Payday Loans in Damascus, Oregon

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No payday loan companies in Damascus, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 193 Main St E, Monmouth, OR 97361
Strada Financial Group 1510 NE Village St, Fairview, OR 97024 +1 (503) 667 - 5355
Chase Bank 7 Monroe Pkwy #407a, Lake Oswego, OR 97035 +1 (503) 635 - 0008
Oregon State Credit Union 510 Wallace Rd NW, Salem, OR 97304 +1 (800) 732 - 0173
Erik Janssen - COUNTRY Financial representative 775 SW Bonnett Way 200, Bend, OR 97702 +1 (541) 322 - 9433
Rogue Credit Union 1118 Siskiyou Blvd, Ashland, OR 97520 +1 (800) 856 - 7328
Columbia Bank 401 E Main St, Molalla, OR 97038 +1 (503) 829 - 2237
Bob Reininger - Raymond James 185 SW Shevlin Hixon Dr UNIT 101, Bend, OR 97702 +1 (541) 550 - 3293
Chetco Trader Pawnshop 1029 Chetco Ave, Brookings, OR 97415 +1 (541) 469 - 7669
Banner Bank 1455 E McAndrews Rd, Medford, OR 97504 +1 (541) 776 - 7480

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Damascus, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Keizer, OR, Payday Loans in Lake Oswego, OR, Payday Loans in McMinnville, OR, Payday Loans in Medford, OR, Payday Loans in Oregon City, OR, Payday Loan Companies in Portland, OR, Payday Loans in Salem, OR and Short-term Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Damascus, OR.

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Payday Loans Available in Damascus, OR By The Following ZIP Codes:

00000

Are Payday Loans Legal In Damascus, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Damascus, OR payday loan calculator

Advise to read before applying

Everything You Need to Know About Payday Loans in Damascus, Oregon

Payday loans are a popular form of lending that allows borrowers to obtain quick cash for emergency expenses. In Damascus, Oregon, payday loans are legal and regulated by state laws. However, it’s important to understand the terms and conditions of these loans, as they can be expensive and trap borrowers in a cycle of debt.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that is due on the borrower’s next payday. These loans are usually for small amounts, typically ranging from $100 to $1,000, and are often used to cover unexpected expenses, such as medical bills or car repairs.

Payday loans are designed to be easy to obtain, with minimal requirements such as proof of income, a checking account, and a valid ID. The application process is quick and can be completed online or in person at a loan store. Lenders typically do not require a credit check, making payday loans an option for those with poor credit.

How Do Payday Loans Work in Damascus, Oregon?

In Damascus, Oregon, payday loans are legal and regulated by state laws. Payday loan lenders must be licensed by the Oregon Division of Financial Regulation and must comply with strict regulations that govern loan terms and fees.

Borrowers in Oregon are limited to one payday loan at a time, with a maximum loan amount of $50,000. The maximum term for a payday loan in Oregon is 60 days, and lenders are not allowed to charge more than 36% APR (annual percentage rate).

If a borrower is unable to repay their payday loan on time, they may be offered an extension or repayment plan. However, lenders in Oregon are not allowed to charge additional fees or interest for these options.

The Pros and Cons of Payday Loans in Damascus, Oregon

Like any form of borrowing, payday loans have both advantages and disadvantages. Here are some of the pros and cons to consider:

Pros:

  • Quick and easy to obtain
  • No credit check required
  • Can be used for a variety of purposes
  • May be an option for those with poor credit

Cons:

  • High-interest rates and fees
  • Can lead to a cycle of debt
  • May not solve underlying financial problems
  • Can have negative impact on credit score

Interesting Facts and Statistics About Payday Loans in Damascus, Oregon

  • The annual percentage rate (APR) for payday loans in Oregon is capped at 36%
  • In 2019, the average payday loan in Oregon was $356
  • Approximately 25% of payday loans in Oregon are rolled over or extended
  • Payday lending generates $54 million in revenue per year in Oregon

Apply Now for a Payday Loan in Damascus, Oregon

If you’re considering a payday loan in Damascus, Oregon, it’s important to do your research and understand the terms and conditions of the loan. TheGuaranteedLoans can help connect you with potential lenders who can provide you with the funds you need.

Fill out our quick and easy online application to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders to help you find the best loan option for your needs.

Note:

TheGuaranteedLoans is not a loan provider and does not issue payday loans in Damascus, Oregon or any other state. We are a loan matching service that connects borrowers with lenders who can provide them with payday loans. By filling out our online application, you are providing your consent for us to share your information with our lending partners.

F.A.Q.

Are there any protections in place for borrowers of payday loans in Damascus, Oregon?

Yes, there are several protections in place for borrowers of payday loans in Damascus, Oregon. For example, lenders are required to disclose the terms and conditions of the loan, including the interest rate and any fees, in a clear and concise manner. Lenders are also prohibited from engaging in deceptive or abusive practices, such as coercing borrowers into taking out a loan they cannot afford.

Is it possible to get a payday loan with bad credit in Damascus, Oregon?

Yes, it is possible to get a payday loan with bad credit in Damascus, Oregon. However, borrowers with bad credit may face higher interest rates and fees, and may be limited in the amount they can borrow. Borrowers with bad credit should carefully research and compare lenders to find the best option for their situation.

Look for Short-Term Loans in Other Cities:

Albany Beaverton Bend Corvallis Eugene Grants Pass Gresham Hillsboro Keizer Lake Oswego McMinnville Medford Oregon City Portland Salem Springfield
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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