Payday Loans in Autryville, North Carolina

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No payday loan companies in Autryville, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Fairway Independent Mortgage Corporation- Concord 845 Church St N Suite 207, Suite 207, Concord, NC 28025 +1 (704) 707 - 3690
Peoples Pawn Shop Inc 2502 N Queen St, Kinston, NC 28501 +1 (252) 527 - 4357
Lincoln Financial Group 10706 Chapel Hill Rd, Morrisville, NC 27560 +1 (919) 388 - 9966
SunTrust ATM 420 S Salisbury Ave, Spencer, NC 28159 +1 (704) 212 - 2121
AgCarolina Farm Credit 1105 Garrett Rd, Williamston, NC 27892 +1 (252) 792 - 1678
Select Bank & Trust 168 NC-24, Morehead City, NC 28557 +1 (252) 726 - 0987
Carolina Farm Credit 1001 S N State St, Yadkinville, NC 27055 +1 (336) 751 - 2159
Cash America Pawn 2607 S Elm-Eugene St, Greensboro, NC 27406 +1 (336) 273 - 7119
Regional Finance 1897 E Broad St, Statesville, NC 28625 +1 (704) 872 - 4057
Walmart Money Center 1030 Heather Ln, Williamston, NC 27892 +1 (252) 792 - 9033

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Autryville, NC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Jacksonville, NC, Payday Loans in Kannapolis, NC, Emergency Loan in Matthews, NC, Payday Loans in Monroe, NC, Payday Loan for Mooresville, NC, Payday Loan for Raleigh, NC, Payday Loans in Rocky Mount, NC and Payday Loans in Salisbury, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Autryville, NC.

Beautiful sights of Autryville, NC

Payday Loans Available in Autryville, NC By The Following ZIP Codes:

28318

Are Payday Loans Legal In Autryville, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Autryville, NC payday loan calculator

Understanding Payday Loans in Autryville, North Carolina

Payday loans are a type of short-term loan that is typically borrowed for a small amount, about $500 or less. This type of loan is designed to help people cover immediate or unexpected expenses until their next payday.

In the state of North Carolina, payday loans are prohibited by state law. This means that lenders cannot legally offer payday loans in this state. However, some people may still try to find ways to obtain payday loans, which can lead to financial trouble and legal consequences.

Why Are Payday Loans Prohibited in North Carolina?

The state of North Carolina has banned payday loans to protect consumers from predatory lending practices. Payday loans often come with high fees and interest rates, making it difficult for borrowers to repay them on time. This can lead to a cycle of debt and financial hardship.

Additionally, some payday lenders have been known to engage in deceptive practices, such as requiring borrowers to sign over their car titles or access their bank accounts as collateral. This can lead to more financial problems and even identity theft. To protect consumers from such practices, North Carolina has made payday lending illegal.

How to Avoid Payday Loans

When faced with a financial emergency, it’s important to explore all of your options before turning to payday loans. Here are some alternatives to consider:

  • Personal Loans: Personal loans from banks or credit unions may have lower interest rates and fees than payday loans. If you have good credit, this may be a good option to consider.
  • Credit Card Cash Advance: While not ideal, a credit card cash advance may be a less costly option if you can pay off the balance quickly.
  • Negotiate Payment Plans: If you’re struggling to pay bills, try working out a payment plan with your creditors.
  • Sell Unneeded Items: Consider selling items you no longer need or use to generate extra cash.

Interesting Facts and Statistics

Did you know that North Carolina is one of 18 states that have banned payday lending? Additionally, a study by the Center for Responsible Lending found that payday loans cost North Carolina families over $450 million in fees each year.

Apply Now

If you’re in need of a loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a variety of lenders to help you find the best loan option for your situation. Remember, we are a connector service and not a direct lender. Fill out our application now to get started.

While payday loans may seem like a quick solution to financial problems, they often come with hidden fees and high interest rates. By exploring other lending options and avoiding predatory lending practices, you can protect your financial health and avoid falling into debt.

F.A.Q.

Are there any alternatives to payday loans in Autryville, North Carolina?

Yes, there are several alternatives to payday loans in Autryville, North Carolina, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Autryville, North Carolina but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of North Carolina, regardless of where the lender is located.