Personal Loans in Dickens, Iowa

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No personal loan companies in Dickens, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Colby Dawes: Lincoln Savings Bank 312 Nile Kinnick Dr S, Adel, IA 50003 +1 (515) 327 - 9959
BankIowa 1311 6th St, Jesup, IA 50648 +1 (319) 827 - 1777
Wells Fargo Home Mortgage 4360 Sergeant Rd, Sioux City, IA 51106 +1 (712) 276 - 0446
Bank of the West 5721 Merle Hay Rd Ste 10, Johnston, IA 50131 +1 (515) 657 - 6105
Easy Cash Solutions 303 Lincoln Way, Ames, IA 50010 +1 (515) 233 - 3138
Cedar Falls Community CU 420 Viking Rd, Cedar Falls, IA 50613 +1 (319) 277 - 3690
The Lending Company, LLC 1716 Hill Ave, Spirit Lake, IA 51360 +1 (712) 336 - 2235
Northeast Security Bank 134 W Main St, Fredericksburg, IA 50630 +1 (563) 237 - 5321
First Bank 316 E Bremer Ave, Waverly, IA 50677 +1 (319) 352 - 1340
City State Bank Insurance 1225 Colonial Pkwy, Norwalk, IA 50211 +1 (515) 981 - 0434

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Dickens, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Cedar Falls, IA, Personal Loans in Cedar Rapids, IA, Personal Loans in Council Bluffs, IA, Personal Loans in Davenport, IA, Personal Loans in Des Moines, IA, Personal Loans in Dubuque, IA, Personal Loans in Iowa City, IA and Personal Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dickens, IA.

Are you looking to take out a personal loan in the state of Iowa? You’re in luck! Personal loans are legal and widely popular in Iowa. In this article, we’ll be focusing specifically on personal loans in Dickens, Iowa.

What are personal loans?

Personal loans are a type of loan that can help you finance various expenses, from remodeling your home to consolidating high-interest debt, to covering emergency expenses. These loans are typically unsecured, meaning they do not require collateral, which makes them a popular choice for borrowers with good credit.

How do personal loans work in Iowa?

Personal loans work similarly in Iowa as they do in other states. Borrowers apply for a loan, and if approved, they receive a lump sum of money, which they pay back in fixed monthly payments over a set period, typically ranging from 12 to 60 months. The interest rate on a personal loan can vary depending on factors such as credit score, loan amount, and loan term.

Interest Rate Restrictions in Iowa

Iowa has specific interest rate restrictions set in place, which personal loan lenders must follow. The maximum legal interest rate on a personal loan in Iowa is 36% per year.

Personal Loan Benefits in Dickens, Iowa

Personal loans are beneficial for those in need of quick financing for various reasons.

  • No Collateral Required: Personal loans in Iowa typically don’t require collateral, which makes them particularly useful for borrowers lacking such assets.
  • Low-Interest Rates: Iowa’s 36% interest rate cap makes personal loans at an affordable rate, even for borrowers with lower credit scores.
  • Flexible Repayment Options: Iowa lenders offer custom repayment plans which result in making personal loans easier to fit into your budget.
  • Affordable Monthly Payments: Personal loans are repaid with fixed monthly payments over a set period, making it easier to budget and manage your expenses.

How to apply for a Personal Loan in Dickens, Iowa

If you need a personal loan in Dickens, Iowa, applying online is quick and easy. TheGuaranteedLoans is a connecting service that can help borrowers find a lender to suit their needs.

The Application Process:

  1. Fill out the online application form: Provide your personal information and your loan request. Note: Make sure to fill out your details correctly to avoid any delays in the application process.
  2. Wait for the approval: TheGuaranteedLoans uses a sophisticated algorithm to match you with the most suitable lender for your needs. Typically, you will receive a response in minutes.
  3. Review the terms and conditions: If approved for a loan, carefully review the lender’s terms and conditions before accepting the loan offer.
  4. Get your money: Once the loan is approved and the paperwork is done, the money will typically be deposited directly into your bank account within 24-48 hours.

Important Requirements:

  • Be at least 18 years old: Personal loans in Dickens, Iowa are only available to applicants aged 18 years of age or older.
  • Have a source of income: You’ll need to have a steady source of income to be able to repay the loan.
  • Provide identification: Lenders will require identification that you are a resident of Iowa to be able to accommodate the loan request.

Interesting Facts about Personal Loans in Dickens, Iowa

Here are some verified facts about personal loans in Dickens, Iowa that you may find interesting:

  • The median credit score in Dickens is 710, which is higher than the national average credit score of 680.
  • The average size of a personal loan in Iowa is $9,000.
  • Iowa residents have the second-highest average credit score in the country.
  • Iowa borrowers have a higher approval rate for personal loans than borrowers in other states.

Apply Now

If you’re ready to apply for a personal loan in Dickens, Iowa, TheGuaranteedLoans has you covered. Fill out our online application today to be matched with lenders that meet your needs. Remember, we are not a direct lender but a connection service that connects you to potential lenders.

Personal Loans Available in Dickens, IA By The Following ZIP Codes:

51333

Dickens, IA personal loan calculator

F.A.Q.

Can I get a personal loan without collateral in Dickens, Iowa?

Yes, it is possible to get a personal loan without collateral in Dickens, Iowa. Most personal loans are unsecured, which means they do not require you to put up collateral.

What is the maximum amount I can borrow with a personal loan in Dickens, Iowa?

The maximum amount you can borrow with a personal loan in Dickens, Iowa will depend on the lender and your individual creditworthiness. Some lenders may have a maximum loan amount, while others may offer loans up to $100,000 or more.