Personal Loans in Lisbon, Louisiana

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No personal loan companies in Lisbon, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 2093 Caton St, New Orleans, LA 70122 +1 (504) 288 - 6538
Fund Small Business Loans Winnfield LA 401 N St John St Ste A, Winnfield, LA 71483 +1 (225) 666 - 2400
Easy Money EMG 922 7th St, Morgan City, LA 70380 +1 (985) 385 - 0007
Finance America of Louisiana 403 Spencer St, Rayville, LA 71269 +1 (318) 728 - 9004
Fidelity Finance Inc 5041 LA-19, Zachary, LA 70791 +1 (225) 654 - 8001
Advantage Financial Services - Ponchatoula 175 W Hickory St, Ponchatoula, LA 70454 +1 (985) 386 - 3543
JD Bank 1311 W Lasalle St, Ville Platte, LA 70586 +1 (337) 363 - 4444
Easy Money EMG 222 Richmond St, Bogalusa, LA 70427 +1 (985) 732 - 4647
Iberville Federal Credit Union 57920 Fort St, Plaquemine, LA 70764 +1 (225) 687 - 4836
Check Into Cash 100 Cumberland St, Bogalusa, LA 70427 +1 (985) 735 - 5153

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Lisbon, LA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Houma, LA, Personal Loans in Kenner, LA, Personal Loans in Lafayette, LA, Personal Loans in Lake Charles, LA, Personal Loans in Marrero, LA, Personal Loans in Metairie, LA, Personal Loans in Monroe, LA and Personal Loans in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lisbon, LA.

Understanding Personal Loans in Lisbon, Louisiana

Personal loans are a popular financial tool for many people, especially those who need an influx of cash but don’t want to put up collateral. These loans are legal and safe for Louisiana residents, including those in Lisbon. In this comprehensive guide, we’ll cover everything you need to know about personal loans in Lisbon, Louisiana.

What is a Personal Loan?

A personal loan is an unsecured loan that individuals use for various purposes. Unlike car loans or mortgage loans, personal loans don’t require collateral. Instead, lenders rely on the borrower’s creditworthiness to determine whether they’re eligible for a loan and what interest rate they’ll pay.

Types of Personal Loans

There are several types of personal loans available to Lisbon residents, including:

  • Secured loans: These loans require collateral, such as a car or house, to secure the loan.
  • Unsecured loans: These loans don’t require collateral, but they typically have higher interest rates.
  • Debt consolidation loans: These loans are specifically designed to help individuals consolidate high-interest debt into one manageable monthly payment.
  • Payday loans: These short-term loans are designed to provide immediate cash to individuals who can’t wait until their next paycheck.

Lending Laws in Louisiana

Personal loans are legal in Louisiana, as long as lenders comply with state and federal lending laws. The state’s Office of Financial Institutions regulates and licenses all lenders. This organization ensures that lenders comply with consumer protection laws and regulations, such as:

  • The Louisiana Consumer Credit Law (LCC);
  • The Truth in Lending Act (TILA).

These laws protect borrowers from predatory lending practices and ensure that lenders operate in a transparent and fair manner.

Interest Rates for Personal Loans in Lisbon, Louisiana

Interest rates for personal loans in Louisiana can vary depending on the lender and the borrower’s creditworthiness. In general, interest rates for personal loans in the state range from 5% to 36%. It’s important to note that Louisiana’s usury laws limit the maximum interest rate that lenders can charge on personal loans. These laws protect borrowers from predatory lending practices.

Benefits of Personal Loans in Lisbon, Louisiana

Personal loans have several benefits for individuals who need an influx of cash:

  • Flexible repayment terms;
  • No collateral needed;
  • Lower interest rates compared to credit cards;
  • Ability to use the money for various purposes, such as debt consolidation, home improvements, and medical bills.

Apply Now for a Personal Loan in Lisbon, Louisiana

If you’re considering a personal loan in Lisbon, Louisiana, you can apply now on our website. TheGuaranteedLoans is a connecting service that will facilitate your connection with potential lenders. Please note that we’re not a direct lender and we don’t make any lending decisions. Our goal is to make the lending process easy and stress-free for you. Click the link below to get started today!

Interesting Facts and Statistics

According to recent data, personal loans in Louisiana have grown in popularity in recent years, with an increase in demand of 18% in the last five years alone. This is attributed to low-interest rates compared to other loan types, making it an attractive option for those who need to borrow money for various purposes.

In conclusion,

Personal loans are an excellent option for those who need an influx of cash without worrying about putting up collateral. Louisiana residents, including those in Lisbon, have access to a wide range of personal loan options, including debt consolidation loans, payday loans, and unsecured loans. If you’re considering a personal loan, look no further than TheGuaranteedLoans for your connection to potential lenders in the Lisbon area.

Personal Loans Available in Lisbon, LA By The Following ZIP Codes:

71048

Lisbon, LA personal loan calculator

F.A.Q.

What is a personal loan in Lisbon, Louisiana?

A personal loan in Lisbon, Louisiana is a type of unsecured loan that an individual can borrow from a bank, credit union, or online lender in order to pay for personal expenses, such as home renovations, medical bills, or debt consolidation.How do I apply for a personal loan in Lisbon, Louisiana?

How do I apply for a personal loan in Lisbon, Louisiana?

To apply for a personal loan in Lisbon, Louisiana, an individual can apply online, by phone, or in person at a bank or financial institution. The application process typically involves providing information about the borrower's financial history, including income, assets, and credit score.