Personal Loans in High Shoals, North Carolina

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No personal loan companies in High Shoals, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 350 Cranberry St, Newland, NC 28657 +1 (828) 733 - 9201
First Bank - Thomasville, NC 201 Kennedy Rd, Thomasville, NC 27360 +1 (336) 475 - 2265
Future Financial Services LLC 827 Hardee Rd, Kinston, NC 28504 +1 (252) 527 - 1503
Wells Fargo Bank 339 Russ Ave, Waynesville, NC 28786 +1 (828) 456 - 2300
First Bank - Wilmington - Hanover, NC 3605 Oleander Dr, Wilmington, NC 28403 +1 (910) 392 - 1894
Carolina Finance 803 N Queen St, Kinston, NC 28501 +1 (252) 527 - 1035
Lendmark Financial Services LLC 4720 New Centre Dr Unit E, Wilmington, NC 28405 +1 (910) 794 - 1231
American Express 8302 Brittains Field Rd, Oak Ridge, NC 27310 +1 (336) 643 - 8895
SunTrust 1100 Town Lake Dr, Leland, NC 28451 +1 (910) 632 - 5544
Welcome Finance Co Inc 1405 Freeway Dr, Reidsville, NC 27320 +1 (336) 342 - 3434

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in High Shoals, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Burlington, NC, Personal Loans in Cary, NC, Personal Loans in Chapel Hill, NC, Personal Loans in Charlotte, NC, Personal Loans in Concord, NC, Personal Loans in Durham, NC, Personal Loans in Fayetteville, NC and Personal Loans in Gastonia, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in High Shoals, NC.

If you reside in High Shoals, North Carolina, and are in need of personal loans, you might be wondering where you can find reliable information and assistance. Personal loans are a legal way to access quick cash, and they are popular in North Carolina. However, the key is to ensure that you understand all the details and risks associated with taking a personal loan before making a decision. In this article, we’ll provide you with everything you need to know about personal loans in High Shoals, North Carolina and how you can get started.

What are Personal Loans?

A personal loan is an unsecured loan often referred to as a consumer loan. This means that unlike a secured loan such as a car or mortgage loan, a personal loan does not require collateral. Essentially, personal loans are offered based on a borrower’s credit score and financial history. The loan amount and interest rate may vary depending on the lender, and the borrower typically has to repay the loan over a period that’s agreed upon.

Types of Personal Loans in High Shoals, North Carolina

Generally, there are two main types of personal loans that you can obtain in High Shoals, North Carolina: secured and unsecured personal loans.

Unsecured Personal Loans

An unsecured personal loan is a loan that doesn’t require any collateral. The lender provides you with cash with the understanding that you will pay it back based on the agreed-upon terms. There are multiple lenders who offer unsecured loans but remember that interest rates can vary based on your credit score and financial history.

Secured Personal Loans

A secured personal loan is a loan that is backed by collateral, such as a car, home, or any other asset. If the borrower is unable to repay the loan, then the lender can seize the collateral, which serves as protection for them.

Personal Loans Requirements in High Shoals, North Carolina

Before you take out a personal loan in High Shoals, North Carolina, it’s important to be familiar with the requirements and eligibility criteria. Below are some of the requirements you may need to fulfill to secure a personal loan:

  • You must be at least 18 years old
  • You must be a legal resident of High Shoals, North Carolina
  • You must have a regular source of income and a stable job
  • You must have a valid government-issued ID
  • You must have a checking account
  • You must provide proof of your income, such as a payslip or tax returns

Interest Rates and Fees for Personal Loans in High Shoals, North Carolina

The interest rates and fees for personal loans in High Shoals, North Carolina vary depending on the lender you choose. It’s important to compare rates and fees across various lenders to identify the best deal that suits your financial situation without causing a debt trap.

How to Apply for a Personal Loan in High Shoals, North Carolina

To apply for a personal loan in High Shoals, North Carolina, you must first understand the entire loan process. The first step is to complete an online application, providing basic personal and financial information such as your credit score, employment details, and banking information. Once you submit your application, we’ll leverage our extensive network of lenders and find the best match for you. Finally, the lender will review the application and get in contact with you to discuss the offer.

Why Trust TheGuaranteedLoans?

TheGuaranteedLoans is a reliable loan connector service that has helped numerous High Shoals, North Carolina residents to secure personal loans. We work with a vast network of lenders who offer a variety of personal loans that cater to your financial needs. We also provide a simple, secure online application process that allows you to receive offers from multiple lenders with ease. As a connector service, we ensure that all lenders we work with are trustworthy and abide by state and federal laws. We take pride in being a trusted resource for High Shoals, North Carolina residents who need personal loans.

Facts about Personal Loans in High Shoals, North Carolina

  • North Carolina law sets the maximum interest rate for most personal loans at 36% APR
  • The average personal loan amount in North Carolina is $13,623
  • Taking out a personal loan can help you improve your credit score if you make on-time payments
  • Personal loans are one of the easiest forms of credit to obtain, but they often come with higher interest rates compared to secured loans

Apply Now for Personal Loans in High Shoals, North Carolina

If you need a personal loan in High Shoals, North Carolina, TheGuaranteedLoans can help you find the right lender based on your financial requirements. Fill out our simple online application to get started, and we’ll provide you with a list of offers from multiple lenders. Remember, we’re not a direct lender, but a connector service that works with reliable lenders across the state. Apply now on our website and receive competitive offers on personal loans in High Shoals, North Carolina.

Personal Loans Available in High Shoals, NC By The Following ZIP Codes:

28077

High Shoals, NC personal loan calculator

F.A.Q.

How do I apply for a personal loan in High Shoals, North Carolina?

To apply for a personal loan in High Shoals, North Carolina, individuals can visit a lender's website or a financial institution in person. The application process typically involves filling out an application, providing proof of income, and submitting a credit report.

How long does it take to get approved for a personal loan in High Shoals, North Carolina?

The time it takes to get approved for a personal loan in High Shoals, North Carolina varies depending on the lender and the borrower's creditworthiness. In general, the approval process can take anywhere from a few hours to a few days.