Payday Loans in Marcola, Oregon

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No payday loan companies in Marcola, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Willamette Valley Bank 701A McClaine St, Silverton, OR 97381 +1 (503) 873 - 3449
Wells Fargo Bank 2300 NE Hwy 101, Lincoln City, OR 97367 +1 (541) 994 - 8163
Oregon State Credit Union 1394 SE Clay St, Albany, OR 97322 +1 (800) 732 - 0173
Pacific Crest Home Loans 2608 S Main Rd, Lebanon, OR 97355 +1 (541) 451 - 3211
OnPoint Community Credit Union 1754 NW Civic Dr, Gresham, OR 97030 +1 (503) 228 - 7077
Thrivent Financial for Lutherans 175 NE 3rd, Dufur, OR 97021 +1 (541) 972 - 8197
Umpqua Bank 110 N. Redwood Hwy 199, Cave Junction, OR 97523 +1 (541) 592 - 3126
Westco Investment Brokerage 66227 N Bay Rd, North Bend, OR 97459 +1 (541) 756 - 0521
Quik Check 844 S Riverside Ave, Medford, OR 97501 +1 (541) 734 - 5555
Umpqua Bank Home Lending 5005 Meadows Rd Ste 400, Lake Oswego, OR 97035 +1 (503) 268 - 6288

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Marcola, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, OR, Payday Loans in Beaverton, OR, Payday Loans in Bend, OR, Payday Loans in Corvallis, OR, Same Day Loans in Eugene, OR, Same Day Loans in Grants Pass, OR, 24-Hour Loan in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Marcola, OR.

Beautiful sights of Marcola, OR

Are Payday Loans Legal In Marcola, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Marcola, OR payday loan calculator

Payday Loans in Marcola, Oregon: A Comprehensive Guide

If you find yourself in a situation where you need quick cash to cover unexpected expenses, payday loans may be a viable option. A payday loan is a short-term loan that usually has high interest rates and fees, and it is intended to be repaid by the borrower’s next payday. In Oregon, payday loans are legal, and if you reside in Marcola, there are several lenders you can consider.

How Payday Loans Work in Marcola, Oregon

To get a payday loan in Marcola, Oregon, you need to be at least 18 years old, have a steady income source, and a bank account. The lender will ask for proof of income, either from a job or government benefits, and will also need your social security number, a valid identification number, and contact information. Once the loan application is approved, the money is disbursed to your account, usually within a day or two.

Repayment terms for payday loans in Marcola, Oregon vary by lender, but usually, they require full repayment on your next payday when the loan plus interest and fees come due. You can also choose to renew the loan, but this will accrue more fees and interest. It is important to note that payday loans should be used as a short-term solution for financial emergencies and should not be relied upon as a long-term financial tool.

Benefits and Risks of Payday Loans

The main advantage of payday loans is that they provide quick cash when you need it most. They also do not require a credit check, so even if you have bad credit, you may still be eligible for a loan. However, high-interest rates and fees associated with payday loans are a significant risk. Borrowers can quickly get trapped in a cycle of debt by rolling over the loan and incurring additional charges. Therefore, before taking out a payday loan, it is essential to carefully review and understand the terms and fees associated with the loan.

Interesting Facts and Statistics about Payday Loans in Marcola, Oregon

  • As of June 30, 2021, the average interest rate for payday loans in Oregon was 154.62%, despite the 36% APR cap set by state law.
  • According to the Oregon Department of Consumer and Business Services, in 2020, there were 162,734 payday loans made to Oregon borrowers, with an average loan amount of $378 and average fees of $76 per loan.
  • On July 1, 2021, a new law went into effect in Oregon that limits the annual percentage rate for consumer finance loans, including payday loans, to 36% plus a one-time origination fee of no more than 10% of the loan amount or $30, whichever is less.

TheGuaranteedLoans: Your Payday Loan Connection Service

If you are considering a payday loan in Marcola, Oregon, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is easy and straightforward, and we work with a network of reputable lenders who may be able to offer you a loan.

Please note that TheGuaranteedLoans is not a direct lender. We simply connect borrowers with potential lenders. We do not perform credit checks, and our online application process is quick and secure.

Apply Now For A Payday Loan in Marcola, Oregon

If you’re ready to apply for a payday loan in Marcola, Oregon, you can do so by filling out our online application form. Once you’ve submitted your application, we’ll work to connect you with potential lenders who can provide you with the quick cash you need.

Remember, payday loans should be used as a short-term solution for financial emergencies. If you find yourself struggling with debt, seek the help of a financial advisor or credit counseling service to explore your options.

F.A.Q.

What are the repayment terms for payday loans in Marcola, Oregon?

The repayment terms for payday loans in Marcola, Oregon vary depending on the lender and the loan agreement. Typically, borrowers have a few weeks to repay the loan in full, including interest and any fees.

Can I apply for a payday loan online in Marcola, Oregon?

Yes, many lenders in Marcola, Oregon offer the option to apply for a payday loan online. Borrowers should carefully research and compare lenders to ensure they are choosing a reputable and trustworthy lender.