Payday Loans in Willamina, Oregon

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No payday loan companies in Willamina, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 550 NE 3rd St, Prineville, OR 97754 +1 (541) 447 - 3821
Northwest Farm Credit Services 650 Hawthorne Ave SE Ste 210, Salem, OR 97301 +1 (503) 373 - 3000
Wells Fargo Bank 110 NE Roberts Ave, Gresham, OR 97030 +1 (503) 667 - 2168
Umpqua Bank 10 NE 181st Ave, Portland, OR 97230 +1 (503) 666 - 9431
Principal Financial 192 N Santiam Hwy, Idanha, OR 97350 +1 (971) 209 - 7069
Old West Federal Credit Union 301 S Main St, Pendleton, OR 97801 +1 (541) 278 - 6800
Benton County Schools Credit Union 2101 NW Professional Dr, Corvallis, OR 97330 +1 (541) 754 - 7765
Cash Connection Bend - Pawn Shop 1031 NE 5th St, Bend, OR 97701 +1 (541) 318 - 8676
ACE Cash Express 2722 N Lombard St, Portland, OR 97217 +1 (503) 285 - 2929
Ace Buyers 823B State Hwy 99 N, Eugene, OR 97402 +1 (541) 393 - 3700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Willamina, OR, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Keizer, OR, Emergency Loan in Lake Oswego, OR, Payday Loans in McMinnville, OR, Payday Loans in Medford, OR, Payday Loans in Oregon City, OR, Payday Loan Without a Credit Check in Portland, OR, Payday Loans in Salem, OR and Bad Credit Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Willamina, OR.

Beautiful sights of Willamina, OR

Payday Loans Available in Willamina, OR By The Following ZIP Codes:

97396

Are Payday Loans Legal In Willamina, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Willamina, OR payday loan calculator

Payday Loans in Willamina, Oregon

As an Oregon resident, you may be looking for a way to get cash when you’re in a financial bind. Payday loans are a popular solution for those who need money quickly and have little time to spare. In this article, we’ll discuss payday loans in Willamina, Oregon, and what you need to know before applying.

What are Payday Loans?

Payday loans are short-term loans that are meant to be repaid within a few weeks. They are designed to help people who need money quickly and don’t have access to other forms of credit. In Oregon, payday loans are legal and regulated by the state.

How Do Payday Loans Work?

When you apply for a payday loan, you’ll need to provide some basic information, including your name, address, and employment details. You’ll also need to provide proof of income, such as a pay stub or bank statement. If you’re approved, the lender will give you the money you need, usually in the form of a check or direct deposit.

When it’s time to repay the loan, the lender will usually withdraw the money directly from your bank account. If you don’t have enough money in your account, you may be subject to additional fees and interest charges.

What are the Requirements for a Payday Loan in Willamina, Oregon?

In Oregon, payday lenders are required to follow certain regulations to protect borrowers. To be eligible for a payday loan, you must:

– Be 18 years old or older
– Have a valid ID
– Have a checking account
– Have proof of income

What are the Fees and Interest Rates for Payday Loans in Willamina, Oregon?

Payday lenders in Oregon are allowed to charge a maximum of 36% interest on payday loans. They are also allowed to charge a one-time fee of up to $10 per $100 borrowed. This means that if you borrow $500, you can expect to pay a fee of $50, in addition to the interest charges.

What Are the Risks of Payday Loans?

While payday loans can be a helpful resource for those in need of quick cash, they also come with some risks. The high interest rates and fees can make them difficult to repay, and borrowers who are unable to pay on time may be subject to additional fees and charges.

Interesting Facts and Statistics on Payday Loans in Willamina, Oregon

– According to a 2021 report by the Oregon Department of Consumer and Business Services, there were 230 licensed payday lenders operating in the state.
– In 2020, Oregon borrowers received more than 500,000 payday loans, totaling over $142 million in borrowed funds.
– The average payday loan in Oregon is $380, and the average borrower takes out eight loans per year.

Apply Now

If you’re in need of a payday loan in Willamina, Oregon, TheGuaranteedLoans can help. We’re a connector service that works with a network of potential lenders to help you find the right loan for your needs. Simply fill out our online application, and we’ll work to connect you with a lender who can help.

Please note that TheGuaranteedLoans is not a direct lender, and we do not provide loans ourselves. We are a free service that connects borrowers with potential lenders.

Conclusion

Payday loans can be a valuable resource for those in need of quick cash, but they come with risks. If you’re considering a payday loan in Willamina, Oregon, be sure to do your research and understand the fees and interest rates before applying. With careful planning and budgeting, payday loans can help you get back on your feet financially.

F.A.Q.

Can I be charged a late fee if I miss a payment on my payday loan in Willamina, Oregon?

Yes, lenders are allowed to charge a late fee if a borrower misses a payment on their payday loan in Willamina, Oregon. The maximum late fee is $10 or 5% of the unpaid amount, whichever is less.

Can a lender contact my employer or family members about my payday loan in Willamina, Oregon?

No, a lender cannot contact your employer or family members about your payday loan in Willamina, Oregon unless you give them permission to do so.