Personal Loans in Edwardsville, Alabama

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No personal loan companies in Edwardsville, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Hope Personal Loans 4677 Wall Triana Hwy, Madison, AL 35758 +1 (256) 273 - 8331
Escambia County Bank 2151 Ringold St, Flomaton, AL 36441 +1 (251) 296 - 5356
Guardian Credit Union 1120 US-231, Troy, AL 36081 +1 (334) 244 - 9999
Advance America 7345 US-431 C, Albertville, AL 35950 +1 (256) 878 - 0532
Listerhill Credit Union 4790 E 2nd St, Muscle Shoals, AL 35661 +1 (256) 383 - 9204
Credit Central 1411 Highway 280 Byp, A, Phenix City, AL 36867 +1 (334) 291 - 5413
Investar Bank 716 N Washington St, Livingston, AL 35470 +1 (205) 652 - 1391
First Southern Financial 7419 Hwy. 431 N, Suite A, Albertville, AL 35950 +1 (256) 891 - 4383
BBVA Bank 920 Fairhope Ave, Fairhope, AL 36532 +1 (251) 990 - 7631
Easy Money 2925 McFarland Blvd E, Tuscaloosa, AL 35404

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Edwardsville, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Prichard, AL, Personal Loans in Sylacauga, AL, Personal Loans in Talladega, AL, Personal Loans in Troy, AL, Personal Loans in Trussville, AL, Personal Loans in Tuscaloosa, AL, Personal Loans in Valley, AL and Personal Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edwardsville, AL.

Personal Loans in Edwardsville, Alabama: What You Need to Know

Personal loans are a popular way of financing various needs and expenses, including home improvements, medical bills, travel expenses, and debt consolidation. In Alabama, personal loans are legal, and there are multiple options available for Edwardsville residents.

Types of Personal Loans in Alabama

Secured Personal Loans: This type of loan requires collateral, such as a car or a home, to secure the loan.

Unsecured Personal Loans: This type of loan does not require collateral. Instead, the borrower’s creditworthiness and income determine the loan amount and interest rate.

Interest Rates and Fees

The interest rates and fees for personal loans in Alabama vary depending on the lender, loan amount, and the borrower’s credit score and income. On average, the interest rates for personal loans in Alabama range from 7% to 36%. Some lenders may charge a loan origination fee of up to 8% of the loan amount.

Requirements and Eligibility Criteria

The eligibility criteria for personal loans in Alabama vary depending on the lender. However, most lenders require the following:

  • A minimum credit score of 580
  • A steady source of income
  • Proof of identity and residency
  • A valid checking account

Benefits and Risks of Personal Loans

Benefits: Personal loans offer various benefits, including:

  • Flexible repayment terms
  • No collateral requirement for unsecured personal loans
  • Low interest rates compared to credit cards
  • Quick funding

Risks: Personal loans also come with some risks, such as:

  • High-interest rates for borrowers with bad credit scores
  • Potentially harmful credit impact for missed payments and defaults
  • Potentially higher fees compared to other financing options

Apply Now!

TheGuaranteedLoans is a connector service that can help you find personal loan lenders in Edwardsville, Alabama. To apply, fill out our online application, and we will connect you with potential lenders based on your eligibility and preferences. Remember, we are not a direct lender and do not make credit decisions. Instead, we facilitate your connection with lenders who may offer you a loan based on their criteria.

Interesting Facts about Personal Loans in Edwardsville, Alabama

Fact 1: According to the Alabama State Banking Department, the average interest rate for personal loans in Alabama is 17.48%, which is lower than the national average of 19.21%.

Fact 2: As of May 2021, the unemployment rate in Edwardsville, Alabama, was 3.9%, which is lower than the national average of 6.1%. Having a steady source of income is essential when applying for a personal loan in Alabama.

Fact 3: Alabama’s per capita income is $27,659, which is lower than the national average of $32,621. Personal loans can help bridge the gap between unexpected expenses and a steady income stream.

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Personal Loans Available in Edwardsville, AL By The Following ZIP Codes:

36261

Edwardsville, AL personal loan calculator

Advise to read before applying

F.A.Q.

What are personal loans in Edwardsville, Alabama?

Personal loans in Edwardsville, Alabama are unsecured loans that individuals can borrow for personal use. They are not tied to any specific asset, and the borrower does not have to provide collateral to secure the loan.

How do personal loans in Edwardsville, Alabama differ from other types of loans?

Personal loans in Edwardsville, Alabama differ from other types of loans in that they are not tied to any specific asset. This means that the borrower does not have to provide collateral to secure the loan, and the lender cannot seize any specific assets if the borrower defaults on the loan.

Look for Personal Loans in Other Cities:

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