Payday Loans in Riverside, Oregon

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No payday loan companies in Riverside, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Bob Forrest Mortgage Loans Loans Medford Private Money 1951 Delta Waters Rd, Medford, OR 97504 +1 (541) 779 - 3659
Willamette Valley Bank 1914 Willamette Falls Dr 160, West Linn, OR 97068 +1 (503) 744 - 4085
Umpqua Bank 111 NW Pleasant St, Myrtle Creek, OR 97457 +1 (541) 863 - 3186
Western Union Fred Meyer, 1020 South, 1st Ave, Coos Bay, OR 97420 +1 (541) 269 - 4000
Wells Fargo Bank 2300 NE Hwy 101, Lincoln City, OR 97367 +1 (541) 994 - 8163
Umpqua Bank 25529 SW Gwen Dr, Wilsonville, OR 97070 +1 (503) 582 - 9256
Bank of America ATM Drive-thru 1841 S Molalla Ave, Oregon City, OR 97045 +1 (844) 401 - 8500
Evergreen Home Loans 315 E Columbia River Hwy, Clatskanie, OR 97016 +1 (503) 728 - 0880
Opes Advisors 4710 Village Plaza Loop 130, Eugene, OR 97401 +1 (541) 681 - 8787
Banner Bank 100 S Main St, Stanfield, OR 97875 +1 (541) 449 - 3827

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Riverside, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Keizer, OR, Payday Loans in Lake Oswego, OR, Payday Loans in McMinnville, OR, Payday Loans in Medford, OR, Same Day Loans in Oregon City, OR, Guaranteed Loans in Portland, OR, Quick Loan in Salem, OR and Payday Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Riverside, OR.

Beautiful sights of Riverside, OR

Payday Loans Available in Riverside, OR By The Following ZIP Codes:

97917

Are Payday Loans Legal In Riverside, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Riverside, OR payday loan calculator

Understanding Payday Loans in Riverside, Oregon

Payday loans are a popular solution for individuals who find themselves in need of quick cash. These short-term loans provide an easy way to get cash immediately, with no credit check or collateral required. If you’re a Riverside resident living in Oregon, you may be able to take advantage of this type of loan.

How do Payday Loans Work in Riverside, Oregon?

In Oregon, payday loans are legal and regulated by state law. According to Oregon state law, payday lenders can lend up to $50,000 with a maximum APR of 36%. Borrowers must have a valid ID, proof of income, and a bank account to qualify for a payday loan.

The loan amount and fees are due on the borrower’s next payday. The payday lender can deposit the borrower’s check on that date or the borrower can pay the loan off in cash. Borrowers can extend the loan period up to twice but need to pay additional fees.

What are the Benefits of Payday Loans?

  • Quick cash: Payday loans provide fast access to cash, so they’re ideal for emergencies or unexpected expenses.
  • No credit check: If you have bad credit or no credit history, you can still qualify for a payday loan. Lenders don’t require a credit check.
  • Easy application: The application process is simple and quick, allowing you to get your request approved within a matter of hours.
  • Convenient: You can apply for a payday loan online or in-person, making it a convenient way to get money when you need it.

What are the Drawbacks of Payday Loans?

  • High fees: Payday loans come with very high interest rates and fees, which can trap borrowers in a cycle of debt.
  • Short repayment period: If you are unable to repay the loan on time you will incur additional fees.
  • Financial risks: Late or non-payment of a payday loan can negatively impact your credit score and ability to secure loans in the future.

Interesting Facts and Statistics About Payday Loans in Riverside, Oregon

  • According to a survey conducted by Pew Charitable Trusts, the average payday loan borrower in Oregon takes out 5 loans a year, often for an average of 31 days.
  • As per Oregon state law, the maximum loan amount allowed for a payday loan is 25% of the borrower’s net monthly income or $50,000 as a maximum on principle amount.
  • Approximately 1 in 10 Oregon residents have used a payday loan to manage their finances.

Apply Now

If you find yourself in need of a payday loan in Riverside, Oregon, TheGuaranteedLoans can assist. Our website connects you with a network of trusted lenders, providing you with access to the financial resources you need. Our application process is straightforward, and we strive to provide our clients with the best possible options to secure loans at a competitive interest rate. Please note that we are a connector service, and not a direct lender.

Simply fill out our online application form to get started today and receive funding in as little as one day to help you get the funds you need quickly, without any hassle.

Stay Informed

Looking to stay informed on all things payday loans, title loans and other loan-related topics? Visit TheGuaranteedLoans website regularly for updates and guides that will help you make informed decisions about your financial future. Don’t let a lack of access to financial resources hold you back from achieving your goals – we’re here to help you every step of the way!

F.A.Q.

Are there any alternatives to payday loans in Riverside, Oregon?

Yes, there are several alternatives to payday loans in Riverside, Oregon, such as credit unions, community organizations, or personal loans from banks or other financial institutions. Borrowers should research and compare their options to find the best option for their financial needs.

Are there any fees associated with payday loans in Riverside, Oregon?

Yes, there may be fees associated with payday loans in Riverside, Oregon, such as origination fees or late payment fees. Borrowers should carefully review the terms of their loan agreement to understand all fees and charges.