Personal Loans in Oakley, Idaho

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No personal loan companies in Oakley, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1426 Overland Ave, Burley, ID 83318 +1 (208) 678 - 1595
First Interstate Bank 90 S Star Rd, Star, ID 83669 +1 (208) 286 - 7874
Xpress Cash 1710 N Whitley Dr, Fruitland, ID 83619 +1 (208) 452 - 4416
Continental Loans 1800 Flandro Dr Suite 370, Pocatello, ID 83202 +1 (208) 637 - 2899
Columbia Bank 175 N 16th St, Payette, ID 83661 +1 (208) 642 - 4773
Idaho Central Credit Union 110 Overland Ave, Burley, ID 83318 +1 (208) 678 - 2046
Ireland Bank 20449 N Main St, Carey, ID 83320 +1 (208) 823 - 9300
Cottonwood Credit Union 421 Oak St, Nezperce, ID 83543 +1 (208) 937 - 9877
Mutual of Omaha Mortgage-Boise 250 Bobwhite Ct Suite 250, Boise, ID 83706 +1 (949) 238 - 6569
Idaho Central Credit Union 1375 N Meridian Rd, Kuna, ID 83634 +1 (208) 846 - 7000

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Oakley, ID, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Boise, ID, Personal Loans in Caldwell, ID, Personal Loans in Idaho Falls, ID, Personal Loans in Lewiston, ID, Personal Loans in Meridian, ID, Personal Loans in Nampa, ID, Personal Loans in Pocatello, ID and Personal Loans in Post Falls, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakley, ID.

Understanding Personal Loans in Oakley, Idaho

Personal loans are legal and popular in the state of Idaho. These loans are designed to help individuals who need financial assistance to meet personal expenses, such as home repairs, medical bills, or debt consolidation.

One area where personal loans are available is in Oakley, Idaho. This small town has a population of just over 700 people, and it’s important to know how personal loans work in this area.

What Are Personal Loans?

A personal loan is a type of installment loan that is used for personal expenses. Unlike credit cards, which have revolving balances, personal loans have fixed terms and fixed interest rates. This means that the borrower will pay back the loan in installments over a set period of time, typically between 12 to 60 months.

In Oakley, Idaho, personal loans can be obtained from various lenders, including banks, credit unions, and online lenders. These loans are typically unsecured, meaning that the borrower does not have to provide collateral.

How Do Personal Loans Work in Oakley, Idaho?

When applying for a personal loan in Oakley, Idaho, individuals will need to provide personal information, including their name, address, employment status, and income. Lenders will use this information to determine whether the borrower is eligible for a loan, and if so, how much they can borrow and at what interest rate.

Borrowers in Oakley, Idaho, can obtain personal loans in amounts ranging from a few thousand dollars up to $100,000. The interest rates on these loans can vary depending on the borrower’s credit score and other factors, but typically range from 5% to 36% APR.

Benefits of Personal Loans in Oakley, Idaho

There are several benefits of obtaining a personal loan in Oakley, Idaho. First, personal loans can help individuals who are struggling with debt consolidation. By taking out a personal loan, borrowers can combine multiple debts into a single payment with a lower interest rate, making it easier to manage their finances.

Personal loans can also be helpful for individuals who need money for unexpected expenses, such as home repairs or medical bills. Rather than relying on high-interest credit cards, a personal loan can provide a lower interest rate and more manageable payments.

Interesting Facts About Personal Loans in Oakley, Idaho

  • The average interest rate on a personal loan in Idaho is 11.32% APR.
  • Personal loans are legal and regulated in Idaho, providing borrowers with important consumer protections.
  • As of 2021, the average credit score in Oakley, Idaho, is 715, which is higher than the national average of 704.

Apply Now for a Personal Loan in Oakley, Idaho

If you’re interested in obtaining a personal loan in Oakley, Idaho, you can apply now through TheGuaranteedLoans. We’re a connector service that can help facilitate your connection with potential lenders. Please note that we are not a direct lender, but rather a service that can help you find the right lender for your needs.

Applying for a personal loan through TheGuaranteedLoans is quick, easy, and secure. Simply fill out our online application and we’ll connect you with lenders who may be able to offer you a personal loan with competitive terms and rates. Apply now and get the financial assistance you need to meet your personal expenses.

Beautiful sights of Oakley, ID

Personal Loans Available in Oakley, ID By The Following ZIP Codes:

83346

Oakley, ID personal loan calculator

F.A.Q.

Can I get a personal loan in Oakley, Idaho without a credit check?

Some lenders may offer personal loans in Oakley, Idaho without conducting a credit check. However, these loans may have higher interest rates and may require a co-signer or collateral to secure the loan. It is important to carefully read the loan agreement and understand the terms before borrowing.

Are there any penalties for defaulting on a personal loan in Oakley, Idaho?

If a borrower defaults on a personal loan in Oakley, Idaho, the lender may charge late fees, report the default to credit bureaus, or take legal action to recover the loan. Defaulting on a loan can result in damage to the borrower's credit score and may make it difficult to obtain credit in the future.