Payday Loans in Oceanside, Oregon

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Oceanside, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Old West Federal Credit Union 650 W Main St, John Day, OR 97845 +1 (541) 575 - 0264
Oregon State Credit Union 4952 River Rd N, Keizer, OR 97303 +1 (800) 732 - 0173
U & I Trading Post 830 Main St, Klamath Falls, OR 97601 +1 (541) 883 - 7635
Sawbucks Inc 2311 S 6th St, Klamath Falls, OR 97601 +1 (541) 882 - 6898
Daniel Gellner - Ameriprise Financial Services, LLC 735 Commercial St Ste 5000, Klamath Falls, OR 97601 +1 (541) 885 - 5499
Mission Hills Mortgage Bankers 830 Alder Creek Dr, Medford, OR 97504 +1 (541) 773 - 1853
Banner Bank 101 E Main St, Hermiston, OR 97838 +1 (541) 567 - 2291
Jessica Chestnut at OnPoint Community Credit Union - NMLS : 363627 2688 NW Vaughn St, Portland, OR 97210 +1 (503) 228 - 7077
Rogue Credit Union 1390 NW Garden Valley Blvd, Roseburg, OR 97471 +1 (800) 856 - 7328
U.S. Bank Branch 123 W Hood Ave, Sisters, OR 97759 +1 (541) 549 - 2141

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oceanside, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, OR, Payday Loans in Beaverton, OR, Payday Loans in Bend, OR, Payday Loans in Corvallis, OR, Bad Credit Loans in Eugene, OR, Payday Loans in Grants Pass, OR, Payday Loans in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oceanside, OR.

Beautiful sights of Oceanside, OR

Payday Loans Available in Oceanside, OR By The Following ZIP Codes:

97134

Are Payday Loans Legal In Oceanside, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Oceanside, OR payday loan calculator

When it comes to personal finances, there may be times when unforeseen circumstances or unexpected expenses leave you in a tight spot. This is where payday loans come in. A payday loan is a short-term loan designed to help you cover emergency expenses until your next paycheck arrives.

In Oceanside, Oregon, payday loans are legal, but it is essential to remember that it is a form of borrowing that should be used responsibly.

How do payday loans work?

Payday loans are typically smaller amounts of cash borrowed at high-interest rates. The loans are expected to be paid back in full, along with the interest and lender’s fees, by the borrower’s next payday.

Most payday lenders operate online and do not require borrowers to have good credit or collateral. Therefore, the application process is quick, easy, and straightforward.

The requirements for getting a payday loan in Oceanside, Oregon

Although payday loans are relatively easy to obtain, there are specific requirements that must be met before a lender can issue a payday loan. These requirements include:

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must provide proof of income
  • You must have an active bank account

It is essential to note that payday loans in Oceanside, Oregon are not designed to be long-term solutions for financial difficulties. They are short-term, high-cost loans to help you cover emergency expenses until your next payday.

What are the fees associated with payday loans in Oceanside, Oregon?

The fees associated with payday loans in Oceanside, Oregon, are regulated by state laws. The state limits the maximum loan amount to $50,000 and sets the interest rates at 36%. There are also additional fees that can vary by lender.

It is important to read the loan agreement thoroughly before signing to understand the full terms and conditions of the loan. This will help you avoid any surprises regarding fees and interest rates.

What happens if you cannot repay your loan on time?

If you are unable to repay your payday loan on time, the lender may charge additional fees and interest, which can make the loan even more expensive. Additionally, the lender may continue to roll over the loan, meaning that you will owe even more money in fees and interest.

It is crucial to communicate with your lender if you are unable to make the payment on time. Most lenders are willing to work out a payment plan that works for both parties.

Interesting facts and statistics about payday loans in Oceanside, Oregon

  • According to the Center for Responsible Lending, the average payday loan borrower ends up in debt for over 200 days.
  • A study by Pew Charitable Trusts found that the average payday loan borrower takes out eight loans a year, spending $520 on interest on a $375 loan.
  • In 2015, Oregon became the first state to implement statewide payday loan regulations, including a 36% cap on interest rates and additional lending fees.

Apply now

If you find yourself in need of a payday loan in Oceanside, Oregon, TheGuaranteedLoans can help connect you with potential lenders. Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connector service that works with a network of lenders, helping to facilitate the loan application process.

Filling out the online application is fast, easy, and straightforward, and you could receive your loan funds as soon as the next business day. Start your application today and take the first step towards meeting your financial needs.

Disclaimer

Please note that payday loans are not a long-term financial solution, and they come with high-interest rates and fees. Before taking out a payday loan, it is important to evaluate your financial situation and determine whether a payday loan is the best option for you.

Additionally, please read the loan agreement thoroughly before signing and understand the full terms and conditions of the loan, including fees and interest rates.

Thank you for choosing TheGuaranteedLoans for your financial needs.

F.A.Q.

Can a lender charge me additional fees if I default on a payday loan in Oceanside, Oregon?

Yes, a lender can charge additional fees if a borrower defaults on a payday loan in Oceanside, Oregon. These fees may include collection costs and attorney's fees.

Are there any alternatives to payday loans in Oceanside, Oregon?

Yes, there are alternative options to payday loans in Oceanside, Oregon, such as credit unions, small banks, and nonprofit organizations that offer small loans with more flexible repayment terms.