Personal Loans in White Plains, Virginia

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No personal loan companies in White Plains, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
New Peoples Bank - Castlewood, VA Branch 87 Miners Dr, Castlewood, VA 24224 +1 (276) 762 - 5620
BB&T Mortgage 715 Main St, Altavista, VA 24517
LoanSmart 503 E Laburnum Ave, Richmond, VA 23222 +1 (804) 321 - 7040
Select Bank 1387 American Way Ct, Bedford, VA 24523 +1 (540) 587 - 6544
Langley Federal Credit Union 3140 Geo. Washington Mem. Hwy, Hayes, VA 23072 +1 (757) 827 - 5328
Farmers Bank 28319 Southampton Pkwy d, Courtland, VA 23837 +1 (757) 742 - 6204
C&F Bank 4593 Richmond Rd, Warsaw, VA 22572 +1 (804) 333 - 3500
Mariner Finance 7445 Lee Davis Rd Ste. 106, Mechanicsville, VA 23111 +1 (804) 417 - 0230
Tri-County Community Action Agncy 1176 Huell Matthews Hwy, South Boston, VA 24592 +1 (434) 575 - 7916
Check First Cash Advance 2842 Virginia Ave, Collinsville, VA 24078

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in White Plains, VA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Burke, VA, Personal Loans in Centreville, VA, Personal Loans in Charlottesville, VA, Personal Loans in Chesapeake, VA, Personal Loans in Danville, VA, Personal Loans in Hampton, VA, Personal Loans in Harrisonburg, VA and Personal Loans in Leesburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in White Plains, VA.

Overview of Personal Loans in White Plains, Virginia

Personal loans have become a popular option for those seeking financial aid in White Plains, Virginia. A personal loan is a type of loan that is offered by financial institutions and can be used for any personal reason, including home renovation, travel, or medical expenses. In Virginia, personal loans are legal and regulated by the state government to ensure that consumers are protected from unscrupulous lenders.

Types of Personal Loans in White Plains, Virginia

There are two types of personal loans available in White Plains, Virginia. These are secured personal loans and unsecured personal loans.

Secured Personal Loans: These loans require the borrower to provide collateral, such as a car or home, which acts as a security for the loan. Secured personal loans generally have lower interest rates than unsecured personal loans, but the borrower runs the risk of losing their collateral if they are unable to repay the loan.

Unsecured Personal Loans: Unsecured personal loans do not require collateral and are generally based on the borrower’s credit score and financial history. Because these loans are riskier for the lender, they typically have higher interest rates than secured personal loans.

The Process of Applying for a Personal Loan in White Plains, Virginia

When you apply for a personal loan in White Plains, Virginia, you will need to provide certain documentation to the lender. This typically includes:

  • Proof of income (such as a pay stub)
  • Proof of identity (such as a driver’s license)
  • Proof of residence (such as a utility bill)
  • Employment information (such as a letter from your employer)

Once you have provided the necessary documentation, the lender will review your application and determine whether to approve or deny your loan. If approved, you will receive the loan funds as a lump sum and will be required to repay the loan over a predetermined period of time.

Important Factors to Consider When Applying for a Personal Loan in White Plains, Virginia

Before applying for a personal loan in White Plains, Virginia, it is important to consider several factors:

  • Interest rate: The interest rate will determine the amount of interest you will pay on the loan, so it is important to find a lender with a competitive interest rate.
  • Repayment terms: The repayment terms will determine the length of time you have to repay the loan and how much you will pay in interest.
  • Fees: Some lenders charge fees for processing the loan application or for early repayment of the loan. It is important to understand these fees before agreeing to a loan.
  • Credit score: Your credit score will play a significant role in whether you are approved for a personal loan and what interest rate you will be offered.

Interesting Facts and Statistics About Personal Loans in White Plains, Virginia

  • In 2020, the total amount of personal loans issued in Virginia was $6.2 billion.
  • In White Plains, Virginia, the average interest rate on personal loans is 11.5%.
  • The most common reason for taking out a personal loan in Virginia is debt consolidation.
  • Personal loans in Virginia are subject to a maximum interest rate of 36%.

Apply Now for a Personal Loan in White Plains, Virginia

If you are in need of a personal loan in White Plains, Virginia, TheGuaranteedLoans can help connect you with potential lenders. We offer a simple online application process that can provide access to a network of lenders who may be able to provide the financial assistance you need. Please note that we are a connector service and neither lend nor make any credit decisions. Apply now and discover the potential for a secure personal loan in White Plains, Virginia.

White Plains, VA personal loan calculator

F.A.Q.

Can I get a personal loan with a bankruptcy on my credit report in White Plains, Virginia?

Yes, it is possible to get a personal loan with a bankruptcy on your credit report in White Plains, Virginia. However, your options may be limited, and you may have to pay a higher interest rate. Consider working to rebuild your credit after bankruptcy before applying for a loan.

Can I get a personal loan with a fixed or variable interest rate in White Plains, Virginia?

Yes, it is possible to get a personal loan with a fixed or variable interest rate in White Plains, Virginia. A fixed interest rate means that the interest rate on your loan will remain the same throughout the life of the loan. A variable interest rate means that the rate may change over time, depending on market conditions.