville, Kentucky, and are in need of quick cash, a payday loan may be an option to consider. Payday loans are a type of short-term loan that can help you bridge the gap until your next paycheck. These types of loans are legal in Kentucky, but only apply to check cashers.

Before you decide to take out a payday loan, it’s essential to understand how these loans work, including their benefits and drawbacks. This article will provide you with all the necessary information to make an informed decision about payday loans in Cornettsville, Kentucky.

How Do Payday Loans Work?

A payday loan is a type of short-term loan that typically must be repaid within two weeks or on your next payday. These loans are relatively easy to obtain since you only need to provide the lender with proof of income and a valid ID.

The loan amount you can take out is typically based on your income, with loans ranging from $100 to $500. In Cornettsville, Kentucky, payday lenders can charge up to $15 per $100 borrowed. Therefore, if you borrow $500, you’ll owe $575 after your next payday.

Benefits of Payday Loans

  • Fast and easy access to cash
  • No credit check necessary
  • No collateral required

With a payday loan, you can get the funds you need quickly, without having to go through a lengthy application process. Additionally, since payday lenders don’t perform credit checks, your credit score won’t be a determining factor in whether you’re approved for a loan. Finally, since payday loans are unsecured, you won’t need to provide any collateral to secure the loan.

Drawbacks of Payday Loans

  • High fees and interest rates
  • Short repayment terms
  • Potential to get trapped in a debt cycle

The costs associated with payday loans can be quite high, particularly when compared to other types of loans. In Cornettsville, Kentucky, payday lenders can charge up to $15 per $100 borrowed, which translates to an annual percentage rate (APR) of 391%. Additionally, payday loans typically must be repaid within two weeks, which can be a challenge for those who are living paycheck to paycheck. Finally, if you’re unable to repay the loan on time, you may end up trapped in a cycle of debt, with fees and interest charges piling up over time.

Apply Now

If you’re considering taking out a payday loan in Cornettsville, Kentucky, TheGuaranteedLoans is here to help. We’re a connector service that can facilitate your connection with potential lenders. Fill out our online application today to see if you qualify for a payday loan. Remember that short term loans are expensive and can lead you into a cycle of debt. Please use payday loans for emergencies only and always borrow responsibly.

Interesting Facts about Payday Loans in Cornettsville, Kentucky

– In Kentucky, there are over 750 payday lending storefronts.

– In 2019, the average payday loan amount was $339 in Kentucky.

– The most significant age group of payday borrowers in Kentucky is between 25-44 years old.

Note: These statistics were obtained from the Kentucky Department of Financial Institutions.

Conclusion

Payday loans can be an attractive option for those who need quick cash, but it’s essential to understand the risks associated with these loans. Payday loans are legal in Kentucky, but you should always borrow responsibly and only take out a loan if you’re confident you can repay it on time. If you’re considering taking out a payday loan in Cornettsville, Kentucky, be sure to use TheGuaranteedLoans to find a reputable lender.

F.A.Q.

How do I repay a payday loan in Cornettsville, Kentucky?

Payday loans in Cornettsville, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Cornettsville, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Cornettsville, Kentucky. However, they may need to provide additional documentation to prove their income.