Personal Loans in Harper, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No personal loan companies in Harper, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bank 300 Market St, Man, WV 25635 +1 (304) 583 - 2200
First Choice America Community CU 370 Three Springs Dr, Weirton, WV 26062 +1 (304) 748 - 8600
K&K Loans 17 Merchant St, Buckhannon, WV 26201 +1 (304) 472 - 5128
Bank of Charles Town 119 Cowardly Lion Dr, Hedgesville, WV 25427 +1 (304) 754 - 0000
Gateway Mortgage 3566 Teays Valley Road Suite 102, Hurricane, WV 25526 +1 (304) 988 - 4487
First United Bank & Trust 320 S View Dr Suite 104, Bridgeport, WV 26330 +1 (304) 848 - 4350
Hancock County Savings Bank 300 Penco Rd, Weirton, WV 26062 +1 (304) 723 - 4140
Freedom Bank 302 WV-20, Buckhannon, WV 26201 +1 (304) 472 - 7070
Bank of Charles Town 9738 Tuscarora Pike, Martinsburg, WV 25403 +1 (304) 262 - 0089
Lendmark Financial Services LLC 250 Piercy Dr #17, Lewisburg, WV 24901 +1 (304) 647 - 5557

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Harper, WV, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Charleston, WV, Personal Loans in Huntington, WV, Personal Loans in Morgantown, WV and Personal Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harper, WV.

Introduction

West Virginia is known for its beautiful mountains, scenic views, and friendly locals. However, like anywhere else in the country, life can come with unexpected expenses. When money is tight, personal loans in Harper, West Virginia, can be a solution.

What are Personal Loans?

Personal loans are a type of unsecured loan that does not require collateral, which makes them a popular option for borrowers. The funds from a personal loan can be used for various expenses, such as home repairs, medical bills, or debt consolidation.

Types of Personal Loans

There are various types of personal loans available for borrowers. Here are some of the most common types:

  • Secured Personal Loans: In this type of loan, borrowers are required to put up collateral, such as a car or house, to secure the loan.
  • Unsecured Personal Loans: Unsecured personal loans do not require any collateral and are based solely on the borrower’s creditworthiness.
  • Debt Consolidation Loans: A debt consolidation loan is a personal loan that is used to consolidate high-interest debts, such as credit cards or medical bills, into one manageable monthly payment.

Interest Rates and Fees

When taking out a personal loan in Harper, West Virginia, it is important to understand the interest rates and fees associated with the loan. Interest rates can vary based on factors such as credit score and loan term length. Generally, unsecured personal loans will have a higher interest rate compared to secured personal loans.

It is also important to pay attention to any fees associated with the loan, such as origination fees or prepayment penalties. Origination fees are a one-time fee charged by the lender for processing the loan, while prepayment penalties are fees charged to borrowers who pay off the loan early.

Eligibility Requirements

Each lender will have their own eligibility requirements that borrowers must meet to qualify for a personal loan. Some of the most common requirements include:

  • Minimum credit score
  • Proof of income
  • Verification of employment
  • Proof of residency

It is important to review the lender’s eligibility requirements before applying for a personal loan to ensure you meet all the criteria.

Interesting Facts and Statistics about Personal Loans in Harper, West Virginia

Based on data from the West Virginia Attorney General’s office, personal loans are legal and popular in West Virginia. In 2020, the office received 74 complaints regarding personal loans, and the average complaint was regarding interest rates and fees.

In addition, according to a study by Experian, West Virginia has the lowest average personal loan balance in the country at $8,013.

Apply Now

If you are in need of a personal loan in Harper, West Virginia, TheGuaranteedLoans can help connect you with potential lenders. By filling out our online application, we can help facilitate your connection with lenders who may be able to offer you a loan that meets your needs. Keep in mind that we are a connector service and not a direct lender.

Don’t let unexpected expenses hold you back. Apply for a personal loan today with TheGuaranteedLoans.

Harper, WV personal loan calculator

F.A.Q.

Can I get a personal loan with a cosigner who lives out of state in Harper, West Virginia?

Yes, it is possible to get a personal loan with a cosigner who lives out of state in Harper, West Virginia. Many lenders allow you to use a cosigner who lives in a different state, as long as they meet the lender's eligibility requirements.

What is the minimum credit score required for a personal loan in Harper, West Virginia?

The minimum credit score required for a personal loan in Harper, West Virginia will vary by lender. In general, you will need to have a good credit score, typically above 700, to qualify for a personal loan.

Look for Personal Loans in Other Cities: