Payday Loans in Enon Valley, Pennsylvania

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No payday loan companies in Enon Valley, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fulton Bank 122 Eagle Pt 16823, E Rolling Ridge Dr, Bellefonte, PA 16823 +1 (814) 548 - 0082
Langan Financial Group 1863 Center St, Camp Hill, PA 17011 +1 (717) 288 - 1880
Penn Community Bank Hulmeville & Galloway Roads, Bensalem, PA 19020 +1 (215) 639 - 3500
Ephrata National Bank 615 E Lincoln Ave, Myerstown, PA 17067 +1 (717) 866 - 6290
FULTON BANK Loan Production Office Only 107 Main St, Wellsboro, PA 16901 +1 (570) 724 - 5579
M&T Bank 400 N 3rd St, Womelsdorf, PA 19567 +1 (610) 589 - 4566
FNB Commercial Leasing 1853 PA-315, Pittston, PA 18640 +1 (570) 883 - 0881
PNC Bank 2425 Leechburg Rd, New Kensington, PA 15068 +1 (724) 335 - 9845
Mercer County State Bank 110 N Franklin St, Cochranton, PA 16314 +1 (814) 425 - 7133
Wells Fargo Bank 5810 Easton Rd, Plumsteadville, PA 18949 +1 (215) 766 - 8878

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Enon Valley, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Chester, PA, Emergency Loan in Erie, PA, Online Loans in Harrisburg, PA, Same Day Loans in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loan Companies in Levittown, PA, Guaranteed Loans in Norristown, PA and Online Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Enon Valley, PA.

Payday Loans Available in Enon Valley, PA By The Following ZIP Codes:

16120

Are Payday Loans Legal In Enon Valley, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Enon Valley, PA payday loan calculator

Payday Loans in Enon Valley, Pennsylvania: What You Need to Know

Living paycheck-to-paycheck is a reality for many Americans. Unfortunately, unexpected expenses or bills can throw even the most carefully planned budget off track. When this happens, it can be tempting to turn to payday loans for quick cash. However, in Pennsylvania, payday loans are prohibited. Here’s what you need to know.

What are Payday Loans?

Payday loans are short-term loans that offer quick cash to borrowers. The borrower is expected to pay back the loan with their next paycheck. These loans typically have high-interest rates and fees, making them a risky choice for consumers.

Payday Loans in Pennsylvania

Payday loans are illegal in Pennsylvania. In 2018, The Keystone State passed a law that prohibits payday lenders from operating in the state. The law includes a cap on interest rates and fees for alternative loan products, providing borrowers with more affordable options for getting the cash they need.

Alternatives to Payday Loans

Even if payday loans are illegal in Enon Valley and the rest of Pennsylvania, alternatives to payday loans still exist for borrowers in need of cash. These include:

  • Personal loans from banks or credit unions
  • Credit card cash advances
  • Installment loans
  • Credit counseling

If you find yourself facing a financial emergency, it’s important to consider all of your options before turning to risky loan products such as payday loans.

Facts and Statistics

Despite payday loans being illegal in Pennsylvania, they were once a prevalent issue. According to a 2017 report from the Center for Responsible Lending, payday lenders in the state charged an average interest rate of 212%. Additionally, Pennsylvania borrowers paid over $500 million in fees for payday loans in 2016. Since the 2018 prohibition, however, residents of Enon Valley and other Pennsylvania cities have had better options for short-term loans.

Apply Now

If you’re in need of funds and reside in Pennsylvania, TheGuaranteedLoans can connect you with online lenders offering personal loans or installment loans to qualified applicants. Start your application today to explore your options!

Please remember that TheGuaranteedLoans is not a direct lender, but rather a service that connects borrowers with potential lenders. By submitting your application, you consent to being contacted by lenders offering loan products that may meet your needs.

In Conclusion

Although payday loans are illegal in Enon Valley and throughout Pennsylvania, alternative loan options are available to those who need them. When seeking short-term financing, be sure to investigate all available options before making a choice. And remember, using TheGuaranteedLoans as a loan connector service can help you find the right solution for your situation.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Enon Valley, Pennsylvania?

If a payday loan lender is threatening you with legal action in Enon Valley, Pennsylvania, you should contact the Pennsylvania State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Enon Valley, Pennsylvania?

No, it is not possible to get a payday loan from a lender in another state and use it in Enon Valley, Pennsylvania. Payday loans are illegal in Enon Valley, Pennsylvania, regardless of where the lender is located.