Payday Loans in Lutts, Tennessee

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No payday loan companies in Lutts, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Mariner Finance 3991 Memorial Blvd, Springfield, TN 37172 +1 (615) 382 - 8138
A Plus Check Advance & Title 1099 S Roane St # 1, Harriman, TN 37748 +1 (865) 882 - 1100
Cash Express 510 S Main St, Springfield, TN 37172 +1 (615) 384 - 2104
Advance Financial 2131 Volunteer Pkwy, Bristol, TN 37620 +1 (423) 551 - 6161
First American Cash Advance 1144 N Gateway Ave, Rockwood, TN 37854 +1 (865) 354 - 8726
Covington Credit 505 Broad St, Elizabethton, TN 37643 +1 (423) 542 - 6099
Mariner Finance 2661 Decherd Blvd, Winchester, TN 37398 +1 (931) 962 - 3323
Check Advance 609 E Broadway Blvd, Jefferson City, TN 37760 +1 (865) 471 - 0999
North Jackson Bank-Kimball Br 205 Battle Creek Rd, South Pittsburg, TN 37380 +1 (423) 837 - 9102
Speedy Cash 1655 Fort Campbell Blvd, Clarksville, TN 37042 +1 (931) 920 - 0396

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lutts, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lebanon, TN, Guaranteed Loans in Memphis, TN, Payday Loans in Mount Juliet, TN, Guaranteed Loans in Murfreesboro, TN, Payday Loan for Smyrna, TN, Payday Loans in Spring Hill, TN, Payday Loans in Brentwood, TN and Quick Loan in Chattanooga, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lutts, TN.

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Payday Loans Available in Lutts, TN By The Following ZIP Codes:

38471

Are Payday Loans Legal In Lutts, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Lutts, TN payday loan calculator

Advise to read before applying

Payday Loans in Lutts Tennessee

Payday loans are a type of short-term loan that can provide financial relief to individuals who need cash quickly. They are usually due on the borrower’s next payday and are intended to be paid back in full, with interest and fees, at that time. Payday loans are legal in Tennessee, including the small town of Lutts.

How do Payday Loans work?

Payday loans are typically accessed by borrowers who are unable to access traditional credit options like personal loans and credit cards. The application process for a payday loan is usually short and simple, with lenders requiring only a few basic pieces of information like a borrower’s name, address, and income. Once approved, funds are usually disbursed to the borrower’s bank account within one business day, and repayment is due on the borrower’s next payday.

While payday loans can be a helpful resource for those in urgent need of cash, it is important to note that they come with high fees and interest rates. In Tennessee, lenders are allowed to charge up to 15% of the total loan amount in fees, and interest rates can climb as high as 459% APR.

Benefits of Payday Loans

One of the main benefits of payday loans is that they are accessible to individuals with poor credit or no credit history. Because payday lenders do not perform credit checks, borrowers who may not be eligible for other types of loans can still qualify for a payday loan. Additionally, payday loans can provide a temporary financial solution for unexpected expenses, like medical bills or car repairs.

Risks of Payday Loans

Despite their benefits, payday loans can also be risky for borrowers. High fees and interest rates can make it difficult for borrowers to repay the loan in full on their next payday, leading to a cycle of debt and additional fees. Additionally, if borrowers are unable to make their loan payments on time, they may face added fees and penalties, or even damage to their credit score.

Facts and Statistics about Payday Loans in Lutts, Tennessee

  • In 2019, Tennessee payday lenders made more than 1.3 million loans, totaling $469 million in value.
  • The average payday loan in Tennessee is $221, and borrowers typically pay $490 in fees over the life of the loan.
  • Tennessee has the highest average payday loan interest rate in the country, at 460% APR.
  • In Lutts, there are several payday lenders offering a range of loan options to eligible borrowers.

Apply Now for Payday Loans in Lutts, Tennessee

If you are considering a payday loan in Lutts, Tennessee, TheGuaranteedLoans can help connect you with potential lenders who may be able to meet your financial needs. We are a connector service, not a direct lender, and we work with a network of trusted lenders who offer a range of loan options at competitive rates. To get started, fill out our simple online application today.

F.A.Q.

How do I qualify for a payday loan in Lutts, Tennessee?

To qualify for a payday loan in Lutts, Tennessee, you must be at least 18 years old, have a valid ID, and have a source of income. You may also need to provide proof of your residence and a bank account in order to receive the loan.

What are the interest rates for payday loans in Lutts, Tennessee?

The interest rates for payday loans in Lutts, Tennessee are determined by the lender and can vary depending on the amount of the loan and the borrower's credit history. Typically, the interest rates for these loans are higher than those for traditional loans due to the short-term nature of the loan.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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