Payday Loans in Vandemere, North Carolina

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No payday loan companies in Vandemere, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Barri Agent 112 Richard Dupree Ln, Seven Springs, NC 28578
First National Bank 782 Irvin Garrish Hwy, Ocracoke, NC 27960 +1 (252) 928 - 5231
Metrolina Credit Co 845 Church St N # 106, Concord, NC 28025 +1 (704) 792 - 1300
SunTrust 101 Village Walk Dr, Holly Springs, NC 27540 +1 (919) 762 - 3322
Ameris Bank Mortgage Office 14 3rd Ave NE, Hickory, NC 28601 +1 (828) 639 - 6200
Outer Banks Family YMCA 3000 S Croatan Hwy, Nags Head, NC 27959 +1 (252) 449 - 8897
BB&T 508 Jake Alexander Blvd W, Salisbury, NC 28147 +1 (704) 212 - 2104
Pat's Pawn Shop A Picasso Company 1715 Holloway St, Durham, NC 27703 +1 (919) 683 - 1240
First National Bank 1404 W D St, North Wilkesboro, NC 28659 +1 (336) 838 - 3300
BB&T 3 S King St, Halifax, NC 27839 +1 (252) 583 - 7141

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Vandemere, NC, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Chapel Hill, NC, Guaranteed Loans in Charlotte, NC, Bad Credit Loans in Concord, NC, Payday Loans in Durham, NC, 24-Hour Loan in Fayetteville, NC, Payday Loan for Gastonia, NC, Payday Loans in Goldsboro, NC and Payday Loan for Greensboro, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vandemere, NC.

Beautiful sights of Vandemere, NC

Payday Loans Available in Vandemere, NC By The Following ZIP Codes:

28587

Are Payday Loans Legal In Vandemere, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Vandemere, NC payday loan calculator

Payday Loans in Vandemere, North Carolina: A Comprehensive Guide

If you are in need of quick cash to cover an emergency expense, you may be considering a payday loan. However, if you live in Vandemere, North Carolina, you should know that payday loans are prohibited in the state. Here’s what you need to know if you’re considering a payday loan in Vandemere.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically due on your next payday. These loans usually come with very high interest rates and fees, making them very expensive. In many cases, borrowers end up taking out multiple payday loans just to make ends meet, leading to a cycle of debt.

Why are Payday Loans Prohibited in North Carolina?

Payday loans are prohibited in North Carolina to protect consumers from predatory lending practices. These loans often target those who are already struggling financially, and the high fees and interest rates they charge can exacerbate that financial hardship. The state government has prohibited these types of loans to protect its citizens from these predatory practices.

Alternatives to Payday Loans

If you’re in need of quick cash and are unable to get a payday loan, there are other options available to you. Consider the following:

  1. Credit cards: If you have credit card available, you can use it to cover the expense. While credit cards also come with interest rates, they are generally much lower than those associated with payday loans
  2. Personal loans: Personal loans from banks or credit unions usually have lower interest rates than payday loans, and can be repaid over a longer period of time.
  3. Negotiate payment plan: For certain expenses, like medical bills, you may be able to negotiate a payment plan with the provider. This can help you avoid taking out a loan altogether.

Interesting facts and statistics about Payday Loans in Vandemere, North Carolina

  • Payday loans are illegal in North Carolina and have been since 2001.
  • In 2019, the North Carolina Attorney General’s office helped over 3,000 consumers recover nearly $3 million in restitution and forgiven debt from illegal payday lenders.
  • On average, payday loan borrowers pay $458 in fees and interest on a $350 loan, and are trapped in debt for 5 months out of the year.

Apply Now to Connect with Potential Lenders

If you’re in need of quick cash, remember that payday loans are not an option in North Carolina. However, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide you with alternative options.

Fill out our online application form today to get started. Please note that we are a connector service, not a direct lender, and we do not make credit decisions or provide loans. We simply facilitate your connection with potential lenders who may be able to provide you with the funds you need.

F.A.Q.

Can I still be charged fees on a payday loan in Vandemere, North Carolina?

No, you cannot be charged fees on a payday loan in Vandemere, North Carolina because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Vandemere, North Carolina?

No, you cannot be evicted from your home for taking out a payday loan in Vandemere, North Carolina because these loans are illegal in the state.