Title Loans in Epes, Alabama

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No title loan companies in Epes, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 3901 Pepperell Pkwy, Opelika, AL 36801 +1 (334) 741 - 8449
Money Matters Title Loans 15 Claiborne St A, Camden, AL 36726
World Finance 3331 S Alabama Ave, Monroeville, AL 36460 +1 (251) 743 - 3050
TitleMax Title Loans 1402 2nd Ave SW, Cullman, AL 35055
Security Finance 14001 Hwy 43 Suite 22, Russellville, AL 35653 +1 (256) 332 - 9808
Wiregrass Title Loans 2736 Montgomery Hwy, Dothan, AL 36303 +1 (334) 792 - 4987
Fast Cash-Title Pawn! Fast,Friendly,Easy 233 S Quintard Ave, Anniston, AL 36201 +1 (256) 237 - 9994
Regional Finance 305 E Battle St Suite A, Talladega, AL 35160 +1 (256) 299 - 0026
Advance America 2553 Madison Ave, Montgomery, AL 36107
Cash Quick Title Loans 3119 Atlanta Hwy, Montgomery, AL 36109 +1 (334) 649 - 2235

Title Loan Companies in Nearby Cities

If there are no title loan companies in Epes, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Prichard, AL, Car Title Loans in Sylacauga, AL, Title Loans in Talladega, AL, Car Title Loans in Troy, AL, Title Loans in Trussville, AL, Car Title Loans in Tuscaloosa, AL, Title Loans in Valley, AL and Car Title Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Epes, AL.

Title Loans in Epes, Alabama

When you need quick cash, a title loan can be a great option. It’s a type of secured loan where you borrow money using your vehicle as collateral. In Alabama, title loans are legal and popular among borrowers. Epes, Alabama, is no exception.

If you live in Epes and are considering a title loan, here’s what you need to know.

How Do Title Loans Work?

To get a title loan, you must have a lien-free title to your vehicle. The loan amount you can receive depends on the value of your car. Typically, lenders allow borrowers to borrow between 25% to 50% of the car’s value. You’ll give the lender the title to your car, and they’ll hold onto it until you repay the loan.

The loan term for title loans in Alabama is 30 days. However, borrowers can extend the loan term for up to ten extra days with no additional fees. If you can’t pay back the loan at the end of the loan term, the lender can repossess your car.

The Benefits of Title Loans in Epes

There are several advantages of getting a title loan in Epes. Firstly, the loan application process is straightforward and fast. You can complete the process online or in-person at a title loan store, and you can have the cash you need in as little as 24 hours. Secondly, credit history is not a significant factor in determining eligibility for a title loan. As long as you have a vehicle with a clear title and can show proof of income, you can get approved for a title loan.

Additionally, title loans offer flexible repayment options. If you can’t pay back the loan entirely at the end of the loan term, you can roll over the balance into a new loan with added fees. While this isn’t a solution we recommend, it is available for borrowers who need more time to pay back the loan.

Are There Risks to Title Loans?

Yes, there are risks associated with title loans, just like any other type of loan. The primary risk is the potential to lose your car if you can’t repay the loan. Since title loans are short-term and come with high-interest rates, borrowers need to be aware of the potential to fall into a debt trap. Applying for a title loan should be done with caution and only when you’re sure you can repay the loan on time.

Interesting Facts and Statistics About Title Loans in Epes, Alabama

  • Alabama has some of the highest title loan rates in the nation, with an average APR of 300%.
  • Average title loan amounts in Alabama are around $900.
  • Approximately 18% of Alabama households are unbanked or underbanked, making them more likely to use alternative financial services like title loans.

Apply Now for a Title Loan in Epes, Alabama

If you need quick cash and are a resident of Epes, Alabama, TheGuaranteedLoans can help you connect with lenders who offer title loans. Fill out our online application, and we’ll match you with lenders who can provide you with the funds you need. Remember, we’re a connector service, not a direct lender, which means our only role is to help you find potential lenders who can work with you.

Before you apply, it’s essential to read the terms and conditions carefully and verify that you can repay the loan on time. If you have any questions about title loans, don’t hesitate to contact us. We’re here to help.

Useful Articles

Title Loans Available in Epes, AL By The Following ZIP Codes:

35460

Epes, AL title loan calculator

Frequently Asked Questions About Car Title Loans in Epes, Alabama

Can I get a title loan in Epes, Alabama without a bank account?

It may be possible to get a title loan in Epes, Alabama without a bank account, but it will depend on the lender's policies. Some lenders may require you to have a bank account, while others may offer alternative ways to receive and repay the loan.

Can I get a title loan in Epes, Alabama on a leased car?

It is generally not possible to get a title loan in Epes, Alabama on a leased car, as the borrower does not own the vehicle outright. In most cases, the lender will require the borrower to own the vehicle in order to qualify for a title loan.

Advise to read before applying

Look for Title Loans in Other Cities:

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