Payday Loans in Wildersville, Tennessee

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No payday loan companies in Wildersville, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 508 W Broadway Ave, Maryville, TN 37801 +1 (865) 995 - 6901
U.S. Money Shops 118 N Cedar Ave, South Pittsburg, TN 37380 +1 (423) 837 - 6114
The Cash Connection 15888 TN-3 N, Atoka, TN 38004 +1 (901) 837 - 7050
First Horizon Bank 208-210 W Main St, Waverly, TN 37185 +1 (931) 296 - 4214
World Finance Corporation 311 W Gaines St, Lawrenceburg, TN 38464 +1 (931) 766 - 0234
Tennessee Title Loans, Inc. 3215 Gallatin Pike, Nashville, TN 37216 +1 (615) 228 - 1460
Check Cashing Services 707 N Garden St, Columbia, TN 38401 +1 (931) 380 - 5800
World Finance Corporation 113 Suite 5, Regina St, Martin, TN 38237 +1 (731) 588 - 0781
World Finance 715 E Main St Suite D, Henderson, TN 38340 +1 (731) 989 - 9915
Heights Finance Corporation 2322 N Gateway Ave, Harriman, TN 37748 +1 (865) 882 - 9200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wildersville, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Knoxville, TN, Payday Loans in La Vergne, TN, Payday Loans in Lebanon, TN, Payday Loans in Memphis, TN, Payday Loans in Mount Juliet, TN, Payday Loans in Murfreesboro, TN, Quick Loan in Smyrna, TN and Online Loans in Spring Hill, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wildersville, TN.

Useful Articles

Are Payday Loans Legal In Wildersville, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Wildersville, TN payday loan calculator

Advise to read before applying

Payday Loans in Wildersville, Tennessee

Payday loans are short-term loans that offer quick financial relief for unexpected expenses. These loans are typically viewed as a last resort for those who cannot access traditional forms of credit and are often taken out by individuals with poor credit scores or low income levels. In Wildersville, Tennessee, payday loans are legal and regulated, but it is crucial to understand their risks and limitations before applying.

How Do Payday Loans Work?

Payday loans operate on a short-term basis and provide borrowers with access to quick cash. A borrower can typically receive a payday loan for up to $500, with repayment terms ranging from two weeks to a month. The loan is secured against the borrower’s next paycheck and is, therefore, due on their next payday. If the borrower cannot repay the loan, they may be able to extend it for an additional fee.

The application process for payday loans is quick and straightforward. Applicants can apply online or in-store and are required to provide proof of income, a government-issued ID, and a checking account. The lender will then evaluate the application and determine the amount of the loan and the repayment terms.

The Risks of Payday Loans

While payday loans can provide quick financial relief, they come with significant risks and limitations. One of the most significant risks of payday loans is high-interest rates, which can exceed 400% APR in some cases. Borrowers should carefully read the terms and conditions of their loan to understand the fees and interest rates fully.

Another risk is that borrowers may fall into a cycle of debt. Because payday loans are designed to be repaid on the borrower’s next payday, some borrowers may struggle to repay the loan and may need to extend it for an additional fee. This cycle can continue, and borrowers may find themselves trapped in a cycle of debt.

Payday Loans in Wildersville, Tennessee: Interesting Facts and Statistics

  • According to the Tennessee Department of Financial Institutions, there were 1,343 licensed payday lenders in Tennessee in 2020.
  • The average payday loan in Tennessee is $375.
  • Payday lenders in Tennessee can charge up to 460% APR on a 14-day $100 loan.
  • The average payday loan term in Tennessee is 14 days.
  • According to the Consumer Financial Protection Bureau, one in four payday loans are reborrowed nine times or more.

Apply Now

If you are considering a payday loan in Wildersville, Tennessee, TheGuaranteedLoans can connect you with potential lenders. We are not a direct lender but a loan connector service that can help you find a loan that meets your needs. To begin the application process, complete our online application, which takes just a few minutes to complete. Our lenders will then review your application, and you will be notified of your approval and loan terms. Apply now and get the financial help you need today.

Remember, payday loans should be used as a last resort and only for emergencies. Before considering a payday loan, consider other forms of credit and ways to manage your finances effectively.

F.A.Q.

Can I be charged additional fees if I am unable to repay my payday loan on time in Wildersville, Tennessee?

Yes, you may be charged additional fees if you are unable to repay your payday loan on time in Wildersville, Tennessee. These fees may include collection fees, returned check fees, and other penalties.

Is it possible to negotiate a lower interest rate or fee on a payday loan in Wildersville, Tennessee?

It is possible to negotiate a lower interest rate or fee on a payday loan in Wildersville, Tennessee, but it will depend on the lender and the terms of the loan agreement. You can try to negotiate a lower rate or fee with the lender, but they are not required to agree to your request.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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