Payday Loans in Pine Top, Kentucky

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No payday loan companies in Pine Top, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Brown-Forman Employees Credit Union 850 Dixie Hwy 1038, Louisville, KY 40210 +1 (502) 774 - 7003
Huntington Bank 2252 Burlington Pike, Burlington, KY 41005 +1 (859) 586 - 7100
KY Cash Advance 113 Clay Dr, Berea, KY 40403 +1 (859) 985 - 1900
Peoples Exchange Bank 53 E Pendleton St, Stanton, KY 40380 +1 (606) 663 - 9500
Cash In Hand 617 N Lake Dr, Prestonsburg, KY 41653 +1 (606) 886 - 3344
Auburn Banking Co 404 Hopkinsville Rd, Russellville, KY 42276 +1 (270) 725 - 9999
Yes Loans & Check Cashing 3821 Louisa Rd Ste C, Catlettsburg, KY 41129 +1 (606) 739 - 0503
Citizens Deposit Bank 10 2nd St, Vanceburg, KY 41179 +1 (606) 796 - 3001
Check Exchange 1805 Monmouth St, Newport, KY 41071 +1 (859) 491 - 6888
Limestone Bank 112 W G L Smith St, Morgantown, KY 42261 +1 (270) 526 - 3855

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pine Top, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Emergency Loan in Georgetown, KY, Payday Loans in Hopkinsville, KY, Same Day Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pine Top, KY.

Are Payday Loans Legal In Pine Top, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Pine Top, KY payday loan calculator

Getting to Know Payday Loans in Pine Top, Kentucky

When you find yourself in need of quick cash, getting a payday loan can be a viable option. While these loans are not without risks, they can help you bridge the gap between paychecks and cover unexpected expenses.

In Pine Top, Kentucky, payday loans are legal for check cashers. But before you apply for one, it’s essential to understand what they are, how they work, and what to expect. In this article, we’ll explore everything you need to know about payday loans in Pine Top, Kentucky.

What are payday loans?

Payday loans are short-term loans that typically must be paid back on your next payday. They are designed to help people who need money right away and have no other options.

Applying for a payday loan generally involves borrowing a small amount of money that must be paid back with interest. Payments are usually due in full on your next payday, a title loan often has an extended repayment term

How do payday loans work in Pine Top, Kentucky?

In Pine Top, Kentucky, payday loans are legal for check cashers. The maximum loan amount cannot exceed $500, and the loan term cannot be longer than 31 days. The allowed fee for taking out a payday loan is up to $15 per $100 borrowed.

To apply for a payday loan in Pine Top, Kentucky, you’ll need to provide proof of income and identification. You’ll also need to provide access to your checking account or a post-dated check. Once approved, you’ll receive the borrowed amount, minus the fees, which you’ll need to pay back on your next payday.

The Risks of Payday Loans in Pine Top, Kentucky

While payday loans can offer a quick solution to financial problems, they are not without risks. One of the most significant risks is the high-interest rate. If you cannot pay back the loan on time, the interest rate can add up quickly.

In addition, many payday loans also charge additional fees, which can make it even more difficult to pay back the loan amount. The potential for an ongoing cycle of debt with payday loans is a very real concern, so it’s essential to understand the risks and have a repayment plan in place before taking out a payday loan.

Interesting Payday Loan Facts in Pine Top, Kentucky

  • In 2019, more than 37% of Kentucky residents used payday loans.
  • The average payday loan amount in Kentucky is $345.
  • The typical payday loan term in Kentucky is 14 days.

Apply Now

If you find yourself in need of quick cash, a payday loan might be the right solution for you. However, it’s crucial to understand the risks and make sure you have a plan to pay back the loan amount on time to avoid potential issues.

At TheGuaranteedLoans, we are a connector service for borrowers to become connected with potential lenders. We do not directly lend money. If you’re interested in applying for a payday loan online, fill out an online application on our website today.

F.A.Q.

Are payday loans legal in Pine Top, Kentucky?

Yes, payday loans are legal in Pine Top, Kentucky.

What is the maximum loan amount I can borrow in Pine Top, Kentucky?

The maximum loan amount you can borrow in Pine Top, Kentucky is $500.