Title Loans in Evansville, Arkansas

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No title loan companies in Evansville, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Trotter Nissan 1910 W Hillsboro St, El Dorado, AR 71730 +1 (870) 864 - 4700
Arvest Bank 3005 W Main Pl, Russellville, AR 72801 +1 (479) 498 - 4866
Regions Mortgage 870 Enterprise Ave, Conway, AR 72032
Bank of Lake Village 201 Main St, Lake Village, AR 71653 +1 (870) 265 - 2241
Rabo AgriFinance 2600 Alexander Dr, Jonesboro, AR 72401 +1 (855) 818 - 6548
U.S. Bank Branch 100 S Main St, Mountain Home, AR 72653 +1 (870) 424 - 5626
USA Mortgage - Forrest City 1338 N Washington St, Forrest City, AR 72335 +1 (800) 315 - 9416
Car-Mart of Conway South 2740 Dave Ward Dr, Conway, AR 72034 +1 (501) 585 - 6656
First Security Bank 10 Bass Pro Dr, Little Rock, AR 72210 +1 (501) 217 - 4560
Direct Auto Insurance 2801 S Olive St Suite 12, Pine Bluff, AR 71603 +1 (870) 534 - 8881

Title Loan Companies in Nearby Cities

If there are no title loan companies in Evansville, AR, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Springdale, AR, Title Loans in Texarkana, AR, Title Loans in Benton, AR, Car Title Loans in Bentonville, AR, Title Loans in Conway, AR, Title Loans in Fayetteville, AR, Title Loans in Fort Smith, AR and Title Loans in Jonesboro, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Evansville, AR.

Title Loans in Evansville, Arkansas: A Comprehensive Guide

If you live in Evansville, Arkansas, and are in need of quick cash, one option available to you is a Title Loan. Title Loans are legal and popular in Arkansas, and they offer a way to access funds by using your vehicle as collateral. In this guide, we will explore the ins and outs of Title Loans in Evansville, Arkansas, including the laws and regulations, the risks and benefits, and how to select a reputable lender.

What is a Title Loan?

A Title Loan is a short-term loan that is secured by the borrower’s vehicle. In other words, if you can’t pay your loan back, the lender can take possession of your car. To get a title loan, you must own your vehicle outright; that is, you can’t owe any money on it. The loan amount is usually based on the value of your car; the more valuable your car is, the more you can borrow.

How Does a Title Loan Work?

The process of getting a title loan is relatively straightforward. First, you need to find a lender in Evansville, Arkansas, who offers title loans. Once you choose a lender, you will need to fill out an application and provide some basic information about yourself and your vehicle. The lender will then evaluate the value of your car, usually through an inspection, and decide how much you can borrow. If you agree to the terms of the loan, you will sign a contract and hand over the title of your car to the lender. Once you repay the loan plus interest, you will get your car title back.

The Risks and Benefits of Title Loans

Before you decide to take out a Title Loan, it’s important to understand the risks and benefits.

Benefits:

  • Fast access to cash: One of the most significant advantages of Title Loans is that they can usually be processed quickly, sometimes within a few hours.
  • No Credit Check: Title Loans aren’t dependent on your credit score. Therefore, even if you have bad credit or a history of bankruptcy, you may still qualify for a Title Loan in Evansville, Arkansas.
  • Keep Your Car: You can still keep and use your car while you repay the loan.

Risks:

  • High Interest Rates: Title Loans can have high-interest rates and fees, making them an expensive option for borrowing money.
  • Potential Car Repossession: If you default on your loan, the lender can take possession of your car, leaving you without a vehicle.
  • Negative Impact on Credit Score: If the lender reports your loan to the credit bureaus, it could negatively impact your credit score.

How to Choose a Reputable Lender

When choosing a lender in Evansville, Arkansas, it’s essential to research and compare your options. Here are some tips to help you find a reputable lender:

  • Check for licensing: Verify that your chosen lender is licensed to operate in Arkansas. You can find this information on the Arkansas Securities Department website.
  • Read reviews: Look for reviews of the lender to see what other customers have experienced. Check out sites like the Better Business Bureau, Yelp, and Google Reviews.
  • Check for online security: Before using an online lender, make sure they encrypt their website with SSL (Secure Sockets Layer).

Interesting Facts and Statistics about Title Loans in Evansville, Arkansas

Here are some verified facts and statistics related to Title Loans in Evansville, Arkansas:

  • Approximately 18% of Arkansas households live below the poverty level.
  • According to data from the Arkansas Attorney General’s office, there were 14,402 Title Loans made in Arkansas between January 1 and June 30, 2019, with an average loan amount of $867. The average annual percentage rate (APR) for these loans was 265.69%.
  • Reports from the Arkansas Advocates for Children and Families show that African American and Latino communities in Arkansas are more likely to use Title Loans than other groups.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans is here to help. Our connector service can help you find a Title Loan lender in Evansville, Arkansas. Fill out our online application, and we’ll connect you with potential lenders. Remember that, while we do our best to work with reputable lenders, we are not a direct lender, and we do not make credit decisions.

So if you’re considering a Title Loan in Evansville, Arkansas, make sure you understand the risks and benefits, do your research, and choose a lender you can trust. Good luck!

Useful Articles

Evansville, AR title loan calculator

Frequently Asked Questions About Car Title Loans in Evansville, Arkansas

Is there a maximum interest rate for title loans in Evansville, Arkansas?

Yes, the maximum interest rate for title loans in Evansville, Arkansas is set at 10% per month by the Office of Consumer Credit Commissioner.

Can I get a title loan on a leased vehicle in Evansville, Arkansas?

No, title loans in Evansville, Arkansas can only be taken out on vehicles that are owned outright by the borrower.

Advise to read before applying

Look for Title Loans in Other Cities:

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