Personal Loans in Manson, North Carolina

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No personal loan companies in Manson, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Coastal Credit Union 236 Dabney Dr, Henderson, NC 27536 +1 (800) 868 - 4262
Mariner Finance 5075 Morganton Rd Ste. 10, Fayetteville, NC 28314 +1 (910) 860 - 1313
Mariner Finance 308 Wilkesboro Ave, North Wilkesboro, NC 28659 +1 (336) 838 - 9404
BB&T 107 Main St, Columbia, NC 27925 +1 (252) 796 - 1890
Piedmont Advantage Credit Union 212 E Kings Hwy, Eden, NC 27288 +1 (800) 433 - 7228
First Bank - Salisbury, NC 1525 Jake Alexander Blvd S, Salisbury, NC 28146 +1 (704) 633 - 3209
Fairway Independent Mortgage Corporation 315 S Salem St Suite 312, Suite 312, Apex, NC 27502 +1 (919) 714 - 8796
PNC Bank 106 N Church St, Hertford, NC 27944 +1 (252) 426 - 2160
Nantahala Bank & Trust 86 Hiwassee St, Murphy, NC 28906 +1 (828) 837 - 1402
Wells Fargo Bank 19409 Jetton Rd, Cornelius, NC 28031 +1 (704) 892 - 7943

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Manson, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Rocky Mount, NC, Personal Loans in Salisbury, NC, Personal Loans in Wake Forest, NC, Personal Loans in Wilmington, NC, Personal Loans in Wilson, NC, Personal Loans in Winston-Salem, NC, Personal Loans in Apex, NC and Personal Loans in Asheville, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Manson, NC.

Personal Loans in Manson, North Carolina

Are you in need of extra cash to pay off unexpected expenses? A personal loan may be the solution you need. In North Carolina, personal loans are legal and easily accessible. Manson residents can take advantage of different options to find the right lender and get the necessary funds.

What is a Personal Loan?

A personal loan is an unsecured loan that can help you finance a large purchase, consolidate debt, or cover unexpected expenses. Unlike secured loans, personal loans don’t require collateral. Personal loans are usually paid back in equal installments over a fixed term.

Types of Personal Loans Available in Manson, North Carolina

In Manson, North Carolina, borrowers can choose from two types of personal loans: installment loans and bad credit loans.

Installment Loans: Installment loans are paid back over a set period, usually ranging from a few months to several years. Borrowers receive a lump sum of money and repay the loan in equal installments, with interest. Installment loans are ideal for large expenses such as home renovations, medical bills, or a wedding.

Bad Credit Loans: Individuals with poor credit can apply for bad credit loans. These loans have higher interest rates than traditional loans due to the higher risk to the lender. Bad credit loans are ideal for those who need money quickly and don’t have great credit.

Requirements to Qualify for a Personal Loan in Manson, North Carolina

Personal loan requirements vary from lender to lender, but most lenders look at an applicant’s credit score, income, and employment status.

Lenders typically require a credit score of at least 580 for personal loans. Borrowers with lower credit scores may still qualify for bad credit loans.

Applicants must also have a verifiable source of income, either from a job or self-employment. Lenders may ask for proof of income, such as paycheck stubs or bank statements.

It’s also important to have a good debt-to-income ratio, meaning your monthly debt payments are less than 40% of your monthly income.

How to Apply for a Personal Loan in Manson, North Carolina

The process of applying for a personal loan in Manson, North Carolina is simple and straightforward. Most lenders offer an online application that can be completed in just a few minutes.

Applicants will need to provide personal information such as their name, address, and social security number. Lenders may also ask for employment and income information.

Interesting Facts about Personal Loans in Manson, North Carolina

  • In 2020, North Carolina residents borrowed $1.44 billion in personal loans.
  • Personal loans are often used to consolidate debt, with the average borrower having around $15,000 in credit card debt.
  • Interest rates on personal loans in North Carolina are capped at 30%.
  • North Carolina has a strong consumer protection law, making it a safe and reliable place to obtain a personal loan.
  • The average personal loan in North Carolina is $9,080.

Apply Now for a Personal Loan in Manson, North Carolina

If you’re in need of a personal loan in Manson, North Carolina, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can help you find potential lenders instantly. Our online application is fast, easy, and secure. Simply fill out the application, and we’ll connect you with lenders that match your needs.

Remember, when taking out a personal loan, it’s important to read the terms and conditions carefully and ensure that you can make your payments on time. Personal loans can be a great way to finance the things you need, but they should be used responsibly.

Manson, NC personal loan calculator

F.A.Q.

Can I refinance my personal loan in Manson, North Carolina?

Yes, it is possible to refinance a personal loan in Manson, North Carolina. To refinance the loan, the borrower will need to apply for a new loan with a different lender and use the proceeds to pay off the existing loan. The borrower will then be responsible for making payments on the new loan.

Is there a minimum credit score required to get a personal loan in Manson, North Carolina?

The minimum credit score required to get a personal loan in Manson, North Carolina varies depending on the lender. In general, borrowers with higher credit scores are more likely to be approved for a loan and may be offered better loan terms.