Personal Loans in Calder, Idaho

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No personal loan companies in Calder, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Ireland Bank 85 E Oneida St, Preston, ID 83263 +1 (208) 852 - 2400
Security Finance 1550 Overland Ave, Burley, ID 83318 +1 (208) 678 - 1761
Mortgage Solutions 321 N Main St, Bellevue, ID 83313 +1 (208) 788 - 8800
World Finance 631 1st St, Idaho Falls, ID 83401 +1 (208) 522 - 8204
United Finance 1615 N Park Centre Pl, Nampa, ID 83651 +1 (208) 466 - 7558
Northwest Farm Credit Services 2631 Nez Perce Dr Ste 201, Lewiston, ID 83501 +1 (208) 799 - 4800
LendNation 809 21st St, Lewiston, ID 83501 +1 (208) 746 - 0826
Wells Fargo Bank 445 Main St, Gooding, ID 83330 +1 (208) 934 - 8700
Wells Fargo Bank 320 Idaho St, Kamiah, ID 83536 +1 (208) 935 - 2021
Continental Loans 14 W 1st S, Rexburg, ID 83440 +1 (208) 419 - 3632

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Calder, ID, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Caldwell, ID, Personal Loans in Idaho Falls, ID, Personal Loans in Lewiston, ID, Personal Loans in Meridian, ID, Personal Loans in Nampa, ID, Personal Loans in Pocatello, ID, Personal Loans in Post Falls, ID and Personal Loans in Twin Falls, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calder, ID.

Understanding Personal Loans in Calder, Idaho

From unexpected medical expenses to home repairs, there are a variety of reasons why individuals in Calder, Idaho may need financial assistance. Fortunately, personal loans have become a popular option for individuals seeking a quick solution to their financial needs. In the state of Idaho, personal loans are legal and can be accessed through a variety of lenders.

What Are Personal Loans?

Personal loans are unsecured loans that individuals can access to cover a variety of expenses. These loans are typically used for larger purchases or to consolidate debt. They are paid back in monthly installments over a set period of time and can range from a few hundred to tens of thousands of dollars.

How Do Personal Loans Work in Calder, Idaho?

Personal loans work similarly in Calder, Idaho as they do in other states. Individuals can apply for a personal loan through a bank, credit union, or an online lender. Once approved, the individual will be given a set amount of money that they can use to cover their expenses. The loan will typically have a fixed interest rate and a set repayment period. Individuals will make regular payments until the loan is paid in full.

Where Can I Get a Personal Loan in Calder, Idaho?

There are several lenders in Calder, Idaho that offer personal loans, including:

  • Banks
  • Credit unions
  • Online lenders

When considering a lender, individuals should research their options to find a reputable lender with reasonable interest rates and manageable repayment terms. Additionally, individuals should check the lender’s eligibility requirements to ensure they meet the necessary criteria for approval.

What Are the Benefits of Personal Loans?

Personal loans offer several benefits, including:

  • No collateral required – Personal loans are typically unsecured, meaning the borrower doesn’t need to provide any collateral.
  • Flexible repayment terms – Borrowers can typically choose repayment terms that work best for them.
  • Lower interest rates – Personal loans may offer lower interest rates than credit cards and other forms of debt.
  • Improve credit score – Making on-time payments on a personal loan can improve an individual’s credit score over time.

Important Information about Personal Loans in Calder, Idaho

Before applying for a personal loan in Calder, Idaho, individuals should keep the following information in mind:

  • Interest rates can vary – Interest rates on personal loans can vary depending on several factors, including credit score, repayment terms, and the lender chosen.
  • Loan fees may apply – Some lenders may charge fees, such as origination fees or prepayment penalties.
  • Repayment is required – Borrowers must make regular payments on their personal loan until it is repaid in full.

Interest Facts about Personal Loans in Calder, Idaho

  • Idaho residents have an average credit score of 687, which is considered “fair” by most lenders.
  • In 2020, the average personal loan amount in Idaho was $10,139.
  • The average interest rate on a personal loan in Idaho is 9.41%.

Apply Now

If you’re in need of a personal loan in Calder, Idaho, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we are not a direct lender, but we work with a network of reputable lenders to help you find the best loan for your needs. Fill out our online application today to get started.

Calder, ID personal loan calculator

F.A.Q.

How do I apply for a personal loan in Calder, Idaho?

To apply for a personal loan in Calder, Idaho, you will need to fill out an online application or visit a lender in person. During the application process, you will be required to provide information about your income, employment, and credit history.

What are the interest rates for personal loans in Calder, Idaho?

The interest rates for personal loans in Calder, Idaho vary depending on the lender and your credit score. In general, personal loans have lower interest rates than credit cards, but higher rates than secured loans such as mortgages or car loans.