Personal Loans in Lakewood, Illinois

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No personal loan companies in Lakewood, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
INB 109 S Main St, Fairmount, IL 61841 +1 (217) 733 - 2111
Ash Employee Credit Union 1000 N Main St, Anna, IL 62906 +1 (618) 833 - 5161
PNC Bank 1996 Freedom Pkwy, Washington, IL 61571 +1 (309) 745 - 1427
Sun Loan Company 1000 Leigh Ave Ste E, Anna, IL 62906 +1 (618) 833 - 6900
Midwest Community Bank 510 S, Park Crest Dr, Freeport, IL 61032 +1 (815) 235 - 6137
Advance America 2420 E Washington St, East Peoria, IL 61611 +1 (309) 694 - 1487
Bank of Hillsboro 230 S Main St, Hillsboro, IL 62049 +1 (217) 532 - 3991
USA Loans 5005 Northwest Hwy, Crystal Lake, IL 60014 +1 (815) 455 - 5555
PLS Loan Store 2510 W, Grand Ave, Waukegan, IL 60085 +1 (847) 249 - 4476
Western Illinois Credit Union Credit Union, 322 W University Dr, Macomb, IL 61455 +1 (309) 298 - 2986

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Lakewood, IL, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Streamwood, IL, Personal Loans in Tinley Park, IL, Personal Loans in Urbana, IL, Personal Loans in Waukegan, IL, Personal Loans in Wheaton, IL, Personal Loans in Wheeling, IL, Personal Loans in Woodridge, IL and Personal Loans in Addison, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lakewood, IL.

Personal Loans in Lakewood, Illinois: Understanding Your Options

Personal loans are a popular and legal option for anyone in need of financial assistance in Illinois. Whether you need to consolidate debt, finance a home improvement project, or cover unexpected expenses, a personal loan can provide the funds you need to get back on track.

In the city of Lakewood, Illinois, there are several reputable lenders to choose from. Let’s take a look at your options and what you need to know before applying for a personal loan in Lakewood.

Types of Personal Loans in Lakewood

Personal loans in Lakewood, Illinois, come in two main forms: secured and unsecured loans.

Secured Personal Loans

A secured personal loan requires the borrower to put up collateral such as a car or home to secure the loan. This reduces the risk for the lender, making secured personal loans easier to qualify for and typically offering lower interest rates.

Unsecured Personal Loans

An unsecured personal loan does not require collateral but may be harder to qualify for. Interest rates are typically higher than secured loans since the lender assumes more risk.

What You Need to Apply for a Personal Loan in Lakewood

Before you apply for a personal loan in Lakewood, you’ll need to gather some information and documents. Here are some common requirements:

  • Valid ID such as a driver’s license or passport
  • Proof of income such as pay stubs or tax returns
  • Proof of address such as a utility bill
  • Social Security number or taxpayer identification number

Interest Rates and Fees for Personal Loans in Lakewood

Interest rates and fees for personal loans in Lakewood, Illinois, vary depending on the lender and your creditworthiness. According to recent data, the average interest rate for a 24-month personal loan is 9.34%, with an average origination fee of 1% to 8% of the loan amount.

Interesting Facts and Statistics

  • Illinois ranks eighth in the nation for highest number of personal loan borrowers.
  • In 2019, the average personal loan amount in Illinois was $10,325.
  • The majority of personal loan borrowers in Illinois are between the ages of 35 and 54.

How to Apply for a Personal Loan in Lakewood

If you’re ready to apply for a personal loan in Lakewood, Illinois, TheGuaranteedLoans is here to help. As a connector service, we can help connect you with potential lenders who may be able to meet your needs. Simply fill out our online application and we’ll take care of the rest.

Remember to only borrow what you can afford to repay and always read the terms and conditions carefully before signing any loan documents. With the right loan and a solid plan for repayment, you can successfully navigate your financial needs in the city of Lakewood, Illinois.

Apply Now

Looking for a personal loan in Lakewood, Illinois? Apply now with TheGuaranteedLoans to connect with potential lenders. Remember, we are not a direct lender, but we’ll do our best to facilitate the connection and get you the assistance you need. Apply today and take the first step towards achieving your financial goals.

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Personal Loans Available in Lakewood, IL By The Following ZIP Codes:

62438

Lakewood, IL personal loan calculator

Advise to read before applying

F.A.Q.

Can I pay off my personal loan early in Lakewood, Illinois?

Yes, it is possible to pay off a personal loan early in Lakewood, Illinois. In some cases, the borrower may be charged a prepayment penalty for doing so. It is important to check with the lender to determine if this is the case.

Who is eligible for a personal loan in Lakewood, Illinois?

To be eligible for a personal loan in Lakewood, Illinois, you must be a legal resident of the state and have a good credit score. Some lenders may also have additional eligibility requirements, such as a minimum income or credit history.

Look for Personal Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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