Payday Loans in Spinnerstown, Pennsylvania

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No payday loan companies in Spinnerstown, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank Supermarket Branch 111 W Madison St, Rochester, PA 15074 +1 (724) 774 - 6355
ATM M&t Bank 368 Lewisberry Rd, New Cumberland, PA 17070 +1 (800) 627 - 3999
First National Bank 1900 Minno Dr, Johnstown, PA 15905 +1 (814) 255 - 6811
The Neffs National Bank 5629 PA-873, Neffs, PA 18065 +1 (610) 767 - 3875
S.A.M. Check Cashing Machine 1 Buckhorn Rd, Bloomsburg, PA 17815 +1 (570) 387 - 9330
M&T Bank 1 S Centre St, Pottsville, PA 17901 +1 (570) 628 - 6500
Mariner Finance 176 W Chestnut St, Washington, PA 15301 +1 (724) 228 - 2140
Northwest Bank Drive-Through 16 Main St, Wellsboro, PA 16901 +1 (570) 724 - 9624
Freedom Credit Union 636 E Main St, Lansdale, PA 19446 +1 (215) 612 - 5900
Woodlands Bank 1146 Allegheny St, Jersey Shore, PA 17740 +1 (570) 398 - 2850

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spinnerstown, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Quick Loan in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spinnerstown, PA.

Payday Loans Available in Spinnerstown, PA By The Following ZIP Codes:

18968

Are Payday Loans Legal In Spinnerstown, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Spinnerstown, PA payday loan calculator

Payday Loans in Spinnerstown, Pennsylvania: What You Need to Know

Payday loans are a type of short-term loan that is designed to help you cover unexpected expenses until your next paycheck arrives. These loans are often marketed as a quick and easy way to get cash when you need it the most, but they can also come with high interest rates and fees.

If you live in Spinnerstown, Pennsylvania, it’s important to know that payday loans are prohibited in the state. This means that lenders cannot legally offer payday loans to residents of Pennsylvania.

Why are Payday Loans Prohibited in Pennsylvania?

The state of Pennsylvania has taken steps to protect its citizens from the high interest rates and fees associated with payday loans. One of these steps is the Pennsylvania Small Loan Act, which regulates short-term loans in the state.

Under this law, lenders are prohibited from offering loans with an annual percentage rate (APR) higher than 24%. The APR for payday loans can often be much higher, making them an expensive option for borrowing money.

In addition to the Small Loan Act, the state of Pennsylvania also has a banking code that sets limits on the fees that lenders can charge for various types of loans. This code limits fees for small loans to $9.50 per $100 borrowed, making it difficult for payday lenders to operate in the state.

Alternatives to Payday Loans in Spinnerstown, Pennsylvania

If you live in Spinnerstown, Pennsylvania and are in need of quick cash, there are alternatives to payday loans that can help you cover your expenses. Here are a few options:

  • Personal loans: Personal loans may be a good option if you have good credit. You’ll need to apply for a loan and go through a credit check, but interest rates can be lower than those for payday loans.
  • Credit cards: If you have a credit card, you can use it to cover unexpected expenses. Interest rates can be high, but they may be lower than those for payday loans.
  • Credit counseling: If you’re struggling to make ends meet, credit counseling may be a good option. Counselors can help you create a budget and find ways to manage your debt.

Interesting Facts About Payday Loans in Spinnerstown, Pennsylvania

  • In 2018, the payday lending industry in Pennsylvania was worth $1 billion.
  • The average APR for a payday loan in Pennsylvania is 391%.
  • Payday lenders in Pennsylvania have been known to charge triple-digit interest rates on loans.

Apply Now

If you’re in need of quick cash in Spinnerstown, Pennsylvania, TheGuaranteedLoans can connect you with potential lenders who may be able to help. Keep in mind that we are not a direct lender, and we do not offer loans ourselves. Instead, we work with a network of trusted lenders who may be able to provide you with the funds you need.

When you apply through TheGuaranteedLoans, you’ll have access to a simple and straightforward application process. Just fill out the online application form, and we’ll match you with potential lenders in our network. If you’re approved for a loan, you could receive your funds as soon as the next business day.

Conclusion

While payday loans are prohibited in Spinnerstown, Pennsylvania, there are alternative options available if you’re in need of quick cash. Be sure to explore these options and understand the terms and fees associated with any loan you consider. Remember to always borrow responsibly, and only borrow what you can afford to repay.

At TheGuaranteedLoans, we are committed to helping you find the best loan options available. Apply now and let us help you get the funds you need.

F.A.Q.

Where can I get more information about payday loans in Spinnerstown, Pennsylvania?

More information about payday loans in Spinnerstown, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Spinnerstown, Pennsylvania?

No, payday loans are prohibited in Spinnerstown, Pennsylvania.