Payday Loans in Curdsville, Kentucky

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No payday loan companies in Curdsville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 24 Caden Way Ste 1, Russell Springs, KY 42642 +1 (270) 284 - 4009
Cash Express 2385 Lakeway Dr, Russell Springs, KY 42642 +1 (270) 418 - 3589
First Community Bank 114 E Jackson St, Clinton, KY 42031 +1 (270) 653 - 4301
Republic Finance 1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701 +1 (270) 234 - 8000
Cash Express 228 E Main St, Richmond, KY 40475 +1 (859) 623 - 1903
Farm Credit Services Mid Amer 101 N Main St, Hardinsburg, KY 40143 +1 (270) 756 - 6221
Tom's Pay Day Express 311 Ferry St, Russell, KY 41169 +1 (606) 834 - 0146
Check Advance 726 Greenup Ave, Ashland, KY 41101 +1 (606) 324 - 6614
Auburn Banking Co 218 W Main St, Auburn, KY 42206 +1 (270) 542 - 4185
Bluegrass Check Advance 530 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 0047

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Curdsville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Curdsville, KY.

Are Payday Loans Legal In Curdsville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Curdsville, KY payday loan calculator

Payday Loans in Curdsville, Kentucky

For those in need of fast cash, payday loans are a popular option. Payday loans are short-term loans that can help cover unexpected expenses or emergencies until your next paycheck. However, before you apply for a payday loan in Curdsville, Kentucky, it’s important to understand the regulations and laws governing these types of loans in your state.

Legal Requirements for Payday Loans in Kentucky

It’s important to know that payday loans are legal in Kentucky, but only for check cashers. This means that payday lenders who do not have a check cashers license are not allowed to operate in the state.

In Kentucky, payday loans are limited to $500 and must be repaid within 14 to 60 days. Lenders are not allowed to charge more than $15 per $100 borrowed. It’s also important to note that borrowers are only allowed to take out two payday loans at a time, with a total maximum amount of $500.

The Pros and Cons of Payday Loans

Like any financial decision, there are pros and cons to taking out a payday loan. Here are a few things to consider:

Pros:

  • Easy and fast application process
  • No credit check required
  • Can be helpful in emergency situations

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt if not repaid on time

Interesting Facts and Statistics about Payday Loans in Curdsville, Kentucky

According to a survey conducted by the Kentucky Coalition for Responsible Lending, 83% of payday loan borrowers in Kentucky have to take out a new loan within two weeks of repaying their old loan.

The average payday loan in Kentucky is $340 and the average interest rate is 391%.

These statistics emphasize the importance of carefully considering the potential risks before applying for a payday loan in Curdsville, Kentucky.

Apply Now

If you find yourself in need of a payday loan in Curdsville, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of trusted lenders to help you find the best loan options available. Simply fill out our online application form to get started.

Remember, a payday loan should only be considered as a last resort. If you’re struggling with debt or other financial issues, it’s important to seek the advice of a financial professional.

In Conclusion

Payday loans can be a helpful financial tool in emergency situations, but it’s important to understand the regulations and laws governing these types of loans in your state. By taking the time to carefully consider the risks and potential drawbacks of payday loans, you can make an informed decision that’s best for your financial situation.

F.A.Q.

How do I repay a payday loan in Curdsville, Kentucky?

Payday loans in Curdsville, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Curdsville, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Curdsville, Kentucky. However, they may need to provide additional documentation to prove their income.