Payday Loans in Allred, Tennessee

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Allred, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Eastman Credit Union Mortgage and Business Lending Center 190 Community Center Dr 104, Pigeon Forge, TN 37863 +1 (800) 999 - 2328
1st Franklin Financial 200 Highway 52 Bypass East Suite E, Lafayette, TN 37083 +1 (615) 688 - 4791
First American Cash Advance 2340 McGrady Dr SE c, Cleveland, TN 37323 +1 (423) 559 - 2878
1st Franklin Financial 189 Highland Square, Crossville, TN 38555 +1 (931) 787 - 1280
Tennessee Title Loans, Inc. 4710 Navy Rd, Millington, TN 38053 +1 (901) 872 - 3414
Advance Financial 926 N Chancery St, McMinnville, TN 37110 +1 (931) 368 - 3091
Employee Resources Credit Union 330 W Church St, Lexington, TN 38351 +1 (731) 968 - 8746
Cash Express 486 Bell Rd, Nashville, TN 37217 +1 (615) 367 - 3663
Advance Financial 2224 A Madison St, Clarksville, TN 37043 +1 (931) 503 - 2917
The Tennessee Credit Union 917 Rivergate Pkwy, Goodlettsville, TN 37072 +1 (615) 868 - 0290

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Allred, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smyrna, TN, No Credit Check Loans in Spring Hill, TN, Payday Loans in Brentwood, TN, Guaranteed Loans in Chattanooga, TN, Payday Loans in Clarksville, TN, Payday Loans in Cleveland, TN, Payday Loans in Collierville, TN and Payday Loans in Columbia, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Allred, TN.

Are Payday Loans Legal In Allred, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Allred, TN payday loan calculator

The Ultimate Guide to Payday Loans in Allred, Tennessee

If you’re facing a financial emergency and need funds fast, a payday loan could be a viable option. Payday loans are short-term loans designed to help meet immediate financial needs, with repayment due on your next payday. In Allred, Tennessee, payday loans are legal, but it’s important to understand the requirements, limitations, and potential risks before applying.

How Payday Loans Work in Allred, Tennessee

Payday loans are regulated by Tennessee Code Annotated (TCA) 45-17-101 et seq., which sets out the maximum loan amounts and fees lenders can charge. In Allred, TN, you can borrow up to $500 with a maximum fee of 15%, which means you would pay back $575 on your next payday if you borrow the maximum amount.

To apply for a payday loan in Allred, Tennessee, you must be a U.S. citizen or permanent resident, at least 18 years old, and have a regular source of income. You’ll need to provide proof of income, such as a paystub or bank statement, and a valid ID, such as a driver’s license or passport.

If approved for a payday loan, you’ll typically receive the funds within one business day, either as cash or a direct deposit into your bank account. The loan term is usually two to four weeks, depending on when your next payday is.

The Benefits of Payday Loans

Payday loans can provide quick access to funds when you need them, without the hassle of a traditional bank loan application process. Some of the main benefits of payday loans include:

  • Simple and fast application process
  • No collateral required
  • No credit check required
  • Funds are usually available within one business day

The Risks of Payday Loans

While payday loans can be a helpful financial tool in certain circumstances, they also come with risks and potential drawbacks that you should be aware of. Some of the risks of payday loans in Allred, Tennessee include:

  • High fees and interest rates
  • Short repayment terms that could lead to a cycle of debt
  • Potentially predatory lending practices by some lenders
  • Negative impact on your credit score if you don’t repay on time

Interesting Facts About Payday Loans in Allred, Tennessee

Did you know that in Tennessee, payday lending laws were revised in 2018 to allow loans up to $1,000 with a maximum fee of 24%? However, in Allred, the maximum loan amount and fee remain at $500 and 15%, respectively.

Since 1999, Tennessee has been home to more than 1,200 payday lending storefronts, making it one of the highest concentrations of payday lenders in the country.

Apply Now with TheGuaranteedLoans

If you’ve decided that a payday loan is the right option for your financial needs, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we don’t provide loans directly, but we can assist you in finding lenders who may be able to match your needs and preferences.

To get started, simply fill out our online application form, which will ask for basic personal and financial information. Once you submit your application, we’ll immediately begin matching you with lenders who meet your requirements. You’ll then be able to review your loan offer and choose whether to accept it or not.

Don’t let a financial emergency leave you stranded – apply for a payday loan today with TheGuaranteedLoans and get the funds you need to bridge the gap until your next payday.

F.A.Q.

Can I be arrested for non-payment of a payday loan in Allred, Tennessee?

No, you cannot be arrested for non-payment of a payday loan in Allred, Tennessee. However, the lender may pursue legal action against you if you fail to repay your loan according to the terms of your loan agreement.

What are payday loans and how do they work in Allred, Tennessee?

Payday loans are short-term, high-interest loans designed to help individuals cover unexpected expenses or financial emergencies until their next payday. in Allred, Tennessee, payday lenders are licensed and regulated by the Tennessee Department of Financial Institutions, and must follow strict rules and guidelines when providing payday loans to consumers.