Payday Loans in Gardiner, New York

Payday Loan Companies in Gardiner, NY

Company nameAddressZip codePhone number
Foster & Schmalkuche 2135 US-44 12525 +1 (845) 255 - 1813
Ulster Savings Bank 2201 Main Street, US-44 12525 +1 (845) 255 - 4262
Walden Savings Bank 2356 US-44 12525 +1 (845) 256 - 9667

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gardiner, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in White Plains, NY, Payday Loans in Yonkers, NY, Payday Loans in Albany, NY, Emergency Loan in Babylon, NY, 24-Hour Loan in Bay Shore, NY, Quick Loan in Binghamton, NY, Payday Loans in Brentwood, NY and Payday Loan Companies in Brookhaven, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gardiner, NY.

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Payday Loans Available in Gardiner, NY By The Following ZIP Codes:

12525

Are Payday Loans Legal In Gardiner, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Gardiner, NY payday loan calculator

F.A.Q.

Are payday loans legal in Gardiner, New York?

No, payday loans are not legal in Gardiner, New York. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Gardiner, New York?

Taking out a payday loan in Gardiner, New York is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.

How Many Cash Advance Companies are in Gardiner, NY?

With the help of our service, you will be able to find 3 cash advance companies in Gardiner, NY

What Cash Advance Companies in Gardiner, NY are the most popular?

You should check Foster & Schmalkuche, Ulster Savings Bank, and Walden Savings Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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