Payday Loans in Finley, Tennessee

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Finley, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 4228 Asheville Hwy, Knoxville, TN 37914 +1 (865) 525 - 8248
1st Franklin Financial 641 President Pl, Smyrna, TN 37167 +1 (615) 462 - 9000
Cash Corral Milan 15423 S 1st St # 103, Milan, TN 38358 +1 (731) 686 - 7953
Security Finance 8510 Wilkinsville Rd Suite 102, Millington, TN 38053 +1 (901) 872 - 3213
LoanMaster 3204 S Perkins Rd, Memphis, TN 38118 +1 (901) 795 - 5084
Cash Master 2391 Lake Rd, Dyersburg, TN 38024 +1 (731) 285 - 7711
Cash Express 525 Antioch Hwy 51 Rd, Covington, TN 38019 +1 (901) 475 - 0174
Moneytree 1627 Fort Campbell Blvd, Clarksville, TN 37042 +1 (931) 645 - 4635
1st Franklin Financial 1653 W College St, Pulaski, TN 38478 +1 (931) 363 - 6023
ORNL Federal Credit Union - Maynardville Food City 4344 Maynardville Hwy, Maynardville, TN 37807 +1 (865) 688 - 9555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Finley, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hendersonville, TN, Payday Loan Companies in Jackson, TN, Payday Loans in Johnson City, TN, Payday Loans in Kingsport, TN, Payday Loans in Knoxville, TN, Payday Loans in La Vergne, TN, Short-term Loans in Lebanon, TN and Payday Loans in Memphis, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Finley, TN.

Are Payday Loans Legal In Finley, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Finley, TN payday loan calculator

Understanding Payday Loans in Finley, Tennessee

Life is full of uncertainties, and sometimes we may find ourselves in situations where we need immediate financial assistance. This is where payday loans come in handy. Payday loans are short-term loans that are typically taken out to help individuals cover unexpected expenses or bridge the gap between paychecks. In Tennessee, payday loans are entirely legal, and they can be a valuable resource for those who need quick cash. In this article, we’ll explore everything you need to know about payday loans in Finley, Tennessee.

How Do Payday Loans Work?

Payday loans are designed to be fast and convenient. Typically, lenders will ask for proof of income, identification, and a checking account where the loan can be deposited. The application process usually takes minutes to complete, and some lenders can even provide same-day funding. Once the loan is approved, the borrower agrees to repay the loan amount plus interest on their next payday.

It’s important to note that payday loans are a short-term solution and should not be used as a long-term financial solution. Borrowers who fail to repay their loans on time can incur additional fees and damage to their credit score. It’s important to borrow responsibly and only take out a payday loan if it makes sense for your current financial situation.

What are the Requirements to Qualify for a Payday Loan in Finley, Tennessee?

In Tennessee, the requirements to qualify for a payday loan are straightforward. To be considered, you must:

  • Be at least 18 years old
  • Have a reliable source of income
  • Have an active checking account
  • Provide your name, address, and Social Security number

If you meet these requirements, you should have no problem qualifying for a payday loan in Finley, Tennessee. Keep in mind that each lender may have additional requirements, so it’s essential to do your research and find a lender that’s right for you.

What are the Benefits of Payday Loans?

Payday loans offer several benefits to borrowers in Finley, Tennessee. These include:

  • Fast funding: Payday loans are designed to be fast and convenient. You can typically get your money the same day you apply.
  • Flexible loan amounts: Depending on your financial needs, you can borrow as little as $50 or as much as $1,000.
  • No credit check: Unlike traditional loans, payday lenders do not typically check your credit score. This means that even if you have bad credit, you can still qualify for a payday loan.
  • Convenient repayment: Typically, repayment on payday loans is due on your next payday. This means that you don’t have to worry about long-term repayment schedules or recurring monthly payments.

What are the Risks of Payday Loans?

While payday loans can offer many benefits to borrowers, they also come with risks. These include:

  • High-interest rates: Payday loans typically come with high interest rates that can quickly add up if the loan is not repaid on time.
  • Additional fees: Some lenders may charge additional fees for late payments or loan renewals, which can make it challenging to escape a cycle of debt.
  • Debt cycle: It’s easy to fall into a cycle of debt with payday loans, where borrowers take out loans to cover previous debts.

Interesting Facts and Statistics about Payday Loans in Finley, Tennessee

  • As of 2020, Tennessee has more than 1,200 payday lenders operating in the state.
  • In 2019, Tennesseans took out more than 1.3 million payday loans, with an average loan amount of $387.
  • The estimated annual interest rate for payday loans in Tennessee is 426%.

Apply Now for a Payday Loan in Finley, Tennessee

If you’re in need of immediate financial assistance, TheGuaranteedLoans can connect you with potential lenders who offer payday loans in Finley, Tennessee. We make it easy to apply online and get matched with a lender that’s right for you. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We don’t make loan decisions, and we don’t control the terms or conditions of any loan offer you receive. Our goal is to help you find a lender that can meet your needs as quickly and efficiently as possible.

If you’re ready to apply for a payday loan in Finley, Tennessee, visit TheGuaranteedLoans website today to get started.

F.A.Q.

What are the interest rates for payday loans in Finley, Tennessee?

The interest rates for payday loans in Finley, Tennessee are determined by the lender and can vary depending on the amount of the loan and the borrower's credit history. Typically, the interest rates for these loans are higher than those for traditional loans due to the short-term nature of the loan.

Can I extend or roll over my payday loan in Finley, Tennessee?

in Finley, Tennessee, payday loan borrowers are allowed to extend or roll over their loans if they are unable to repay them on the agreed upon date. However, this option comes with additional fees and interest charges, which can make it more expensive in the long run. It is recommended to repay the loan on time to avoid additional costs.