Payday Loans in Gaston, Oregon

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No payday loan companies in Gaston, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
BayWest Mortgage Company - Brookings 519 Chetco Ave Unit 1, Brookings, OR 97415 +1 (541) 412 - 2742
First Federal Savings & Loan 335 W Madison St, Carlton, OR 97111 +1 (503) 852 - 7051
Umpqua Bank 100 W Central Ave, Sutherlin, OR 97479 +1 (541) 459 - 2380
Oregon State Credit Union 3330 Cooperative Way, Lebanon, OR 97355 +1 (800) 732 - 0173
U.S. Bank Branch 326 5th St, Brookings, OR 97415 +1 (541) 469 - 5353
First Community Credit Union 2077 US-101, Florence, OR 97439 +1 (541) 902 - 9599
Clatskanie Wauna Credit Union 101 Truhaak St SE, Clatskanie, OR 97016 +1 (800) 773 - 3236
Walmart Money Center 321 NE Kings Valley Hwy, Dallas, OR 97338
Lincoln Financial Group - Judy L. Bagshaw 780 NW Garden Valley Blvd 38b, Roseburg, OR 97471 +1 (541) 673 - 2298
Northwest Mortgage Advisors 411 Southwest 9th Street 204 INSIDE THE REDMOND CITY HALL BUILDING, 2751, Redmond, OR 97756 +1 (541) 526 - 7210

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gaston, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Keizer, OR, Payday Loans in Lake Oswego, OR, Payday Loans in McMinnville, OR, Payday Loan Companies in Medford, OR, Payday Loan Without a Credit Check in Oregon City, OR, Payday Loans in Portland, OR, Payday Loans in Salem, OR and Payday Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gaston, OR.

Beautiful sights of Gaston, OR

Payday Loans Available in Gaston, OR By The Following ZIP Codes:

97119

Are Payday Loans Legal In Gaston, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Gaston, OR payday loan calculator

Payday Loans in Gaston, Oregon: What You Need to Know

If you live in Gaston, Oregon, and you’re in need of quick cash, payday loans may be one option for you. In Oregon, payday loans are legal, but it’s important to know what you’re getting into before you take one out. Let’s explore the world of payday loans in Gaston, Oregon.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are typically due on your next payday. They’re meant to help you cover unexpected expenses or tide you over until your next paycheck. The idea is that you borrow a small amount of money, usually a few hundred dollars or less, and pay it back with interest when you get paid.

How Do Payday Loans Work?

The process of getting a payday loan is relatively straightforward. You’ll need to provide some basic information, such as your name, address, and employment details. The lender will also ask for your banking information so they can deposit the loan into your account and withdraw the payment when it’s due. Generally, payday loans have a repayment period of two weeks to a month.

What Are the Pros and Cons of Payday Loans?

There are both advantages and disadvantages to taking out payday loans. Some of the benefits include:

  • Quick access to cash when you need it
  • No credit check required
  • You can use the money for whatever you need
  • The application process is generally simple and straightforward

However, there are also several downsides to payday loans, including:

  • High interest rates, which can make the loan very expensive
  • Short repayment period, which can make it difficult to pay back the loan on time
  • Some lenders may not be trustworthy or reputable

What Are the Requirements for Getting a Payday Loan in Gaston, Oregon?

Each lender will have their own specific requirements, but generally, you’ll need to meet the following criteria:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Be a resident of Gaston, Oregon
  • Have proof of income
  • Have an active checking account

Interesting Facts and Statistics about Payday Loans in Gaston, Oregon

  • According to a report by the Oregon Department of Consumer and Business Services, there were 342,752 payday loans made in Oregon in 2019.
  • The average APR on a payday loan in Oregon is 154%
  • Payday loan borrowers in Oregon typically take out an average of six loans per year

Apply Now

If you’re considering taking out a payday loan in Gaston, Oregon, TheGuaranteedLoans can help you find a lender. Our online application process is fast and easy, and we’ll connect you with potential lenders who can provide you with the cash you need. Please note that TheGuaranteedLoans is a connector service, not a direct lender.

Conclusion

Payday loans may be a convenient option when you’re in need of quick cash, but they come with a high price tag. It’s important to carefully consider whether a payday loan is the right choice for you and to make sure you understand the terms and conditions before you sign up. With the right information and resources, you can make an informed decision that will help you manage your finances and achieve your goals.

F.A.Q.

What information do I need to provide to apply for a payday loan in Gaston, Oregon?

To apply for a payday loan in Gaston, Oregon, borrowers typically need to provide proof of income, proof of identification, and proof of a valid bank account. Lenders may also require additional information or documents.

Are there any restrictions on how I can use a payday loan in Gaston, Oregon?

No, there are no restrictions on how borrowers can use a payday loan in Gaston, Oregon. However, it is important for borrowers to use the loan for its intended purpose and to carefully manage their finances to avoid defaulting on the loan.