Personal Loans in Childs, Maryland

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No personal loan companies in Childs, MD. Consider companies in other cities:

Company nameAddressZip codePhone number
New Leaf Structured Settlements 3700 Koppers St, Baltimore, MD 21227 +1 (410) 538 - 2752
Royal Trust 7013 Baltimore National Pike, Frederick, MD 21702 +1 (301) 473 - 2412
SkyPoint Federal Credit Union 19785 Crystal Rock Dr STE 201, Germantown, MD 20874 +1 (301) 279 - 1964
SunTrust 9080 Baltimore National Pike, Ellicott City, MD 21042 +1 (443) 973 - 3523
M&T Bank 10721 Fairway Ln, Hagerstown, MD 21740 +1 (301) 790 - 2326
ACE Cash Express 11311 Lockwood Dr Ste A, Silver Spring, MD 20904 +1 (301) 592 - 0002
APGFCU - Riverside Branch 1327 Riverside Pkwy, Belcamp, MD 21017 +1 (410) 272 - 4000
Lafayette Federal Credit Union 2701 Tower Oaks Blvd, Rockville, MD 20852 +1 (301) 929 - 7990
Bay Capital Mortgage Corporation 801 Compass Way, Annapolis, MD 21401 +1 (410) 974 - 6044
Capital One Bank 1181 University Blvd E, Takoma Park, MD 20912 +1 (301) 439 - 7900

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Childs, MD, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Bethesda, MD, Personal Loans in Bowie, MD, Personal Loans in Catonsville, MD, Personal Loans in Clinton, MD, Personal Loans in College Park, MD, Personal Loans in Columbia, MD, Personal Loans in Dundalk, MD and Personal Loans in Ellicott City, MD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Childs, MD.

The Complete Guide to Personal Loans in Childs, Maryland

Personal loans are becoming an increasingly popular way for individuals in Childs, Maryland to access funds quickly and easily. They can be used for a variety of purposes, such as consolidating debt, making a large purchase, or covering unexpected expenses. This guide will provide you with all the information you need to know about personal loans in Childs, Maryland.

What are Personal Loans?

Personal loans are loans that are typically unsecured and can be used for any purpose. Unlike secured loans, personal loans do not require collateral such as a car or house. Instead, they are based on your creditworthiness and ability to repay the loan. This makes them a popular option for individuals who do not have assets to use as collateral and need quick access to funds. Personal loans typically have fixed interest rates and repayment terms ranging from one to five years.

Are Personal Loans Legal in Maryland?

Yes, personal loans are legal in Maryland. Maryland has laws and regulations in place to protect consumers from predatory lending practices and ensure that lenders operate fairly and transparently. Lenders who offer personal loans in Maryland must be licensed and adhere to state laws and regulations. Borrowers should always ensure they are working with a licensed lender before taking out a personal loan.

What are the Requirements for Personal Loans in Childs, Maryland?

The requirements for personal loans may vary depending on the lender, but generally, you will need to meet the following criteria:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have a verifiable source of income
  • Have an active checking account

Lenders may also consider your credit score, debt-to-income ratio, and employment history when determining your eligibility for a personal loan.

How to Apply for a Personal Loan in Childs, Maryland

There are several ways to apply for a personal loan in Childs, Maryland. You can apply online or in-person at a bank or credit union. Online lenders may provide a quick and easy application process, but be sure to do your research and ensure they are licensed to operate in Maryland.

When applying for a personal loan, you will need to provide personal and financial information, such as your name, address, employment information, and income. You may also be required to provide documentation such as pay stubs or bank statements to verify your income and employment status.

Interest Rates and Fees for Personal Loans in Childs, Maryland

The interest rates and fees for personal loans in Childs, Maryland may vary depending on the lender and your creditworthiness. Generally, personal loans in Maryland have interest rates ranging from 6% to 36%. Some lenders may also charge fees such as origination fees or prepayment penalties. Be sure to read the loan agreement carefully before signing to understand the terms and fees associated with the loan.

Apply Now

Are you in need of a personal loan in Childs, Maryland? TheGuaranteedLoans can help connect you with potential lenders who offer personal loans. We are a connector service, not a direct lender, and our online application process is quick and easy. Fill out our online application form today to get started.

Interesting Facts and Statistics about Personal Loans in Childs, Maryland

  • According to the Federal Reserve Bank of St. Louis, the average personal loan balance in Maryland was $12,505 in Q1 2021.
  • In a 2020 survey by Bankrate, 36% of Americans said they had taken out a personal loan in the past 12 months.
  • Maryland has specific laws and regulations in place to protect consumers from predatory lending practices, including a cap on interest rates and fees.

Overall, personal loans can be a useful tool for individuals in Childs, Maryland who need quick access to funds. Be sure to do your research, understand the terms and fees associated with the loan, and work with a licensed lender to ensure a fair and transparent lending process.

Childs, MD personal loan calculator

F.A.Q.

Can I refinance my personal loan in Childs, Maryland?

Yes, it is possible to refinance a personal loan in Childs, Maryland. To refinance the loan, the borrower will need to apply for a new loan with a different lender and use the proceeds to pay off the existing loan. The borrower will then be responsible for making payments on the new loan.

Is there a minimum credit score required to get a personal loan in Childs, Maryland?

The minimum credit score required to get a personal loan in Childs, Maryland varies depending on the lender. In general, borrowers with higher credit scores are more likely to be approved for a loan and may be offered better loan terms.