Payday Loans in Spickard, Missouri

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No payday loan companies in Spickard, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash America Pawn 7700 N Lindbergh Blvd, Hazelwood, MO 63042 +1 (314) 830 - 2820
Citizens Bank & Trust 322 S Main St, Brookfield, MO 64628 +1 (660) 258 - 3336
Regal Car Sales & Credit 805 E 7th St, Joplin, MO 64801 +1 (417) 624 - 8880
Great Southern Bank 100 E 19th, Mountain Grove, MO 65711 +1 (417) 926 - 3122
First State Community Bank 1401 S St Joe Dr, Park Hills, MO 63601 +1 (573) 431 - 1033
Sun Loan Company 1210 N Morley, Ste A & B, Moberly, MO 65270 +1 (660) 263 - 3992
Infuze Credit Union 1300 U.S. Rte 66, Waynesville, MO 65583 +1 (573) 774 - 3200
King of Kash 450 Cumberland Way, Sullivan, MO 63080 +1 (573) 469 - 0016
GardaWorld 1740 N Reynolds Ave, Kansas City, MO 64120 +1 (816) 241 - 3221
Chad Noble, Movement Mortgage 2731 E Battlefield Rd, Springfield, MO 65804 +1 (417) 218 - 0212

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spickard, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Bad Credit Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO and Payday Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spickard, MO.

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Payday Loans Available in Spickard, MO By The Following ZIP Codes:

64679

Are Payday Loans Legal In Spickard, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Spickard, MO payday loan calculator

Advise to read before applying

What You Need to Know About Payday Loans in Spickard, Missouri

Introduction

Life is full of surprises, and sometimes, you may need a bit of extra cash to get you through a rough patch. Payday loans are a popular solution for people who need quick access to cash, and they are legally available in Missouri. In this article, we will discuss everything you need to know about payday loans in Spickard, Missouri. We’ll cover the application process, loan amount, repayment terms, and fees. Read on to learn more.

What is a Payday Loan?

A payday loan is a short-term loan that you can use to cover unexpected expenses or emergencies that pop up before your next paycheck. The loans are usually small, with the average loan amount in Missouri being around $300. Payday loans are typically due in two weeks, which is when you receive your next paycheck.

Applying for a Payday Loan in Spickard, Missouri

The application process for a payday loan is typically straightforward and quick. Most lenders have an online application form that you can fill out, and you will need to provide some basic personal information, such as your name, address, and employment status. Once you’ve filled out the application, the lender will review it and let you know if you are approved. If you are, you can expect the funds to be deposited into your account within 24 hours.

Loan Amounts and Repayment Terms

In Missouri, payday loans are limited to $500 or less. The repayment terms vary, but they are usually due on your next payday, which is typically two weeks. If you are unable to repay the loan on time, you may be able to get an extension, but this will come with additional fees and interest.

Fees and Interest Rates

Payday loans in Missouri come with fees and interest rates that can add up quickly. According to Missouri state law, payday lenders can charge up to 75% of the loan amount in interest and fees. It’s important to read the fine print and understand the total cost of the loan before you apply.

Interesting Facts and Statistics about Payday Loans in Spickard, Missouri

  • Missouri has more than 1,000 payday loan stores, making it one of the most concentrated markets for payday lending in the US.
  • The average payday loan in Missouri is $315.
  • The average APR for a payday loan in Missouri is 450%.
  • 88% of payday loan borrowers in Missouri take out more than one loan per year.

Apply Now

If you’re in need of quick cash, and you’re confident that you can pay back the loan on time, a payday loan may be a good option for you. TheGuaranteedLoans is a connector service that can help you find a lender who will work with you. We make it easy to apply online, and we’ll match you with lenders who are willing to work with you. Remember, we are not a direct lender, but we will facilitate your connection with potential lenders. Apply now to see if you qualify.

Conclusion

Payday loans can be a helpful lifeline in times of financial stress. However, they can also come with high fees and interest rates that can make them difficult to repay. Before you take out a payday loan in Spickard, Missouri, make sure you understand the terms and fees, and that you’re confident that you can pay it back on time. TheGuaranteedLoans can help you find a lender who will work with you. Apply now to see if you qualify.

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Spickard, Missouri?

Yes, if you fail to repay your payday loan in Spickard, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Spickard, Missouri?

Yes, if you have a complaint about a payday lender in Spickard, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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