Payday Loans in Peaks Island, Maine

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No payday loan companies in Peaks Island, ME. Consider companies in other cities:

Company nameAddressZip codePhone number
Dirigo Federal Credit Union 1 Lewiston St, Mechanic Falls, ME 04256 +1 (207) 346 - 3001
Maine State Credit Union 162 Hospital St, Augusta, ME 04330 +1 (207) 621 - 6060
ACE Cash Express 107 Pleasant St, Brunswick, ME 04011 +1 (207) 725 - 9031
Mass Mutual Financial Group 21 Main St 101, Bangor, ME 04401 +1 (207) 992 - 0525
Norway Savings Bank 65 Main St, Gorham, ME 04038 +1 (207) 222 - 1502
Northstar Mortgage Group Windham Maine 625 Roosevelt Trail, Windham, ME 04062 +1 (207) 893 - 8499
PeoplesChoice Credit Union 23 Industrial Park Rd, Saco, ME 04072 +1 (207) 282 - 4156
Farm Credit East 615 Minot Ave, Auburn, ME 04210 +1 (800) 831 - 4230
Rockland Savings Bank, FSB 582 Main St, Rockland, ME 04841 +1 (207) 594 - 8465
Bachelder Bruce CPA 285 Biscay Rd, Damariscotta, ME 04543 +1 (207) 563 - 7540

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Peaks Island, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Bangor, ME, Payday Loans in Lewiston, ME and Payday Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Peaks Island, ME.

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Are Payday Loans Legal In Peaks Island, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Peaks Island, ME payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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