Payday Loans in Lexington, Oregon

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No payday loan companies in Lexington, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Umpqua Bank 150 Longfellow St N, Vale, OR 97918 +1 (541) 473 - 3831
Chase Bank 1089 N 1st St, Stayton, OR 97383 +1 (503) 769 - 2179
U.S. Bank ATM - Junction City 234 E 6th Ave, Junction City, OR 97448 +1 (800) 872 - 2657
AP Equipment Financing 123 SW Columbia St, Bend, OR 97702 +1 (800) 604 - 4817
Jackson Hewitt Tax Service 3290 S Santiam Hwy, Lebanon, OR 97355 +1 (541) 234 - 5218
Northwest Farm Credit Services 300 Klamath Ave # 200, Klamath Falls, OR 97601 +1 (541) 850 - 7500
Northwest Farm Credit Services 2222 NW Kline St, Roseburg, OR 97471 +1 (541) 464 - 6700
U.S. Bank Branch 29112 Town Center Loop W, Wilsonville, OR 97070 +1 (503) 682 - 4880
Sell Structured Settlement Advisors 382 Hamilton Ave, Cave Junction, OR 97523 +1 (888) 509 - 5553
AmeriTitle 300 Klamath Ave, Klamath Falls, OR 97601 +1 (541) 883 - 3401

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lexington, OR, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Albany, OR, Guaranteed Loans in Beaverton, OR, Payday Loans in Bend, OR, Payday Loans in Corvallis, OR, Payday Loans in Eugene, OR, No Credit Check Loans in Grants Pass, OR, Payday Loans in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lexington, OR.

Beautiful sights of Lexington, OR

Payday Loans Available in Lexington, OR By The Following ZIP Codes:

97839

Are Payday Loans Legal In Lexington, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Lexington, OR payday loan calculator

Understanding Payday Loans in Lexington, Oregon

Payday loans, also known as cash advance loans, are short-term loans that can typically be paid back on your next payday. They are a popular option for people who need fast cash, but their lack of regulation in some states has caused them to be a source of controversy and criticism. In the state of Oregon, however, payday loans are legal and can be a helpful option for those in need of quick funds in Lexington.

Regulations for Payday Loans in Oregon

While payday loans are legal in Oregon, there are specific regulations that lenders must follow. For example, the maximum loan amount is $50,000, and the maximum loan term is 60 days. Additionally, lenders are not allowed to charge more than 36% interest on payday loans.

Before taking out a payday loan in Oregon, it’s important to understand the terms and conditions of the loan agreement. This includes the interest rate, repayment period, and any fees associated with the loan. Be sure to read the loan agreement carefully and ask your lender any questions you may have before signing.

Benefits of Payday Loans in Lexington, Oregon

Payday loans can be a helpful option for people who need fast cash for unexpected expenses, such as car repairs, medical bills, or home repairs. They are typically easier to qualify for than traditional loans and require less paperwork.

Another benefit of payday loans in Lexington, Oregon is that they can be a way to avoid more significant financial troubles. For example, if you need cash to pay rent, a payday loan could help you avoid eviction and the associated fees and consequences that come with it.

Applying for a Payday Loan in Lexington, Oregon

If you are in need of a payday loan in Lexington, Oregon, you can apply online through TheGuaranteedLoans website. As a connector service, we work with a network of lenders to help you find the best loan option for your needs, without the hassle of going to multiple lenders yourself.

To apply, simply visit our website and fill out the online application form. It typically takes just a few minutes to complete, and you can receive a decision on your loan application within minutes. If you are approved for a loan, funds can often be deposited into your bank account in as little as one business day.

Interesting Facts and Statistics About Payday Loans in Lexington, Oregon

  • In 2019, Oregon had 465 licensed payday lenders.
  • The average payday loan amount in Oregon is $350.
  • The average annual interest rate for payday loans in Oregon is 154%.
  • Payday loan borrowers in Oregon often take out multiple loans in a year.

Conclusion

While payday loans are legal in Oregon and can be a helpful option for those in need of fast cash in Lexington, it’s important to be aware of the terms and conditions of the loan agreement. As with any loan, it’s important to make sure you can repay the loan on time and in full to avoid additional fees and financial troubles.

If you are in need of a payday loan, TheGuaranteedLoans can help. Visit our website to apply today and find the best loan option for your needs.

Apply Now

If you need fast cash and are considering a payday loan in Lexington, Oregon, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders to help you find the best loan option for your needs. Apply now on our website and receive a decision on your loan application within minutes.

Note: TheGuaranteedLoans is not a direct lender and does not provide loans. We are a connector service that facilitates the connection between borrowers and potential lenders.

F.A.Q.

Can a lender contact my employer if I default on a payday loan in Lexington, Oregon?

Yes, a lender can contact your employer if you default on a payday loan in Lexington, Oregon. However, they are not allowed to disclose the reason for the contact or the nature of the debt.

Can a lender contact me outside of regular business hours if I default on a payday loan in Lexington, Oregon?

No, lenders are not allowed to contact borrowers outside of regular business hours unless the borrower has provided written consent to do so.