Payday Loans in Phelps, New York

Payday Loan Companies in Phelps, NY

Company nameAddressZip codePhone number
Community Bank, N.A. 1334 NY-96 14532 +1 (315) 548 - 2511
Farm Credit East 1450 NY-14 14532 +1 (800) 929 - 7102
Generations Bank 89 Main St 14532 +1 (315) 548 - 7333

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Phelps, NY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Rochester, NY, Emergency Loan in Rome, NY, Same Day Loans in Rye, NY, Quick Loan in Schenectady, NY, Payday Loan Without a Credit Check in Smithtown, NY, Payday Loans in Southampton, NY, Payday Loans in Spring Valley, NY and Payday Loan for Staten Island, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Phelps, NY.

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Payday Loans Available in Phelps, NY By The Following ZIP Codes:

14532

Are Payday Loans Legal In Phelps, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Phelps, NY payday loan calculator

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Phelps, New York?

No, you cannot be arrested for not paying back an illegal payday loan in Phelps, New York.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Phelps, New York?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Phelps, New York. If you have been harassed or threatened, you can report the lender to the New York State Department of Financial Services.

How Many Cash Advance Companies are in Phelps, NY?

With the help of our service, you will be able to find 3 cash advance companies in Phelps, NY

What Cash Advance Companies in Phelps, NY are the most popular?

You should check Community Bank, N.A., Farm Credit East, and Generations Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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